Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd (SHE:002839)

SHE:002839 Statistics

Total Valuation

SHE:002839 has a market cap or net worth of CNY 11.07 billion.

Market Cap	11.07B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, March 31, 2026.

Earnings Date	Mar 31, 2026
Ex-Dividend Date	Oct 15, 2025

Share Statistics

SHE:002839 has 2.44 billion shares outstanding. The number of shares has decreased by -5.91% in one year.

Current Share Class	2.44B
Shares Outstanding	2.44B
Shares Change (YoY)	-5.91%
Shares Change (QoQ)	-15.29%
Owned by Insiders (%)	0.06%
Owned by Institutions (%)	11.37%
Float	1.68B

Valuation Ratios

The trailing PE ratio is 5.88 and the forward PE ratio is 5.73.

PE Ratio	5.88
Forward PE	5.73
PS Ratio	2.83
PB Ratio	0.54
P/TBV Ratio	0.55
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.27
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.10%.

Return on Equity (ROE)	10.10%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.16%
Revenue Per Employee	1.60M
Profits Per Employee	762,082
Employee Count	2,270
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHE:002839 has paid 228.42 million in taxes.

Income Tax	228.42M
Effective Tax Rate	10.43%

Stock Price Statistics

The stock price has increased by +7.03% in the last 52 weeks. The beta is 0.28, so SHE:002839's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	+7.03%
50-Day Moving Average	4.59
200-Day Moving Average	4.50
Relative Strength Index (RSI)	54.19
Average Volume (20 Days)	26,969,037

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SHE:002839 had revenue of CNY 3.91 billion and earned 1.87 billion in profits. Earnings per share was 0.77.

Revenue	3.91B
Gross Profit	3.91B
Operating Income	2.16B
Pretax Income	2.19B
Net Income	1.87B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.77

Balance Sheet

The company has 26.08 billion in cash and 18.51 billion in debt, with a net cash position of 7.57 billion or 3.10 per share.

Cash & Cash Equivalents	26.08B
Total Debt	18.51B
Net Cash	7.57B
Net Cash Per Share	3.10
Equity (Book Value)	20.53B
Book Value Per Share	7.51
Working Capital	-166.40B

Cash Flow

In the last 12 months, operating cash flow was -8.08 billion and capital expenditures -66.29 million, giving a free cash flow of -8.15 billion.

Operating Cash Flow	-8.08B
Capital Expenditures	-66.29M
Free Cash Flow	-8.15B
FCF Per Share	-3.33

Margins

Gross Margin	n/a
Operating Margin	55.15%
Pretax Margin	55.94%
Profit Margin	50.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 4.38%.

Dividend Per Share	0.20
Dividend Yield	4.38%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	46.06%
Buyback Yield	5.91%
Shareholder Yield	10.29%
Earnings Yield	16.88%
FCF Yield	-73.56%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 5, 2022. It was a forward split with a ratio of 1.2.

Last Split Date	May 5, 2022
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	2