Ping An Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	169,863	198,381	227,617	228,878	213,536
Interest Paid on Deposits	81,842	104,954	109,626	98,748	93,200
Net Interest Income	88,021	93,427	117,991	130,130	120,336
Net Interest Income Growth (YoY)	-5.79%	-20.82%	-9.33%	8.14%	6.05%
Gain (Loss) on Sale of Assets	252	8	144	180	12
Other Non-Interest Income	43,169	53,260	46,564	49,585	49,035
Total Non-Interest Income	43,421	53,268	46,708	49,765	49,047
Non-Interest Income Growth (YoY)	-18.49%	14.04%	-6.14%	1.46%	22.40%
Revenues Before Loan Losses	131,442	146,695	164,699	179,895	169,383
Provision for Loan Losses	40,407	48,939	59,017	71,341	72,619
Revenue	91,035	97,756	105,682	108,554	96,764
Revenue Growth (YoY)	-6.88%	-7.50%	-2.65%	12.18%	15.29%
Selling, General & Administrative	38,196	40,582	45,959	49,387	47,937
Other Non-Interest Expense	1,271	1,479	1,718	1,727	2,842
Total Non-Interest Expense	39,876	43,018	47,964	51,301	50,885
EBT Excluding Unusual Items	51,159	54,738	57,718	57,253	45,879
Pretax Income	51,159	54,738	57,718	57,253	45,879
Income Tax Expense	8,526	10,230	11,263	11,737	9,543
Net Income	42,633	44,508	46,455	45,516	36,336
Preferred Dividends & Other Adjustments	2,519	2,849	2,849	2,849	2,849
Net Income to Common	40,114	41,659	43,606	42,667	33,487
Net Income Growth	-4.21%	-4.19%	2.06%	25.26%	25.61%
Basic Shares Outstanding	19,406	19,406	19,406	19,406	19,406
Diluted Shares Outstanding	19,406	19,406	19,406	19,406	19,406
EPS (Basic)	2.07	2.15	2.25	2.20	1.73
EPS (Diluted)	2.07	2.15	2.25	2.20	1.73
EPS Growth	-3.71%	-4.46%	2.20%	27.41%	23.26%
Dividend Per Share	0.596	0.608	0.719	0.285	0.228
Dividend Growth	-1.97%	-15.44%	152.28%	25.00%	26.67%
Effective Tax Rate	16.67%	18.69%	19.51%	20.50%	20.80%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.