Bank of Shanghai Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	77,925	80,997	91,229	94,719	92,395	93,017
Interest Paid on Deposits	43,233	47,652	58,743	59,555	54,395	52,580
Net Interest Income	34,692	33,344	32,486	35,164	38,000	40,438
Net Interest Income Growth	6.35%	2.64%	-7.62%	-7.46%	-6.03%	11.11%
Gain (Loss) on Sale of Assets	116.08	36.05	45.73	27.28	13.45	12.76
Gain (Loss) on Sale of Investments	9,644	12,647	6,593	2,129	1,090	-74.41
Gain (Loss) on Sale of Equity Investments	122.23	122.23	105.22	96.83	48.37	27.75
Other Non-Interest Income	9,656	8,611	13,758	13,148	13,612	15,757
Total Non-Interest Income	19,538	21,417	20,502	15,400	14,764	15,723
Non-Interest Income Growth	-11.06%	4.46%	33.13%	4.31%	-6.10%	10.22%
Revenues Before Loan Losses	54,230	54,761	52,988	50,564	52,764	56,160
Provision for Loan Losses	17,100	12,951	12,447	11,434	16,296	19,966
Revenue	37,130	41,810	40,542	39,130	36,467	36,194
Revenue Growth	-9.69%	3.13%	3.61%	7.30%	0.76%	11.76%
Selling, General & Administrative	78.99	6.21	6.17	12,446	12,226	12,098
Other Non-Interest Expense	13,423	13,410	13,230	654.85	564.28	607.07
Total Non-Interest Expense	13,573	13,539	13,537	13,232	12,732	12,641
EBT Excluding Unusual Items	23,557	28,271	27,005	25,898	23,736	23,553
Legal Settlements	12.4	12.4	15.72	-1.16	8.95	14.94
Other Unusual Items	-	-	-	-	299.68	-12.9
Pretax Income	23,570	28,284	27,021	25,897	24,044	23,555
Income Tax Expense	3,784	4,111	3,460	3,325	1,726	1,474
Earnings From Continuing Operations	19,785	24,172	23,560	22,572	22,318	22,080
Minority Interest in Earnings	-17.98	21.21	-0.56	-27.46	-37.71	-37.92
Net Income	19,767	24,193	23,560	22,545	22,280	22,042
Preferred Dividends & Other Adjustments	804	804	804	804	1,040	1,040
Net Income to Common	18,963	23,389	22,756	21,741	21,240	21,002
Net Income Growth	-18.42%	2.78%	4.67%	2.36%	1.13%	5.83%
Basic Shares Outstanding	14,197	14,208	14,207	14,207	14,207	14,207
Diluted Shares Outstanding	16,453	16,407	16,241	16,241	16,162	15,931
Shares Change	0.60%	1.02%	-	0.49%	1.45%	12.14%
EPS (Basic)	1.34	1.65	1.60	1.53	1.50	1.48
EPS (Diluted)	1.19	1.46	1.44	1.37	1.35	1.35
EPS Growth	-18.44%	1.69%	4.59%	1.86%	-0.10%	-3.35%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.520	0.520	0.500	0.460	0.400	0.400
Dividend Growth	0%	4.00%	8.70%	15.00%	0%	0%
Effective Tax Rate	16.06%	14.54%	12.80%	12.84%	7.18%	6.26%