Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd (SHE:002839)

SHE:002839 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7,036	4,558	5,096	4,729	3,022	4,056
Investment Securities	61,502	55,902	58,697	54,409	47,612	43,586
Trading Asset Securities	10,921	13,313	9,855	7,081	7,173	3,938
Total Investments	72,423	69,215	68,552	61,490	54,785	47,523
Gross Loans	140,321	137,891	127,100	115,028	99,817	84,944
Allowance for Loan Losses	-	-4,806	-5,059	-5,305	-4,476	-3,082
Net Loans	140,321	133,084	122,041	109,723	95,340	81,862
Property, Plant & Equipment	973.97	986.14	1,072	1,145	1,079	953.4
Other Intangible Assets	89.16	97.15	129.6	153.52	179.79	166.71
Accrued Interest Receivable	-	238.24	237.17	241.51	226.02	181.69
Other Receivables	-	342.73	182.86	191.46	259.62	166.3
Restricted Cash	-	8,355	7,883	8,034	8,186	7,732
Other Current Assets	-	-	-	-	0.89	2.74
Long-Term Deferred Tax Assets	2,005	1,984	1,848	1,724	1,390	1,094
Other Real Estate Owned & Foreclosed	-	18.32	24.48	15.63	4.4	40.7
Other Long-Term Assets	435.41	-	-	-	-	-
Total Assets	223,283	218,908	207,127	187,533	164,579	143,818
Accrued Expenses	649.5	752.29	563.45	374.83	421.68	429.41
Interest Bearing Deposits	179,352	132,917	121,445	105,797	84,124	71,325
Non-Interest Bearing Deposits	-	34,372	35,963	36,043	37,940	36,461
Total Deposits	179,352	167,289	157,407	141,840	122,064	107,786
Short-Term Borrowings	7,806	12,810	10,869	8,122	9,596	10,607
Current Portion of Long-Term Debt	7,593	6,474	7,007	6,917	4,561	5,342
Current Portion of Leases	-	14.73	23.75	21.18	25.06	-
Current Income Taxes Payable	140.82	57.59	33.94	154.79	91.75	13.18
Accrued Interest Payable	-	4,587	4,373	4,015	3,479	2,629
Other Current Liabilities	-	2.39	163.95	1,192	1,031	3.69
Long-Term Debt	6,955	6,528	9,133	8,647	8,201	5,222
Long-Term Leases	50.44	30.2	47.16	49.89	64.34	-
Pension & Post-Retirement Benefits	-	-	-	145.76	136.02	139.87
Other Long-Term Liabilities	474.85	469.53	294.88	327.52	341.44	335.69
Total Liabilities	203,021	199,013	189,916	171,807	150,013	132,508
Common Stock	2,444	2,444	2,170	2,170	1,808	1,808
Additional Paid-In Capital	1,739	1,739	495.03	495.03	856.24	864.62
Retained Earnings	13,392	12,830	11,481	10,224	8,928	7,913
Comprehensive Income & Other	2,510	2,710	2,890	2,672	2,825	619.46
Total Common Equity	20,085	19,723	17,036	15,561	14,417	11,205
Minority Interest	177.09	171.7	175.02	164.73	148.54	104.43
Shareholders' Equity	20,263	19,895	17,211	15,726	14,566	11,310
Total Liabilities & Equity	223,283	218,908	207,127	187,533	164,579	143,818
Total Debt	22,404	25,856	27,080	23,757	22,448	21,171
Net Cash (Debt)	3,699	-4,647	-9,624	-9,077	-12,234	-11,201
Net Cash Per Share	1.64	-2.12	-3.70	-3.34	-4.52	-4.16
Filing Date Shares Outstanding	2,444	2,444	2,170	2,170	2,170	2,170
Total Common Shares Outstanding	2,444	2,444	2,170	2,170	2,170	2,170
Book Value Per Share	8.22	7.25	6.93	7.17	6.65	5.16
Tangible Book Value	19,996	19,626	16,906	15,408	14,238	11,038
Tangible Book Value Per Share	8.18	7.21	6.87	7.10	6.56	5.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.