Ping An Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	174,942	198,381	227,617	228,878	213,536	201,007
Interest Paid on Deposits	87,498	104,954	109,626	98,748	93,200	87,537
Net Interest Income	87,444	93,427	117,991	130,130	120,336	113,470
Net Interest Income Growth (YoY)	-11.83%	-20.82%	-9.33%	8.14%	6.05%	26.13%
Gain (Loss) on Sale of Assets	267	8	144	180	12	57
Other Non-Interest Income	48,070	53,260	46,564	49,585	49,035	40,015
Total Non-Interest Income	48,337	53,268	46,708	49,765	49,047	40,072
Non-Interest Income Growth (YoY)	-2.30%	14.04%	-6.14%	1.46%	22.40%	-16.51%
Revenues Before Loan Losses	135,781	146,695	164,699	179,895	169,383	153,542
Provision for Loan Losses	42,767	48,939	59,017	71,341	72,619	69,611
Revenue	93,014	97,756	105,682	108,554	96,764	83,931
Revenue Growth (YoY)	-7.85%	-7.50%	-2.65%	12.18%	15.29%	5.59%
Selling, General & Administrative	37,655	40,582	45,959	49,387	47,937	44,690
Other Non-Interest Expense	1,436	1,479	1,718	1,727	2,842	2,332
Total Non-Interest Expense	40,100	43,018	47,964	51,301	50,885	47,177
EBT Excluding Unusual Items	52,914	54,738	57,718	57,253	45,879	36,754
Pretax Income	52,914	54,738	57,718	57,253	45,879	36,754
Income Tax Expense	9,796	10,230	11,263	11,737	9,543	7,826
Net Income	43,118	44,508	46,455	45,516	36,336	28,928
Preferred Dividends & Other Adjustments	4,878	2,849	2,849	2,849	2,849	1,694
Net Income to Common	38,240	41,659	43,606	42,667	33,487	27,234
Net Income Growth	-7.37%	-4.19%	2.06%	25.26%	25.61%	2.60%
Basic Shares Outstanding	18,610	19,406	19,406	19,406	19,406	19,406
Diluted Shares Outstanding	18,610	19,406	19,406	19,406	19,406	19,406
Shares Change (YoY)	-4.28%	-	-	-	-	0.97%
EPS (Basic)	2.05	2.15	2.25	2.20	1.73	1.40
EPS (Diluted)	2.05	2.15	2.25	2.20	1.73	1.40
EPS Growth	-8.58%	-4.46%	2.20%	27.41%	23.26%	-3.36%
Dividend Per Share	0.598	0.608	0.719	0.285	0.228	0.180
Dividend Growth	-38.03%	-15.44%	152.28%	25.00%	26.67%	-17.43%
Effective Tax Rate	18.51%	18.69%	19.51%	20.50%	20.80%	21.29%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.