Jiangsu Changshu Rural Commercial Bank Co., Ltd. (SHA: 601128)

Jiangsu Changshu Rural Commercial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	14,704	12,053	11,391	10,724	5,403	6,342
Investment Securities	92,977	74,935	61,729	48,009	50,841	48,548
Trading Asset Securities	14,636	14,136	12,320	13,893	10,869	7,267
Total Investments	107,613	89,071	74,049	61,903	61,710	55,815
Gross Loans	234,594	222,740	193,867	164,519	131,774	110,333
Allowance for Loan Losses	-	-8,922	-8,454	-7,009	-6,104	-5,058
Net Loans	234,594	213,819	185,414	157,510	125,670	105,275
Property, Plant & Equipment	2,164	2,126	1,924	1,776	1,388	1,291
Goodwill	17.77	9.44	9.44	-	-	-
Other Intangible Assets	311.01	297.45	293.15	178.34	177.33	184.88
Accrued Interest Receivable	-	939.94	836.97	700.64	703.96	659.03
Other Receivables	-	15.41	16.57	54.9	32.98	28.95
Restricted Cash	-	12,868	11,416	11,261	11,437	13,611
Other Current Assets	-	657.45	171.45	469.62	400.42	315.35
Long-Term Deferred Tax Assets	2,360	2,209	1,937	1,503	1,269	1,161
Other Real Estate Owned & Foreclosed	-	2.98	2.98	6.96	9.52	15.36
Other Long-Term Assets	979.84	305.39	305.39	305.39	262.04	-
Total Assets	362,743	334,456	287,881	246,583	208,685	184,839
Accrued Expenses	590.7	518.94	485.78	527.97	475.28	362.67
Interest Bearing Deposits	292,867	198,373	159,816	132,302	101,051	85,368
Non-Interest Bearing Deposits	-	50,757	54,506	53,162	58,002	50,792
Total Deposits	292,867	249,130	214,322	185,465	159,052	136,160
Short-Term Borrowings	17,128	21,819	16,129	10,453	9,137	11,751
Current Portion of Long-Term Debt	8,138	8,176	7,546	6,612	5,745	2,390
Current Portion of Leases	-	97.53	106.89	92.18	-	-
Current Income Taxes Payable	330.24	279.95	395.65	337.4	291.76	338.27
Accrued Interest Payable	-	6,517	5,751	4,827	3,689	3,382
Other Current Liabilities	1,575	7,037	3,073	952.55	427.12	426.88
Long-Term Debt	9,367	12,357	14,767	15,044	10,048	11,433
Long-Term Leases	309.59	167.35	184.98	208.26	-	-
Long-Term Deferred Tax Liabilities	-	-	-	-	-	288.33
Other Long-Term Liabilities	2,797	1,225	1,004	927.12	712.21	408.7
Total Liabilities	333,103	307,325	263,766	225,446	189,578	166,940
Common Stock	3,015	2,741	2,741	2,741	2,741	2,741
Additional Paid-In Capital	2,981	3,251	3,250	3,249	3,242	3,245
Retained Earnings	20,311	18,021	15,424	13,229	11,589	10,334
Comprehensive Income & Other	1,327	1,344	1,163	569.58	388.38	606.23
Total Common Equity	27,634	25,356	22,578	19,788	17,960	16,925
Minority Interest	2,006	1,775	1,538	1,349	1,147	973.78
Shareholders' Equity	29,640	27,131	24,116	21,137	19,107	17,899
Total Liabilities & Equity	362,743	334,456	287,881	246,583	208,685	184,839
Total Debt	34,943	42,618	38,734	32,409	24,930	25,574
Net Cash (Debt)	5,083	-8,696	-12,484	-2,380	-1,314	-7,240
Net Cash Per Share	1.31	-2.25	-3.85	-0.79	-0.44	-2.40
Filing Date Shares Outstanding	3,015	3,015	3,015	3,015	3,015	3,015
Total Common Shares Outstanding	3,015	3,015	3,015	3,015	3,015	3,015
Book Value Per Share	9.17	8.41	7.49	6.56	5.96	5.61
Tangible Book Value	27,305	25,050	22,275	19,610	17,783	16,741
Tangible Book Value Per Share	9.06	8.31	7.39	6.50	5.90	5.55

Source: S&P Capital IQ. Banks template. Financial Sources.