Zurich Chile Seguros Generales S.A. (SNSE:CONSOGRAL)

Chile · Delayed Price · Currency is CLP

430.00

0.00 (0.00%)

At close: Jul 29, 2026

SNSE:CONSOGRAL Financials Overview

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	146,945	146,945	135,731	131,617	140,134	113,070
Revenue Growth	29.96%	8.26%	3.13%	-6.08%	23.94%	16.24%
Operating Income	-1,596	-1,596	9,901	1,872	-23,398	-18,475
Net Income	3,124	3,124	11,731	9,344	-2,681	-6,728
Earnings Per Share	-	-	-	52.14	-14.96	-64.50
EPS Growth	-	-	-	-	-	-

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	20,747	20,747	27,592	40,247	16,654	15,694
Total Debt	4,613	4,613	-	3,950	-	-
Net Cash (Debt)	16,133	16,133	27,592	36,297	16,654	15,694
Net Cash Growth	2.80%	-41.53%	-23.98%	117.95%	6.11%	19.39%
Net Cash Per Share	-	-	-	202.55	92.94	150.47

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	4,835	4,835	-3,945	30,015	-21,888	537.54
Capital Expenditures	-	-	-	-	-	-
Free Cash Flow	4,835	4,835	-3,945	30,015	-21,888	537.54
Free Cash Flow Growth	799.40%	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-1.09%	-1.09%	7.29%	1.42%	-16.70%	-16.34%
Pretax Margin	2.30%	2.30%	10.97%	8.51%	-4.97%	-9.33%
Profit Margin	2.13%	2.13%	8.64%	7.10%	-1.91%	-5.95%
FCF Margin	3.29%	3.29%	-2.91%	22.80%	-15.62%	0.47%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	19.638	-	19.638	15.643	25.926
Dividend Per Share Growth	-9.06%	-	25.54%	-39.66%	-
Dividend Yield	4.57%	-	6.14%	5.64%	10.36%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	24.67	24.10	5.85	7.35	-	-
P/FCF Ratio	15.94	15.57	-	2.29	-	90.20
PS Ratio	0.52	0.51	0.51	0.52	0.45	0.43