Luminor Financial Holdings Limited (SGX:5UA)
Singapore flag Singapore · Delayed Price · Currency is SGD
0.0560
-0.0040 (-6.67%)
At close: Sep 10, 2025

SGXC:5UA Statistics

Total Valuation

SGXC:5UA has a market cap or net worth of SGD 8.37 million. The enterprise value is 43.46 million.

Market Cap8.37M
Enterprise Value 43.46M

Important Dates

The next estimated earnings date is Wednesday, November 19, 2025.

Earnings Date Nov 19, 2025
Ex-Dividend Date n/a

Share Statistics

SGXC:5UA has 167.44 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class 167.44M
Shares Outstanding 167.44M
Shares Change (YoY) -0.00%
Shares Change (QoQ) n/a
Owned by Insiders (%) 48.28%
Owned by Institutions (%) n/a
Float 72.46M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.62
PB Ratio 0.56
P/TBV Ratio 0.70
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 25.39, with an EV/FCF ratio of -7.12.

EV / Earnings -9.57
EV / Sales 3.24
EV / EBITDA 25.39
EV / EBIT 34.83
EV / FCF -7.12

Financial Position

The company has a current ratio of 1.19, with a Debt / Equity ratio of 3.83.

Current Ratio 1.19
Quick Ratio 1.13
Debt / Equity 3.83
Debt / EBITDA 33.33
Debt / FCF -9.35
Interest Coverage 0.23

Financial Efficiency

Return on equity (ROE) is -25.95% and return on invested capital (ROIC) is 1.09%.

Return on Equity (ROE) -25.95%
Return on Assets (ROA) 0.93%
Return on Invested Capital (ROIC) 1.09%
Return on Capital Employed (ROCE) 7.33%
Revenue Per Employee 154,149
Profits Per Employee -52,177
Employee Count68
Asset Turnover 0.16
Inventory Turnover 0.02

Taxes

In the past 12 months, SGXC:5UA has paid 2.04 million in taxes.

Income Tax 2.04M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -13.85% in the last 52 weeks. The beta is -0.23, so SGXC:5UA's price volatility has been lower than the market average.

Beta (5Y) -0.23
52-Week Price Change -13.85%
50-Day Moving Average 0.05
200-Day Moving Average 0.07
Relative Strength Index (RSI) 47.20
Average Volume (20 Days) 21,935

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, SGXC:5UA had revenue of SGD 13.41 million and -4.54 million in losses. Loss per share was -0.03.

Revenue13.41M
Gross Profit 13.31M
Operating Income 1.25M
Pretax Income -2.64M
Net Income -4.54M
EBITDA 1.41M
EBIT 1.25M
Loss Per Share -0.03
Full Income Statement

Balance Sheet

The company has 22.49 million in cash and 57.06 million in debt, giving a net cash position of -34.56 million or -0.21 per share.

Cash & Cash Equivalents 22.49M
Total Debt 57.06M
Net Cash -34.56M
Net Cash Per Share -0.21
Equity (Book Value) 14.91M
Book Value Per Share 0.09
Working Capital 12.82M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -6.01 million and capital expenditures -90,081, giving a free cash flow of -6.10 million.

Operating Cash Flow -6.01M
Capital Expenditures -90,081
Free Cash Flow -6.10M
FCF Per Share -0.04
Full Cash Flow Statement

Margins

Gross margin is 99.25%, with operating and profit margins of 9.30% and -33.85%.

Gross Margin 99.25%
Operating Margin 9.30%
Pretax Margin -19.69%
Profit Margin -33.85%
EBITDA Margin 10.54%
EBIT Margin 9.30%
FCF Margin n/a

Dividends & Yields

SGXC:5UA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.00%
Shareholder Yield n/a
Earnings Yield -54.22%
FCF Yield -72.92%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

SGXC:5UA has an Altman Z-Score of 0.57 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.57
Piotroski F-Score 3