SHA:601998 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	386,916	197,758	105,847	77,775	112,085
Investment Securities	3,013,769	2,436,870	2,288,968	2,173,999	2,054,152
Trading Asset Securities	719,804	733,327	658,499	601,977	518,531
Total Investments	3,733,573	3,170,197	2,947,467	2,775,976	2,572,683
Gross Loans	-	5,720,128	5,498,344	5,152,772	4,869,033
Allowance for Loan Losses	-	-138,691	-133,861	-130,573	-120,957
Net Loans	-	5,581,437	5,364,483	5,022,199	4,748,076
Property, Plant & Equipment	84,871	57,551	48,952	45,254	44,822
Goodwill	916	959	926	903	833
Other Intangible Assets	2,513	3,419	4,595	3,715	2,925
Loans Held for Sale	5,746,871	-	-	-	-
Investments in Real Estate	520	578	528	516	547
Accrued Interest Receivable	-	46,906	44,613	37,539	20,589
Other Receivables	-	8,359	7,832	9,861	7,454
Restricted Cash	-	332,320	411,441	471,370	426,808
Other Current Assets	28,851	42,725	33,012	22,384	36,935
Long-Term Deferred Tax Assets	54,670	54,130	52,480	55,011	46,905
Other Real Estate Owned & Foreclosed	-	1,154	1,231	1,478	1,330
Other Long-Term Assets	91,327	34,182	28,139	22,761	20,125
Total Assets	10,131,028	9,532,722	9,052,484	8,547,543	8,042,884
Accrued Expenses	20,977	24,903	26,875	26,772	24,766
Interest Bearing Deposits	7,063,684	6,698,464	5,825,541	5,656,646	5,161,908
Non-Interest Bearing Deposits	-	45,927	496,771	582,376	744,501
Total Deposits	7,063,684	6,744,391	6,322,312	6,239,022	5,906,409
Short-Term Borrowings	248,389	205,313	315,076	163,687	212,105
Current Portion of Long-Term Debt	477,502	1,365,792	1,284,838	1,074,532	914,674
Current Portion of Leases	-	2,912	2,944	5,701	5,153
Current Income Taxes Payable	4,642	3,297	368	4,415	5,830
Accrued Interest Payable	-	88,412	73,232	62,618	58,323
Other Current Liabilities	1,296	4,249	1,595	27	108
Long-Term Debt	1,373,352	224,799	230,488	227,609	220,199
Long-Term Leases	10,249	7,949	7,301	4,571	4,663
Pension & Post-Retirement Benefits	-	35	35	36	37
Long-Term Deferred Tax Liabilities	128	39	1	3	8
Other Long-Term Liabilities	83,179	53,266	52,744	52,720	47,983
Total Liabilities	9,283,398	8,725,357	8,317,809	7,861,713	7,400,258
Preferred Stock, Convertible	-	34,955	34,955	34,955	34,955
Common Stock	55,645	54,397	48,967	48,935	48,935
Additional Paid-In Capital	-	88,969	59,083	58,896	58,896
Retained Earnings	569,647	523,220	486,738	440,812	398,432
Comprehensive Income & Other	203,521	87,723	87,479	81,820	85,085
Total Common Equity	828,813	754,309	682,267	630,463	591,348
Minority Interest	18,817	18,101	17,453	20,412	16,323
Shareholders' Equity	847,630	807,365	734,675	685,830	642,626
Total Liabilities & Equity	10,131,028	9,532,722	9,052,484	8,547,543	8,042,884
Total Debt	2,109,492	1,806,765	1,840,647	1,476,100	1,356,794
Net Cash (Debt)	-245,837	-387,581	-749,169	-557,863	-489,358
Net Cash Per Share	-4.18	-7.29	-13.72	-10.32	-9.11
Filing Date Shares Outstanding	55,424	54,397	48,935	48,935	48,935
Total Common Shares Outstanding	55,424	54,397	48,935	48,935	48,935
Book Value Per Share	14.95	12.58	12.31	11.25	10.45
Tangible Book Value	825,384	749,931	676,746	625,845	587,590
Tangible Book Value Per Share	14.89	12.50	12.19	11.15	10.37

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.