SHA:601696 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,872	1,654	1,741	1,831	1,817	1,830
Total Interest Expense	448.35	529.72	503.67	516.74	714.9	696.08
Net Interest Income	1,423	1,124	1,238	1,314	1,102	1,134
Gain on Sale of Investments (Rev)	-142.75	71.27	-81.04	-284.65	-105.9	-97.86
Other Revenue	2,065	1,608	1,655	1,820	2,202	2,104
Revenue Before Loan Losses	3,345	2,803	2,812	2,849	3,198	3,140
Provision for Loan Losses	3.2	3.2	3.98	-2.8	17	386.61
Revenue	3,342	2,800	2,808	2,852	3,181	2,754
Revenue Growth (YoY)	29.70%	-0.28%	-1.56%	-10.33%	15.50%	-1.93%
Cost of Services Provided	2,034	1,828	1,900	2,042	2,133	1,883
Other Operating Expenses	25.02	17.59	17.28	21.68	23.85	24.23
Total Operating Expenses	2,061	1,846	1,917	2,060	2,165	1,875
Operating Income	1,281	954.1	890.57	792.07	1,016	878.74
Currency Exchange Gains	0.95	1.06	1.16	5.84	-1.5	-4.47
Other Non-Operating Income (Expenses)	-25.23	-	-	-	-	-
EBT Excluding Unusual Items	1,257	955.16	891.74	797.91	1,014	874.27
Gain (Loss) on Sale of Investments	0.58	0.58	-0.47	0.68	28.44	140.82
Other Unusual Items	83.52	83.52	134.77	104.13	136.37	102.28
Pretax Income	1,341	1,040	1,026	902.46	1,179	1,117
Income Tax Expense	241.52	133.21	124.09	91.6	215.52	232.24
Earnings From Continuing Ops.	1,100	906.48	901.61	810.87	963.13	884.92
Minority Interest in Earnings	0.02	-0.06	-0.92	-3.14	-1.51	-1.69
Net Income	1,100	906.42	900.69	807.73	961.63	883.23
Net Income to Common	1,100	906.42	900.69	807.73	961.63	883.23
Net Income Growth	46.46%	0.64%	11.51%	-16.00%	8.88%	10.64%
Shares Outstanding (Basic)	2,749	2,747	2,815	2,785	2,748	2,760
Shares Outstanding (Diluted)	2,749	2,747	2,815	2,785	2,748	2,760
Shares Change (YoY)	-1.25%	-2.41%	1.06%	1.37%	-0.46%	10.64%
EPS (Basic)	0.40	0.33	0.32	0.29	0.35	0.32
EPS (Diluted)	0.40	0.33	0.32	0.29	0.35	0.32
EPS Growth	48.32%	3.13%	10.35%	-17.14%	9.38%	-
Free Cash Flow	4,363	8,991	-7,119	6,891	7,102	2,870
Free Cash Flow Per Share	1.59	3.27	-2.53	2.47	2.58	1.04
Dividend Per Share	0.038	0.035	0.034	0.030	0.036	0.096
Dividend Growth	-24.71%	2.94%	13.33%	-16.67%	-62.50%	220.00%
Operating Margin	38.34%	34.08%	31.72%	27.77%	31.93%	31.91%
Profit Margin	32.91%	32.38%	32.08%	28.32%	30.23%	32.07%
Free Cash Flow Margin	130.55%	321.15%	-253.55%	241.61%	223.28%	104.23%
Effective Tax Rate	18.00%	12.81%	12.10%	10.15%	18.29%	20.79%
Revenue as Reported	3,406	2,888	2,940	2,959	3,334	3,244

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.