Zurich Chile Seguros Generales S.A. (SNSE:CONSOGRAL)
Chile · Delayed Price · Currency is CLP 430.00
0.00 (0.00%)
At close: Jun 18, 2026
SNSE:CONSOGRAL Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 143,730 | 132,872 | 128,926 | 136,550 | 111,969 |
Total Interest & Dividend Income | 2,858 | 2,852 | 2,729 | 2,421 | 1,647 |
Gain (Loss) on Sale of Investments | 356.99 | 7.46 | -37.5 | 1,163 | -545.97 |
| 146,945 | 135,731 | 131,617 | 140,134 | 113,070 | |
Revenue Growth (YoY) | 8.26% | 3.13% | -6.08% | 23.94% | 16.24% |
Policy Benefits | 68,694 | 54,724 | 61,063 | 96,281 | 74,876 |
Policy Acquisition & Underwriting Costs | 27,131 | 25,489 | 24,140 | 25,587 | 21,168 |
Selling, General & Administrative | 42,118 | 38,181 | 31,761 | 28,764 | 23,195 |
Provision for Bad Debts | -299.15 | -727.64 | 807.07 | 764.22 | 1,043 |
Other Operating Expenses | 6,677 | 5,906 | 8,369 | 8,188 | 6,417 |
Reinsurance Income or Expense | 10,926 | 11,690 | 10,806 | 8,142 | 6,921 |
Total Operating Expenses | 148,541 | 125,830 | 129,745 | 163,532 | 131,545 |
Operating Income | -1,596 | 9,901 | 1,872 | -23,398 | -18,475 |
Currency Exchange Gain (Loss) | -1,054 | -664.13 | -404.82 | -814.61 | 416.43 |
Other Non Operating Income (Expenses) | 6,621 | 7,110 | 9,729 | 17,255 | 7,511 |
EBT Excluding Unusual Items | 3,972 | 16,347 | 11,196 | -6,958 | -10,548 |
Asset Writedown | -598.29 | -1,455 | - | - | - |
Pretax Income | 3,374 | 14,892 | 11,196 | -6,958 | -10,548 |
Income Tax Expense | 250 | 3,161 | 1,852 | -4,278 | -3,820 |
Net Income | 3,124 | 11,731 | 9,344 | -2,681 | -6,728 |
Net Income to Common | 3,124 | 11,731 | 9,344 | -2,681 | -6,728 |
Net Income Growth | -73.37% | 25.54% | - | - | - |
Shares Outstanding (Basic) | - | - | 179 | 179 | 104 |
Shares Outstanding (Diluted) | - | - | 179 | 179 | 104 |
Shares Change (YoY) | - | - | 0.00% | 71.80% | 0.01% |
EPS (Basic) | - | - | 52.14 | -14.96 | -64.50 |
EPS (Diluted) | - | - | 52.14 | -14.96 | -64.50 |
Free Cash Flow | 4,835 | -3,945 | 30,015 | -21,888 | 537.54 |
Free Cash Flow Per Share | - | - | 167.49 | -122.15 | 5.15 |
Dividend Per Share | - | 19.638 | 15.643 | 25.926 | - |
Dividend Growth | - | 25.54% | -39.66% | - | - |
Operating Margin | -1.09% | 7.29% | 1.42% | -16.70% | -16.34% |
Profit Margin | 2.13% | 8.64% | 7.10% | -1.91% | -5.95% |
Free Cash Flow Margin | 3.29% | -2.91% | 22.80% | -15.62% | 0.47% |
EBITDA | -1,332 | 10,000 | 1,971 | -23,378 | -18,454 |
EBITDA Margin | -0.91% | 7.37% | 1.50% | -16.68% | -16.32% |
D&A For EBITDA | 264.06 | 98.84 | 98.84 | 20.65 | 20.65 |
EBIT | -1,596 | 9,901 | 1,872 | -23,398 | -18,475 |
EBIT Margin | -1.09% | 7.29% | 1.42% | -16.70% | -16.34% |
Effective Tax Rate | 7.41% | 21.23% | 16.54% | - | - |