Bank of Jiangsu Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	138,891	130,702	125,972	115,707	104,871	92,404
Interest Paid on Deposits	74,760	74,746	73,328	63,443	59,392	55,417
Net Interest Income	64,131	55,957	52,645	52,264	45,480	36,987
Net Interest Income Growth (YoY)	20.41%	6.29%	0.73%	14.92%	22.96%	36.90%
Gain (Loss) on Sale of Assets	75.05	65.7	19.43	69.27	128.97	255.24
Gain (Loss) on Sale of Investments	911.45	911.45	97.83	781.19	369.72	1.59
Other Non-Interest Income	20,084	23,388	21,531	16,888	17,456	14,531
Total Non-Interest Income	21,071	24,365	21,649	17,738	17,955	14,788
Non-Interest Income Growth (YoY)	-14.56%	12.55%	22.04%	-1.21%	21.41%	-17.04%
Revenues Before Loan Losses	85,202	80,322	74,293	70,002	63,434	51,775
Provision for Loan Losses	22,035	18,377	16,576	19,676	22,280	22,389
Revenue	63,167	61,945	57,717	50,326	41,154	29,386
Revenue Growth (YoY)	2.66%	7.33%	14.69%	22.29%	40.05%	6.37%
Selling, General & Administrative	21,858	19,983	17,826	17,307	14,307	12,205
Other Non-Interest Expense	1,222	1,149	1,139	913.49	775.7	667.77
Total Non-Interest Expense	23,063	21,133	19,023	18,220	15,083	12,873
EBT Excluding Unusual Items	40,104	40,813	38,694	32,106	26,071	16,513
Other Unusual Items	395.54	455.37	-	523.04	404.45	235.02
Pretax Income	40,498	41,268	38,694	32,629	26,476	16,748
Income Tax Expense	4,593	7,962	8,681	6,277	6,067	1,128
Earnings From Continuing Operations	35,905	33,306	30,013	26,352	20,409	15,620
Minority Interest in Earnings	-1,714	-1,463	-1,263	-966	-714.9	-554
Net Income	34,191	31,843	28,750	25,386	19,694	15,066
Preferred Dividends & Other Adjustments	1,532	1,532	1,532	1,800	1,800	1,040
Net Income to Common	32,659	30,311	27,218	23,586	17,894	14,026
Net Income Growth	9.13%	10.76%	13.25%	28.90%	30.72%	3.06%
Basic Shares Outstanding	18,660	18,351	16,127	14,770	14,770	11,545
Diluted Shares Outstanding	18,660	18,351	18,243	17,909	17,759	14,190
Shares Change (YoY)	-8.58%	0.59%	1.87%	0.85%	25.15%	3.82%
EPS (Basic)	1.75	1.65	1.69	1.60	1.21	1.21
EPS (Diluted)	1.75	1.65	1.52	1.36	1.05	1.04
EPS Growth	17.62%	8.43%	11.51%	29.51%	1.22%	0.36%
Dividend Per Share	0.545	0.521	0.470	0.491	0.400	0.316
Dividend Growth	-29.75%	10.77%	-4.22%	22.68%	26.58%	13.67%
Effective Tax Rate	11.34%	19.29%	22.43%	19.24%	22.91%	6.74%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.