Ping An Bank Co., Ltd. (SHE:000001)
China flag China · Delayed Price · Currency is CNY
11.19
-0.08 (-0.71%)
Aug 7, 2026, 3:04 PM CST

Ping An Bank Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
92,05491,03597,756105,682108,55496,764
Revenue Growth
-2.75%-6.88%-7.50%-2.65%12.18%15.29%
Net Income
38,98640,11441,65943,60642,66733,487
Earnings Per Share
2.102.072.152.252.201.73
EPS Growth
-0.01%-3.71%-4.46%2.20%27.41%23.26%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other Operations
12,40012,09414,93112,7699,542
Retail Banking
24,05022,52637,03057,25161,907
Wholesale Banking
54,42562,64753,64438,56924,117
Total
90,87597,267105,605108,58995,566

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,288,4701,092,176931,788743,966719,041662,473
Total Debt
833,888933,9401,038,0951,092,752998,1341,090,253
Net Cash (Debt)
454,582158,236-106,307-348,786-279,093-427,780
Net Cash Growth
113.31%-----
Net Cash Per Share
24.498.15-5.48-17.97-14.38-22.04

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
190,714315,85863,33692,461134,572-192,733
Capital Expenditures
-2,727-2,893-2,388-3,096-3,543-6,614
Free Cash Flow
187,987312,96560,94889,365131,029-199,347
Free Cash Flow Growth
-23.33%413.50%-31.80%-31.80%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
42.35%44.06%42.61%41.26%39.30%34.61%
FCF Margin
204.21%343.79%62.35%84.56%120.70%-206.01%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5960.5960.6080.7190.2850.228
Dividend Per Share Growth
-1.97%-1.97%-15.44%152.28%25.00%26.67%
Dividend Yield
5.33%5.39%5.65%9.11%2.64%1.72%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.335.525.454.185.999.55
Forward PE
5.126.014.903.455.208.20
P/FCF Ratio
1.160.713.732.041.95-
PS Ratio
2.362.432.321.722.353.31