Jiangsu Changshu Rural Commercial Bank Co., Ltd. (SHA: 601128)

Jiangsu Changshu Rural Commercial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	16,225	12,053	11,391	10,724	5,403	6,342
Investment Securities	79,658	74,935	61,729	48,009	50,841	48,548
Trading Asset Securities	20,824	14,136	12,320	13,893	10,869	7,267
Total Investments	100,482	89,071	74,049	61,903	61,710	55,815
Gross Loans	239,329	222,740	193,867	164,519	131,774	110,333
Allowance for Loan Losses	-9,725	-8,922	-8,454	-7,009	-6,104	-5,058
Net Loans	229,604	213,819	185,414	157,510	125,670	105,275
Property, Plant & Equipment	2,179	2,126	1,924	1,776	1,388	1,291
Goodwill	17.77	9.44	9.44	-	-	-
Other Intangible Assets	271.12	297.45	293.15	178.34	177.33	184.88
Accrued Interest Receivable	1,000	939.94	836.97	700.64	703.96	659.03
Other Receivables	33.58	15.41	16.57	54.9	32.98	28.95
Restricted Cash	14,055	12,868	11,416	11,261	11,437	13,611
Other Current Assets	708.73	657.45	171.45	469.62	400.42	315.35
Long-Term Deferred Tax Assets	2,334	2,209	1,937	1,503	1,269	1,161
Other Real Estate Owned & Foreclosed	16.6	2.98	2.98	6.96	9.52	15.36
Other Long-Term Assets	305.39	305.39	305.39	305.39	262.04	-
Total Assets	367,303	334,456	287,881	246,583	208,685	184,839
Accrued Expenses	411	518.94	485.78	527.97	475.28	362.67
Interest Bearing Deposits	231,906	198,373	159,816	132,302	101,051	85,368
Non-Interest Bearing Deposits	52,401	50,757	54,506	53,162	58,002	50,792
Total Deposits	284,307	249,130	214,322	185,465	159,052	136,160
Short-Term Borrowings	19,035	21,819	16,129	10,453	9,137	11,751
Current Portion of Long-Term Debt	8,413	8,176	7,546	6,612	5,745	2,390
Current Portion of Leases	93.49	97.53	106.89	92.18	-	-
Current Income Taxes Payable	172.69	279.95	395.65	337.4	291.76	338.27
Accrued Interest Payable	6,710	6,517	5,751	4,827	3,689	3,382
Other Current Liabilities	6,847	7,037	3,073	952.55	427.12	426.88
Long-Term Debt	11,671	12,357	14,767	15,044	10,048	11,433
Long-Term Leases	196.5	167.35	184.98	208.26	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	288.33
Other Long-Term Liabilities	1,055	1,225	1,004	927.12	712.21	408.7
Total Liabilities	338,912	307,325	263,766	225,446	189,578	166,940
Common Stock	3,015	2,741	2,741	2,741	2,741	2,741
Additional Paid-In Capital	2,977	3,251	3,250	3,249	3,242	3,245
Retained Earnings	19,070	18,021	15,424	13,229	11,589	10,334
Comprehensive Income & Other	1,349	1,344	1,163	569.58	388.38	606.23
Total Common Equity	26,411	25,356	22,578	19,788	17,960	16,925
Minority Interest	1,981	1,775	1,538	1,349	1,147	973.78
Shareholders' Equity	28,391	27,131	24,116	21,137	19,107	17,899
Total Liabilities & Equity	367,303	334,456	287,881	246,583	208,685	184,839
Total Debt	39,409	42,618	38,734	32,409	24,930	25,574
Net Cash (Debt)	10,086	-8,696	-12,484	-2,380	-1,314	-7,240
Net Cash Per Share	2.61	-2.25	-3.85	-0.79	-0.44	-2.40
Filing Date Shares Outstanding	3,015	3,015	3,015	3,015	3,015	3,015
Total Common Shares Outstanding	3,015	3,015	3,015	3,015	3,015	3,015
Book Value Per Share	8.76	8.41	7.49	6.56	5.96	5.61
Tangible Book Value	26,122	25,050	22,275	19,610	17,783	16,741
Tangible Book Value Per Share	8.66	8.31	7.39	6.50	5.90	5.55

Source: S&P Capital IQ. Banks template. Financial Sources.