Luminor Financial Holdings Limited (SGX:5UA)
Singapore · Delayed Price · Currency is SGD 0.0330
0.00 (0.00%)
At close: Aug 6, 2026
SGXC:5UA Ratios and Metrics
Market cap in millions SGD. Fiscal year is January - December.
Millions SGD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 11 | 7 | 10 | 9 | 14 | 14 | |
Market Cap Growth | 29.41% | -32.76% | 3.57% | -31.66% | -5.20% | 11.11% |
Enterprise Value | 41 | 42 | 39 | 9 | 1 | 2 |
Last Close Price | 0.03 | 0.04 | 0.06 | 0.05 | 0.08 | 0.10 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | - | 110.47 | 5.88 | - |
PS Ratio | 0.69 | 0.40 | 0.75 | 0.90 | 1.92 | 2.58 |
PB Ratio | 0.52 | 0.45 | 0.56 | 0.46 | 0.68 | 0.61 |
P/TBV Ratio | 0.57 | 0.54 | 0.70 | 0.53 | 0.70 | 0.63 |
P/FCF Ratio | 3.61 | - | - | - | 3.66 | - |
P/OCF Ratio | 3.54 | - | - | - | 3.23 | - |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.56 | 2.53 | 3.03 | 0.83 | 0.11 | 0.30 |
EV/EBITDA Ratio | 15.38 | 14.76 | 41.20 | 2.24 | - | 8.89 |
EV/EBIT Ratio | 17.62 | 15.81 | 53.65 | 2.37 | - | 38.01 |
EV/FCF Ratio | 13.40 | - | - | - | 0.20 | - |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 4.10 | 4.10 | 3.25 | 1.43 | 0.76 | 0.12 |
Debt / EBITDA Ratio | 19.39 | 19.39 | 44.88 | 7.26 | - | 7.83 |
Debt / FCF Ratio | - | - | - | - | 4.09 | - |
Net Debt / Equity Ratio | 2.05 | 2.05 | 1.41 | 0.28 | -0.27 | -0.44 |
Net Debt / EBITDA Ratio | 10.53 | 10.53 | 25.85 | 1.50 | 14.60 | -55.35 |
Net Debt / FCF Ratio | -4.43 | -4.43 | -1.28 | -0.62 | -1.43 | 0.98 |
Asset Turnover | 0.18 | 0.18 | 0.17 | 0.20 | 0.18 | 0.16 |
Inventory Turnover | 0.04 | 0.04 | 0.06 | 0.04 | 0.02 | 0.06 |
Quick Ratio | 1.09 | 1.09 | 1.15 | 1.27 | 1.55 | 2.26 |
Current Ratio | 1.16 | 1.16 | 1.22 | 1.41 | 1.81 | 2.99 |
Return on Equity (ROE) | -17.34% | -17.34% | -17.87% | 0.93% | 9.72% | -2.64% |
Return on Assets (ROA) | 1.80% | 1.80% | 0.60% | 4.33% | -0.91% | 0.08% |
Return on Invested Capital (ROIC) | 5.96% | 6.02% | 2.09% | 2.50% | -1.68% | 0.55% |
Return on Capital Employed (ROCE) | 16.10% | 16.10% | 3.90% | 16.20% | -2.60% | 0.20% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | -25.28% | -40.98% | -35.22% | 0.91% | 17.01% | -8.29% |
FCF Yield | 27.69% | -102.53% | -196.85% | -98.64% | 27.35% | -74.19% |
Buyback Yield / Dilution | - | - | -0.40% | -9.60% | -5.13% | - |
Total Shareholder Return | - | - | -0.40% | -9.60% | -5.13% | - |