Hua Xia Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	146,483	155,611	151,315	152,841
Interest Paid on Deposits	-	84,420	85,169	77,022	73,236
Net Interest Income	91,914	62,063	70,442	74,293	79,605
Net Interest Income Growth (YoY)	48.10%	-11.89%	-5.18%	-6.67%	-2.88%
Gain (Loss) on Sale of Assets	-	24	39	-3	-8
Gain (Loss) on Sale of Investments	-	4,104	2,047	1,624	741
Other Non-Interest Income	-	30,877	20,560	17,894	15,532
Total Non-Interest Income	-	35,005	22,646	19,515	16,265
Non-Interest Income Growth (YoY)	-	54.57%	16.04%	19.98%	21.91%
Revenues Before Loan Losses	91,914	97,068	93,088	93,808	95,870
Provision for Loan Losses	-	28,427	25,301	30,733	35,198
Revenue	91,914	68,641	67,787	63,075	60,672
Revenue Growth (YoY)	33.91%	1.26%	7.47%	3.96%	9.72%
Selling, General & Administrative	-	28,954	29,236	28,264	27,863
Other Non-Interest Expense	57,625	3,823	3,227	1,116	1,271
Total Non-Interest Expense	57,740	32,777	32,463	29,380	29,134
EBT Excluding Unusual Items	34,174	35,864	35,324	33,695	31,538
Other Unusual Items	-	15	115	-112	-45
Pretax Income	34,174	35,879	35,439	33,583	31,493
Income Tax Expense	6,974	7,683	8,594	8,093	7,590
Earnings From Continuing Operations	27,200	28,196	26,845	25,490	23,903
Minority Interest in Earnings	-	-520	-482	-455	-368
Net Income	27,200	27,676	26,363	25,035	23,535
Preferred Dividends & Other Adjustments	-	1,940	2,876	2,876	2,780
Net Income to Common	27,200	25,736	23,487	22,159	20,755
Net Income Growth	-1.72%	4.98%	5.30%	6.37%	10.62%
Basic Shares Outstanding	16,790	15,915	15,915	15,475	15,387
Diluted Shares Outstanding	16,790	15,915	15,915	15,475	15,387
Shares Change (YoY)	5.50%	-	2.84%	0.57%	-
EPS (Basic)	1.62	1.62	1.48	1.43	1.35
EPS (Diluted)	1.62	1.62	1.48	1.43	1.35
EPS Growth	0.18%	9.57%	3.20%	6.02%	12.22%
Dividend Per Share	-	0.405	0.384	0.383	0.338
Dividend Growth	-	5.47%	0.26%	13.31%	12.29%
Effective Tax Rate	20.41%	21.41%	24.25%	24.10%	24.10%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.