SHE:002839 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	6,432	6,543	7,430	8,162	7,777	7,131
Interest Paid on Deposits	3,390	3,507	4,050	4,297	3,860	3,440
Net Interest Income	3,042	3,036	3,379	3,864	3,917	3,691
Net Interest Income Growth (YoY)	-6.30%	-10.16%	-12.55%	-1.34%	6.11%	2.50%
Gain (Loss) on Sale of Assets	1.08	0.92	4.53	16.71	14.59	37.55
Gain (Loss) on Sale of Equity Investments	134.68	134.58	131.96	129.03	99.72	51.39
Other Non-Interest Income	1,508	1,574	1,149	468.92	700.61	782.92
Total Non-Interest Income	1,644	1,710	1,286	614.66	814.93	871.86
Non-Interest Income Growth (YoY)	12.57%	32.99%	109.15%	-24.57%	-6.53%	53.55%
Revenues Before Loan Losses	4,686	4,746	4,665	4,479	4,732	4,563
Provision for Loan Losses	768.04	771.03	925.53	900.83	1,429	1,768
Revenue	3,918	3,975	3,739	3,578	3,303	2,795
Revenue Growth (YoY)	4.01%	6.29%	4.50%	8.33%	18.18%	20.96%
Selling, General & Administrative	1,607	1,682	1,686	1,676	1,574	1,436
Other Non-Interest Expense	36.17	34.4	40.6	36.37	32.68	35.01
Total Non-Interest Expense	1,649	1,721	1,730	1,716	1,621	1,471
EBT Excluding Unusual Items	2,270	2,253	2,009	1,863	1,682	1,324
Asset Writedown	-2.55	-2.55	-0.21	-1.87	-3.94	-2.96
Other Unusual Items	-3.48	0	40.14	68.37	176.82	51.38
Pretax Income	2,264	2,251	2,049	1,929	1,855	1,373
Income Tax Expense	272.31	269.3	173.91	131.03	156.39	35.96
Earnings From Continuing Operations	1,991	1,982	1,875	1,798	1,699	1,337
Minority Interest in Earnings	1.85	-2.6	3.31	-11.15	-16.6	-32.72
Net Income	1,993	1,979	1,879	1,787	1,682	1,304
Preferred Dividends & Other Adjustments	-	-	-	96	96	-
Net Income to Common	1,993	1,979	1,879	1,691	1,586	1,304
Net Income Growth	5.12%	5.34%	5.13%	6.24%	29.00%	30.30%
Basic Shares Outstanding	2,559	2,570	2,319	2,170	2,170	2,170
Diluted Shares Outstanding	2,559	2,570	2,319	2,601	2,721	2,705
Shares Change (YoY)	7.28%	10.82%	-10.85%	-4.39%	0.59%	0.55%
EPS (Basic)	0.78	0.77	0.81	0.78	0.73	0.60
EPS (Diluted)	0.78	0.77	0.81	0.65	0.62	0.53
EPS Growth	-2.02%	-4.94%	24.62%	4.45%	18.26%	31.30%
Dividend Per Share	0.220	0.220	0.200	0.200	0.200	0.133
Dividend Growth	10.00%	10.00%	-	-	50.04%	-
Effective Tax Rate	12.03%	11.96%	8.49%	6.79%	8.43%	2.62%