Sunny Loan Top Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	345.42	270.8	159.98	147.51	155.03
Other Revenue	125.8	137.95	102.67	107.73	105.89
Revenue	471.22	408.76	262.65	255.24	260.92
Revenue Growth (YoY)	15.28%	55.63%	2.90%	-2.18%	41.94%
Cost of Revenue	168.45	164.33	93.78	110.19	76.33
Gross Profit	302.76	244.42	168.87	145.06	184.6
Selling, General & Admin	103.72	113.08	114.03	112.65	111.26
Other Operating Expenses	5.94	5.94	5.31	5.61	4.7
Operating Expenses	109.02	119.55	119.25	121.13	129.23
Operating Income	193.74	124.88	49.62	23.92	55.37
Interest Expense	-3.23	-2.98	-1.39	-1.59	-0.93
Interest & Investment Income	7.2	9.63	20.71	15.14	43.25
Currency Exchange Gain (Loss)	-	-	-	-	0.03
Other Non Operating Income (Expenses)	-42.99	-21.13	-2.95	-0.59	-0.41
EBT Excluding Unusual Items	154.72	110.4	65.99	36.88	97.3
Gain (Loss) on Sale of Investments	6.49	-2.46	-4.35	20.55	-20.61
Gain (Loss) on Sale of Assets	0.03	-0.11	24.71	0.04	-0.02
Asset Writedown	-	-1.17	-2.2	-1.86	-0.05
Legal Settlements	-	-	-20.46	-19.33	-14.11
Other Unusual Items	1.32	2.89	1.44	5.15	8.93
Pretax Income	162.56	109.55	65.13	41.44	71.45
Income Tax Expense	48.49	33.29	27.3	19.82	39.12
Earnings From Continuing Operations	114.07	76.26	37.84	21.61	32.33
Minority Interest in Earnings	-33.76	-23.09	-15.64	-12.71	-15.71
Net Income	80.31	53.17	22.2	8.9	16.62
Net Income to Common	80.31	53.17	22.2	8.9	16.62
Net Income Growth	51.03%	139.53%	149.31%	-46.42%	-
Shares Outstanding (Basic)	454	454	453	445	449
Shares Outstanding (Diluted)	454	454	453	445	449
Shares Change (YoY)	-0.17%	0.32%	1.76%	-0.88%	-1.43%
EPS (Basic)	0.18	0.12	0.05	0.02	0.04
EPS (Diluted)	0.18	0.12	0.05	0.02	0.04
EPS Growth	51.28%	138.78%	145.00%	-45.95%	-
Free Cash Flow	-1,009	-665.43	-826.02	41.76	-617.65
Free Cash Flow Per Share	-2.22	-1.46	-1.82	0.09	-1.38
Dividend Per Share	0.018	0.015	0.015	0.010	0.011
Dividend Growth	20.00%	-	50.00%	-9.09%	-
Gross Margin	64.25%	59.80%	64.30%	56.83%	70.75%
Operating Margin	41.12%	30.55%	18.89%	9.37%	21.22%
Profit Margin	17.04%	13.01%	8.45%	3.49%	6.37%
Free Cash Flow Margin	-214.06%	-162.79%	-314.50%	16.36%	-236.72%
EBITDA	210.72	142.89	67.67	41.73	67.94
EBITDA Margin	44.72%	34.96%	25.77%	16.35%	26.04%
D&A For EBITDA	16.98	18.01	18.05	17.81	12.57
EBIT	193.74	124.88	49.62	23.92	55.37
EBIT Margin	41.12%	30.55%	18.89%	9.37%	21.22%
Effective Tax Rate	29.83%	30.39%	41.91%	47.84%	54.76%
Revenue as Reported	471.22	408.76	262.65	255.24	260.92
Advertising Expenses	-	-	-	0.67	0.44

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.