Bank of Jiangsu Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Interest Income on Loans	-	125,972	115,707	104,871	92,404	Upgrade
Interest Paid on Deposits	-	73,328	63,443	59,392	55,417	Upgrade
Net Interest Income	80,815	52,645	52,264	45,480	36,987	Upgrade
Net Interest Income Growth (YoY)	53.51%	0.73%	14.92%	22.96%	36.90%	Upgrade
Gain (Loss) on Sale of Assets	-	19.43	69.27	128.97	255.24	Upgrade
Gain (Loss) on Sale of Investments	-	97.83	781.19	369.72	1.59	Upgrade
Other Non-Interest Income	-	20,779	16,888	17,456	14,531	Upgrade
Total Non-Interest Income	-	20,896	17,738	17,955	14,788	Upgrade
Non-Interest Income Growth (YoY)	-	17.80%	-1.21%	21.41%	-17.04%	Upgrade
Revenues Before Loan Losses	80,815	73,541	70,002	63,434	51,775	Upgrade
Provision for Loan Losses	-	16,576	19,676	22,280	22,389	Upgrade
Revenue	80,815	56,965	50,326	41,154	29,386	Upgrade
Revenue Growth (YoY)	41.87%	13.19%	22.29%	40.05%	6.37%	Upgrade
Selling, General & Administrative	-	17,826	17,307	14,307	12,205	Upgrade
Other Non-Interest Expense	39,509	975.48	913.49	775.7	667.77	Upgrade
Total Non-Interest Expense	39,547	18,801	18,220	15,083	12,873	Upgrade
EBT Excluding Unusual Items	41,268	38,164	32,106	26,071	16,513	Upgrade
Asset Writedown	-	-163.17	-	-	-	Upgrade
Other Unusual Items	-	693.85	523.04	404.45	235.02	Upgrade
Pretax Income	41,268	38,694	32,629	26,476	16,748	Upgrade
Income Tax Expense	9,425	8,681	6,277	6,067	1,128	Upgrade
Earnings From Continuing Operations	31,843	30,013	26,352	20,409	15,620	Upgrade
Minority Interest in Earnings	-	-1,263	-966	-714.9	-554	Upgrade
Net Income	31,843	28,750	25,386	19,694	15,066	Upgrade
Preferred Dividends & Other Adjustments	-	1,532	1,800	1,800	1,040	Upgrade
Net Income to Common	31,843	27,218	23,586	17,894	14,026	Upgrade
Net Income Growth	10.76%	13.25%	28.90%	30.72%	3.06%	Upgrade
Basic Shares Outstanding	19,299	16,127	14,770	14,770	11,545	Upgrade
Diluted Shares Outstanding	19,299	18,243	17,909	17,759	14,190	Upgrade
Shares Change (YoY)	5.79%	1.87%	0.85%	25.15%	3.82%	Upgrade
EPS (Basic)	1.65	1.69	1.60	1.21	1.21	Upgrade
EPS (Diluted)	1.65	1.52	1.36	1.05	1.04	Upgrade
EPS Growth	8.43%	11.51%	29.51%	1.22%	0.36%	Upgrade
Dividend Per Share	-	0.470	0.491	0.400	0.316	Upgrade
Dividend Growth	-	-4.22%	22.68%	26.58%	13.67%	Upgrade
Effective Tax Rate	22.84%	22.44%	19.24%	22.91%	6.74%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.