Xiangcai Co.,Ltd Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	892.67	878.26	884.14	820.29	863.64
Total Interest Expense	375.55	466.9	502.89	521.85	566.91
Net Interest Income	517.12	411.36	381.25	298.45	296.73
Brokerage Commission	291.21	429.74	569.86	1,757	2,545
Other Revenue	1,236	884.1	867.22	939.26	1,162
Revenue Before Loan Losses	2,044	1,725	1,818	2,994	4,005
Provision for Loan Losses	0.49	0.96	-1.16	-1.2	-0.84
Revenue	2,043	1,724	1,819	2,996	4,005
Revenue Growth (YoY)	18.52%	-5.24%	-39.26%	-25.21%	81.95%
Salaries & Employee Benefits	-	-	-11.65	12.46	9.54
Cost of Services Provided	1,874	1,763	1,968	3,049	3,970
Other Operating Expenses	19.4	16.24	15.18	15.65	20.02
Total Operating Expenses	1,897	1,781	1,973	3,075	3,994
Operating Income	146.55	-56.96	-153.6	-79.16	11.49
Currency Exchange Gains	-0.86	0.61	0.58	2.94	-0.78
Other Non-Operating Income (Expenses)	525.35	297	59.24	191.65	378.68
EBT Excluding Unusual Items	671.04	240.65	-93.78	115.43	389.39
Asset Writedown	-1.66	-7.65	-	-	-
Legal Settlements	-2.93	-231.29	-2	-	-
Gain (Loss) on Sale of Investments	-27.23	163.58	258.56	-450.27	315.03
Other Unusual Items	0.58	4.46	7.89	13.03	8.5
Pretax Income	651.52	168.98	188.6	-323.3	713.09
Income Tax Expense	189.96	63.19	71.74	4.86	225.38
Earnings From Continuing Ops.	461.55	105.79	116.86	-328.17	487.72
Minority Interest in Earnings	2.57	3.38	2.56	1.88	-1.96
Net Income	464.13	109.17	119.42	-326.29	485.75
Net Income to Common	464.13	109.17	119.42	-326.29	485.75
Net Income Growth	325.15%	-8.58%	-	-	36.33%
Shares Outstanding (Basic)	2,849	2,858	2,857	2,855	2,754
Shares Outstanding (Diluted)	2,849	2,858	2,857	2,855	2,754
Shares Change (YoY)	-0.30%	0.03%	0.08%	3.67%	5.10%
EPS (Basic)	0.16	0.04	0.04	-0.11	0.18
EPS (Diluted)	0.16	0.04	0.04	-0.11	0.18
EPS Growth	326.44%	-8.61%	-	-	29.71%
Free Cash Flow	1,586	5,740	-1,516	752.51	-457.29
Free Cash Flow Per Share	0.56	2.01	-0.53	0.26	-0.17
Dividend Per Share	-	-	0.035	0.069	0.133
Dividend Growth	-	-	-49.28%	-48.16%	78.49%
Operating Margin	7.17%	-3.30%	-8.44%	-2.64%	0.29%
Profit Margin	22.71%	6.33%	6.56%	-10.89%	12.13%
Free Cash Flow Margin	77.63%	332.90%	-83.31%	25.12%	-11.42%
Effective Tax Rate	29.16%	37.40%	38.04%	-	31.61%
Revenue as Reported	2,420	2,192	2,321	3,516	4,571

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.