Hua Xia Bank Co., Limited (SHA:600015)

Hua Xia Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	155,611	151,315	152,841	147,239
Interest Paid on Deposits	-	85,169	77,022	73,236	65,272
Net Interest Income	97,146	70,442	74,293	79,605	81,967
Net Interest Income Growth (YoY)	37.91%	-5.18%	-6.67%	-2.88%	13.22%
Gain (Loss) on Sale of Assets	-	39	-3	-8	3
Gain (Loss) on Sale of Investments	-	1,937	1,624	741	-4
Other Non-Interest Income	-	20,789	17,894	15,532	13,343
Total Non-Interest Income	-	22,765	19,515	16,265	13,342
Non-Interest Income Growth (YoY)	-	16.65%	19.98%	21.91%	8.13%
Revenues Before Loan Losses	97,146	93,207	93,808	95,870	95,309
Provision for Loan Losses	-	25,301	30,733	35,198	40,010
Revenue	97,146	67,906	63,075	60,672	55,299
Revenue Growth (YoY)	43.06%	7.66%	3.96%	9.72%	1.50%
Selling, General & Administrative	-	29,236	28,264	27,863	26,622
Other Non-Interest Expense	61,204	3,227	1,116	1,271	1,526
Total Non-Interest Expense	61,267	32,463	29,380	29,134	28,148
EBT Excluding Unusual Items	35,879	35,443	33,695	31,538	27,151
Other Unusual Items	-	-4	-112	-45	2
Pretax Income	35,879	35,439	33,583	31,493	27,153
Income Tax Expense	8,203	8,594	8,093	7,590	5,585
Earnings From Continuing Operations	27,676	26,845	25,490	23,903	21,568
Minority Interest in Earnings	-	-482	-455	-368	-293
Net Income	27,676	26,363	25,035	23,535	21,275
Preferred Dividends & Other Adjustments	-	2,876	2,876	2,780	2,780
Net Income to Common	27,676	23,487	22,159	20,755	18,495
Net Income Growth	4.98%	5.30%	6.37%	10.62%	-2.88%
Basic Shares Outstanding	17,084	15,915	15,475	15,387	15,387
Diluted Shares Outstanding	17,084	15,915	15,475	15,387	15,387
Shares Change (YoY)	7.34%	2.84%	0.57%	-	-
EPS (Basic)	1.62	1.48	1.43	1.35	1.20
EPS (Diluted)	1.62	1.48	1.43	1.35	1.20
EPS Growth	9.77%	3.20%	6.02%	12.22%	-12.20%
Dividend Per Share	-	0.384	0.383	0.338	0.301
Dividend Growth	-	0.26%	13.31%	12.29%	20.88%
Effective Tax Rate	22.86%	24.25%	24.10%	24.10%	20.57%

Source: S&P Capital IQ. Banks template. Financial Sources.