China Zheshang Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	13,949	15,186	15,048	13,618	12,648	12,309
Depreciation & Amortization	2,412	2,163	1,834	1,602	1,627	1,513
Other Amortization	309	309	278	260	52	47
Gain (Loss) on Sale of Assets	39	-18	-11	-3	2	9
Gain (Loss) on Sale of Investments	-1,616	-1,616	11,054	14,861	12,746	9,064
Total Asset Writedown	1,412	209	269	251	-2,176	1,960
Provision for Credit Losses	24,307	26,524	14,818	17,910	12,578	10,460
Change in Trading Asset Securities	-39,824	-	-	-	-	-9,113
Change in Other Net Operating Assets	-64,832	-142,928	170,115	142,351	-60,081	-160,423
Other Operating Activities	-15,160	-20,307	-19,038	-23,085	-14,479	-19,755
Operating Cash Flow	-79,004	-120,478	194,367	167,765	-37,083	-153,929
Operating Cash Flow Growth	-	-	15.86%	-	-	-
Capital Expenditures	-10,868	-10,703	-9,880	-5,391	-2,553	-1,738
Sale of Property, Plant and Equipment	1,272	1,326	966	185	10	35
Investment in Securities	-16,597	-68,302	-220,705	-149,476	-94,124	-18,136
Other Investing Activities	31,544	33,240	28,160	24,481	18,945	18,959
Investing Cash Flow	5,351	-44,439	-201,459	-130,201	-77,722	-880
Long-Term Debt Issued	-	630,284	535,292	373,048	496,321	273,452
Long-Term Debt Repaid	-	-486,346	-463,297	-370,480	-413,502	-244,242
Net Debt Issued (Repaid)	64,914	143,938	71,995	2,568	82,819	29,210
Issuance of Common Stock	-	-	12,476	-	25,000	-
Repurchase of Common Stock	-	-	-	-14,687	-	-
Common Dividends Paid	-14,893	-15,084	-13,922	-	-	-
Total Dividends Paid	-14,893	-15,084	-13,922	-2,000	-13,359	-5,780
Net Increase (Decrease) in Deposit Accounts	9,928	-	-	-	-	203,509
Other Financing Activities	-2,092	-1,100	-1,109	-8,065	-222	-5,951
Financing Cash Flow	57,857	127,754	69,440	-22,184	94,238	220,988
Foreign Exchange Rate Adjustments	265	337	365	1,543	-729	-1,002
Net Cash Flow	-15,531	-36,826	62,713	16,923	-21,296	65,177
Free Cash Flow	-89,872	-131,181	184,487	162,374	-39,636	-155,667
Free Cash Flow Growth	-	-	13.62%	-	-	-
Free Cash Flow Margin	-236.09%	-332.87%	496.52%	487.96%	-133.72%	-563.91%
Free Cash Flow Per Share	-3.24	-4.78	7.42	7.23	-1.86	-7.32
Cash Interest Paid	50,109	51,167	47,739	50,581	41,652	45,173
Cash Income Tax Paid	7,862	8,998	9,363	11,225	10,530	4,991

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.