Hua Xia Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	136,302	146,483	155,611	151,315	152,841	147,239
Interest Paid on Deposits	75,003	84,420	85,169	77,022	73,236	65,272
Net Interest Income	61,299	62,063	70,442	74,293	79,605	81,967
Net Interest Income Growth (YoY)	-7.50%	-11.89%	-5.18%	-6.67%	-2.88%	13.22%
Gain (Loss) on Sale of Assets	220	24	39	-3	-8	3
Gain (Loss) on Sale of Investments	4,202	4,104	2,047	1,624	741	-4
Other Non-Interest Income	25,052	30,877	20,560	17,894	15,532	13,343
Total Non-Interest Income	29,474	35,005	22,646	19,515	16,265	13,342
Non-Interest Income Growth (YoY)	9.79%	54.57%	16.04%	19.98%	21.91%	8.13%
Revenues Before Loan Losses	90,773	97,068	93,088	93,808	95,870	95,309
Provision for Loan Losses	24,913	28,427	25,301	30,733	35,198	40,010
Revenue	65,860	68,641	67,787	63,075	60,672	55,299
Revenue Growth (YoY)	-5.92%	1.26%	7.47%	3.96%	9.72%	1.50%
Selling, General & Administrative	26,934	28,954	29,236	28,264	27,863	26,622
Other Non-Interest Expense	3,812	3,823	3,227	1,116	1,271	1,526
Total Non-Interest Expense	30,756	32,777	32,463	29,380	29,134	28,148
EBT Excluding Unusual Items	35,104	35,864	35,324	33,695	31,538	27,151
Other Unusual Items	52	15	115	-112	-45	2
Pretax Income	35,156	35,879	35,439	33,583	31,493	27,153
Income Tax Expense	7,396	7,683	8,594	8,093	7,590	5,585
Earnings From Continuing Operations	27,760	28,196	26,845	25,490	23,903	21,568
Minority Interest in Earnings	-613	-520	-482	-455	-368	-293
Net Income	27,147	27,676	26,363	25,035	23,535	21,275
Preferred Dividends & Other Adjustments	1,940	1,940	2,876	2,876	2,780	2,780
Net Income to Common	25,207	25,736	23,487	22,159	20,755	18,495
Net Income Growth	0.85%	4.98%	5.30%	6.37%	10.62%	-2.88%
Basic Shares Outstanding	15,534	15,915	15,915	15,475	15,387	15,387
Diluted Shares Outstanding	15,534	15,915	15,915	15,475	15,387	15,387
Shares Change (YoY)	2.94%	-	2.84%	0.57%	-	-
EPS (Basic)	1.62	1.62	1.48	1.43	1.35	1.20
EPS (Diluted)	1.62	1.62	1.48	1.43	1.35	1.20
EPS Growth	1.84%	9.57%	3.20%	6.02%	12.22%	-12.20%
Dividend Per Share	0.405	0.405	0.384	0.383	0.338	0.301
Dividend Growth	-16.32%	5.47%	0.26%	13.31%	12.29%	20.88%
Effective Tax Rate	21.04%	21.41%	24.25%	24.10%	24.10%	20.57%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.