OxPay Financial Limited (SGX:TVV)

OxPay Financial Statistics

Total Valuation

OxPay Financial has a market cap or net worth of SGD 17.68 million. The enterprise value is 14.94 million.

Market Cap	17.68M
Enterprise Value	14.94M

Important Dates

The next estimated earnings date is Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	n/a

Share Statistics

OxPay Financial has 346.66 million shares outstanding. The number of shares has increased by 0.11% in one year.

Current Share Class	346.66M
Shares Outstanding	346.66M
Shares Change (YoY)	+0.11%
Shares Change (QoQ)	+0.21%
Owned by Insiders (%)	35.55%
Owned by Institutions (%)	0.51%
Float	223.42M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	4.32
PB Ratio	-116.31
P/TBV Ratio	99.89
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-4.64
EV / Sales	3.65
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-4.17

Financial Position

The company has a current ratio of 1.14

Current Ratio	1.14
Quick Ratio	1.14
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.78
Interest Coverage	-25.80

Financial Efficiency

Return on equity (ROE) is -238.64% and return on invested capital (ROIC) is -65.67%.

Return on Equity (ROE)	-238.64%
Return on Assets (ROA)	-27.76%
Return on Invested Capital (ROIC)	-65.67%
Return on Capital Employed (ROCE)	-193.91%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.53
Inventory Turnover	229.25

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +22.50% in the last 52 weeks. The beta is 0.09, so OxPay Financial's price volatility has been lower than the market average.

Beta (5Y)	0.09
52-Week Price Change	+22.50%
50-Day Moving Average	0.05
200-Day Moving Average	0.04
Relative Strength Index (RSI)	43.09
Average Volume (20 Days)	1,711,550

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OxPay Financial had revenue of SGD 4.10 million and -3.22 million in losses. Loss per share was -0.01.

Revenue	4.10M
Gross Profit	2.26M
Operating Income	-3.41M
Pretax Income	-3.29M
Net Income	-3.22M
EBITDA	-3.36M
EBIT	-3.41M
Loss Per Share	-0.01

Balance Sheet

The company has 5.06 million in cash and 2.81 million in debt, giving a net cash position of 2.25 million or 0.01 per share.

Cash & Cash Equivalents	5.06M
Total Debt	2.81M
Net Cash	2.25M
Net Cash Per Share	0.01
Equity (Book Value)	-152,000
Book Value Per Share	0.00
Working Capital	740,000

Cash Flow

In the last 12 months, operating cash flow was -3.47 million and capital expenditures -113,000, giving a free cash flow of -3.59 million.

Operating Cash Flow	-3.47M
Capital Expenditures	-113,000
Free Cash Flow	-3.59M
FCF Per Share	-0.01

Margins

Gross margin is 55.22%, with operating and profit margins of -83.13% and -78.69%.

Gross Margin	55.22%
Operating Margin	-83.13%
Pretax Margin	-80.37%
Profit Margin	-78.69%
EBITDA Margin	-81.98%
EBIT Margin	-83.13%
FCF Margin	n/a

Dividends & Yields

OxPay Financial does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.11%
Shareholder Yield	n/a
Earnings Yield	-18.23%
FCF Yield	-20.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

OxPay Financial has an Altman Z-Score of -11.35 and a Piotroski F-Score of 1. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-11.35
Piotroski F-Score	1