Luminor Financial Holdings Statistics

Total Valuation

Luminor Financial Holdings has a market cap or net worth of SGD 9.71 million. The enterprise value is 38.96 million.

Market Cap	9.71M
Enterprise Value	38.96M

Important Dates

The next estimated earnings date is Monday, February 10, 2025.

Earnings Date	Feb 10, 2025
Ex-Dividend Date	n/a

Share Statistics

Luminor Financial Holdings has 167.44 million shares outstanding. The number of shares has increased by 3.26% in one year.

Current Share Class	n/a
Shares Outstanding	167.44M
Shares Change (YoY)	+3.26%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	49.16%
Owned by Institutions (%)	n/a
Float	63.42M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.86
PB Ratio	0.50
P/TBV Ratio	0.58
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.36, with an EV/FCF ratio of -1.94.

EV / Earnings	-61.54
EV / Sales	3.45
EV / EBITDA	11.36
EV / EBIT	13.30
EV / FCF	-1.94

Financial Position

The company has a current ratio of 1.95, with a Debt / Equity ratio of 2.36.

Current Ratio	1.95
Quick Ratio	1.81
Debt / Equity	2.36
Debt / EBITDA	13.99
Debt / FCF	-2.37
Interest Coverage	1.61

Financial Efficiency

Return on equity (ROE) is -3.56% and return on invested capital (ROIC) is 3.29%.

Return on Equity (ROE)	-3.56%
Return on Assets (ROA)	2.66%
Return on Capital (ROIC)	3.29%
Revenue Per Employee	182,323
Profits Per Employee	-10,211
Employee Count	61
Asset Turnover	0.17
Inventory Turnover	0.05

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +7.14% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+7.14%
50-Day Moving Average	0.06
200-Day Moving Average	0.08
Relative Strength Index (RSI)	43.60
Average Volume (20 Days)	16,375

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Luminor Financial Holdings had revenue of SGD 11.30 million and -633,062 in losses. Loss per share was -0.00.

Revenue	11.30M
Gross Profit	11.09M
Operating Income	2.89M
Pretax Income	821,860
Net Income	-633,062
EBITDA	3.16M
EBIT	2.89M
Loss Per Share	-0.00

Full Income Statement

Balance Sheet

The company has 18.88 million in cash and 47.50 million in debt, giving a net cash position of -28.62 million or -0.17 per share.

Cash & Cash Equivalents	18.88M
Total Debt	47.50M
Net Cash	-28.62M
Net Cash Per Share	-0.17
Equity (Book Value)	20.13M
Book Value Per Share	0.12
Working Capital	35.51M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -19.92 million and capital expenditures -117,532, giving a free cash flow of -20.04 million.

Operating Cash Flow	-19.92M
Capital Expenditures	-117,532
Free Cash Flow	-20.04M
FCF Per Share	-0.12

Full Cash Flow Statement

Margins

Gross margin is 98.10%, with operating and profit margins of 25.61% and -5.60%.

Gross Margin	98.10%
Operating Margin	25.61%
Pretax Margin	7.27%
Profit Margin	-5.60%
EBITDA Margin	27.92%
EBIT Margin	25.61%
FCF Margin	n/a

Dividends & Yields

Luminor Financial Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.26%
Shareholder Yield	-3.26%
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Luminor Financial Holdings has an Altman Z-Score of 1.07. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.07
Piotroski F-Score	n/a