SHE:002839 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	6,719	7,430	8,162	7,777	7,131	6,280
Interest Paid on Deposits	3,550	4,050	4,297	3,860	3,440	2,679
Net Interest Income	3,169	3,379	3,864	3,917	3,691	3,601
Net Interest Income Growth (YoY)	-7.75%	-12.55%	-1.34%	6.11%	2.50%	13.15%
Gain (Loss) on Sale of Assets	2.5	4.53	16.71	14.59	37.55	18.5
Gain (Loss) on Sale of Equity Investments	133.06	131.96	129.03	99.72	51.39	80.07
Other Non-Interest Income	1,403	1,149	468.92	700.61	782.92	469.23
Total Non-Interest Income	1,539	1,286	614.66	814.93	871.86	567.79
Non-Interest Income Growth (YoY)	34.33%	109.15%	-24.57%	-6.53%	53.55%	-12.40%
Revenues Before Loan Losses	4,708	4,665	4,479	4,732	4,563	4,169
Provision for Loan Losses	794.77	925.53	900.83	1,429	1,768	1,858
Revenue	3,913	3,739	3,578	3,303	2,795	2,311
Revenue Growth (YoY)	8.20%	4.50%	8.33%	18.18%	20.96%	6.30%
Selling, General & Administrative	1,718	1,686	1,676	1,574	1,436	1,311
Other Non-Interest Expense	36.96	39.81	36.37	32.68	35.01	26.77
Total Non-Interest Expense	1,763	1,729	1,716	1,621	1,471	1,338
EBT Excluding Unusual Items	2,150	2,010	1,863	1,682	1,324	972.46
Asset Writedown	-0.21	-0.21	-1.87	-3.94	-2.96	-1.3
Other Unusual Items	39.34	39.34	68.37	176.82	51.38	32.08
Pretax Income	2,189	2,049	1,929	1,855	1,373	1,003
Income Tax Expense	228.42	173.91	131.03	156.39	35.96	7.61
Earnings From Continuing Operations	1,961	1,875	1,798	1,699	1,337	995.62
Minority Interest in Earnings	4.02	3.31	-11.15	-16.6	-32.72	5.05
Net Income	1,965	1,879	1,787	1,682	1,304	1,001
Preferred Dividends & Other Adjustments	96	96	96	96	-	-
Net Income to Common	1,869	1,783	1,691	1,586	1,304	1,001
Net Income Growth	4.79%	5.13%	6.24%	29.00%	30.30%	4.88%
Basic Shares Outstanding	2,416	2,193	2,170	2,170	2,170	2,169
Diluted Shares Outstanding	2,416	2,193	2,601	2,721	2,705	2,690
Shares Change (YoY)	-5.91%	-15.72%	-4.39%	0.59%	0.55%	0.49%
EPS (Basic)	0.77	0.81	0.78	0.73	0.60	0.46
EPS (Diluted)	0.77	0.81	0.65	0.62	0.53	0.40
EPS Growth	11.26%	24.62%	4.45%	18.26%	31.30%	4.32%
Dividend Per Share	0.300	0.200	0.200	0.200	0.133	0.133
Dividend Growth	50.00%	-	-	50.04%	-	6.64%
Effective Tax Rate	10.44%	8.49%	6.79%	8.43%	2.62%	0.76%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.