Sunny Loan Top Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,966	4,348	5,311	3,239	2,862	2,531
Market Cap Growth	-10.83%	-18.14%	63.95%	13.18%	13.11%	4.50%
Enterprise Value	6,833	7,250	7,047	3,796	3,091	3,001
Last Close Price	8.73	9.57	11.67	7.10	6.26	5.53
PE Ratio	49.32	54.14	99.88	145.93	321.46	152.28
Forward PE	-	19.69	19.69	19.69	19.69	19.69
PS Ratio	8.42	9.23	12.99	12.33	11.21	9.70
PB Ratio	1.36	1.49	1.88	1.17	1.05	0.93
P/TBV Ratio	1.77	1.94	2.46	1.55	1.39	1.23
P/FCF Ratio	-	-	-	-	68.54	-
P/OCF Ratio	-	-	-	-	61.43	-
EV/Sales Ratio	14.50	15.39	17.24	14.45	12.11	11.50
EV/EBITDA Ratio	31.54	34.41	49.32	56.10	74.06	44.17
EV/EBIT Ratio	35.27	37.42	56.43	76.51	129.19	54.19
EV/FCF Ratio	-6.77	-	-	-	74.01	-
Debt / Equity Ratio	1.02	1.02	0.70	0.36	0.26	0.23
Debt / EBITDA Ratio	13.67	13.67	13.32	13.99	15.69	8.70
Debt / FCF Ratio	-	-	-	-	16.83	-
Net Debt / Equity Ratio	0.75	0.75	0.40	0.11	-0.20	-0.15
Net Debt / EBITDA Ratio	10.41	10.41	7.83	4.45	-12.94	-5.81
Net Debt / FCF Ratio	-2.17	-2.17	-1.68	-0.36	-12.93	0.64
Asset Turnover	0.09	0.09	0.09	0.07	0.07	0.08
Inventory Turnover	4.29	4.29	3.49	3.50	34.65	64.93
Quick Ratio	1.53	1.53	1.83	2.63	2.62	2.55
Current Ratio	1.69	1.69	2.03	3.03	3.67	3.02
Return on Equity (ROE)	3.98%	3.98%	2.73%	1.37%	0.79%	1.20%
Return on Assets (ROA)	2.18%	2.18%	1.74%	0.82%	0.42%	1.06%
Return on Invested Capital (ROIC)	2.66%	3.00%	2.48%	1.09%	0.55%	1.18%
Return on Capital Employed (ROCE)	4.50%	4.50%	3.20%	1.50%	0.80%	1.80%
Earnings Yield	2.02%	1.85%	1.00%	0.69%	0.31%	0.66%
FCF Yield	-25.43%	-23.20%	-12.53%	-25.50%	1.46%	-24.41%
Dividend Yield	0.20%	0.19%	0.13%	0.21%	0.16%	0.20%
Payout Ratio	107.34%	107.34%	104.56%	121.39%	429.57%	191.08%
Buyback Yield / Dilution	0.17%	0.17%	-0.32%	-1.76%	0.88%	1.43%
Total Shareholder Return	0.37%	0.35%	-0.19%	-1.55%	1.04%	1.63%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.