Bank of Beijing Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	117,386	120,735	123,675	120,500	112,449	114,164
Interest Paid on Deposits	62,518	67,860	71,765	70,150	60,991	62,767
Net Interest Income	54,868	52,875	51,910	50,350	51,458	51,397
Net Interest Income Growth	4.31%	1.86%	3.10%	-2.15%	0.12%	-0.40%
Gain (Loss) on Sale of Assets	3	-	-	439	-	-
Gain (Loss) on Sale of Investments	1,967	1,967	903	751	-	-113
Gain (Loss) on Sale of Equity Investments	675	535	771	176	148	153
Other Non-Interest Income	13,750	12,659	16,836	14,995	14,670	14,838
Total Non-Interest Income	16,395	15,161	18,510	16,361	14,818	14,878
Non-Interest Income Growth	-5.00%	-18.09%	13.13%	10.41%	-0.40%	17.21%
Revenues Before Loan Losses	71,263	68,036	70,420	66,711	66,276	66,275
Provision for Loan Losses	27,000	25,250	20,103	18,443	20,847	23,522
Revenue	44,263	42,786	50,317	48,268	45,429	42,753
Revenue Growth	-13.13%	-14.97%	4.25%	6.25%	6.26%	8.41%
Selling, General & Administrative	20,322	21,026	20,370	19,269	17,599	16,543
Other Non-Interest Expense	967	1,008	944	887	886	913
Total Non-Interest Expense	21,300	22,034	21,314	20,156	18,485	17,456
EBT Excluding Unusual Items	22,963	20,752	29,003	28,112	26,944	25,297
Legal Settlements	-	-	-	-	-3	-47
Other Unusual Items	-220	-38	-57	-95	78	-72
Pretax Income	22,716	20,714	28,946	28,017	27,019	25,178
Income Tax Expense	1,306	585	2,553	2,285	2,089	2,786
Earnings From Continuing Operations	21,410	20,129	26,393	25,732	24,930	22,392
Minority Interest in Earnings	-39	-43	-59	-108	-170	-166
Net Income	21,371	20,086	26,334	25,624	24,760	22,226
Preferred Dividends & Other Adjustments	3,510	3,510	3,283	3,283	3,283	749
Net Income to Common	17,861	16,576	23,051	22,341	21,477	21,477
Net Income Growth	-22.70%	-28.09%	3.18%	4.02%	0%	3.54%
Basic Shares Outstanding	21,406	21,100	21,100	21,100	21,100	21,100
Diluted Shares Outstanding	21,406	21,100	21,100	21,100	21,100	21,100
Shares Change	0.44%	-	-	-	-	-0.20%
EPS (Basic)	0.83	0.79	1.09	1.06	1.02	1.02
EPS (Diluted)	0.83	0.78	1.09	1.06	1.02	1.02
EPS Growth	-23.37%	-28.44%	2.94%	4.02%	0%	3.86%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.408	0.278	0.320	0.320	0.310	0.305
Dividend Growth	104.00%	-13.13%	0%	3.23%	1.64%	1.67%
Effective Tax Rate	5.75%	2.82%	8.82%	8.16%	7.73%	11.06%