Inversiones La Construcción S.A. (SNSE:ILC)
Chile · Delayed Price · Currency is CLP 20,597
+402 (1.99%)
Apr 7, 2026, 4:00 PM CLT
SNSE:ILC Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,594,624 | 1,130,910 | 915,226 | 704,391 | 457,957 |
Total Interest & Dividend Income | 674,928 | 586,662 | 709,417 | 591,391 | 85,978 |
Gain (Loss) on Sale of Investments | 74,034 | 76,665 | 76,925 | -65,221 | 67,284 |
Non-Insurance Activities Revenue | 1,606,214 | 1,403,741 | 1,433,530 | 1,340,178 | 1,181,108 |
Other Revenue | 76,928 | 86,927 | 71,323 | 68,370 | 131,649 |
| 4,026,729 | 3,284,905 | 3,207,006 | 2,639,735 | 2,179,888 | |
Revenue Growth (YoY) | 22.58% | 2.43% | 21.49% | 21.09% | 15.70% |
Policy Benefits | 1,831,571 | 1,399,973 | 1,175,780 | 786,231 | 675,350 |
Depreciation & Amortization | 25,816 | 22,260 | 17,560 | 16,687 | 13,090 |
Selling, General & Administrative | 299,239 | 259,640 | 232,334 | 216,078 | 191,794 |
Non-Insurance Activities Expense | 1,258,798 | 1,186,663 | 1,181,826 | 1,157,906 | 1,093,368 |
Other Operating Expenses | 21,896 | 36,141 | 40,993 | 24,190 | 3,277 |
Total Operating Expenses | 3,573,441 | 3,024,815 | 2,760,873 | 2,293,811 | 2,052,545 |
Operating Income | 453,288 | 260,089 | 446,132 | 345,924 | 127,343 |
Interest Expense | -111,569 | -68,212 | -266,324 | -165,198 | -32,157 |
Earnings From Equity Investments | 85,717 | 69,839 | 63,823 | 50,839 | 52,850 |
Currency Exchange Gain (Loss) | 4,861 | 4,208 | 29,373 | -2,804 | -16,393 |
Other Non Operating Income (Expenses) | -59,782 | -66,403 | -40,092 | -77,917 | -35,877 |
EBT Excluding Unusual Items | 372,516 | 199,521 | 232,912 | 150,843 | 95,767 |
Gain (Loss) on Sale of Assets | -5,622 | -1,944 | -405.85 | 1,364 | -2,544 |
Asset Writedown | 1,378 | 11,197 | -5,609 | -4,041 | 8,068 |
Legal Settlements | -46,561 | -44,347 | - | - | - |
Pretax Income | 321,711 | 164,426 | 226,897 | 148,166 | 101,292 |
Income Tax Expense | 26,790 | -5,682 | 24,635 | -16,519 | -2,852 |
Earnings From Continuing Ops. | 294,921 | 170,108 | 202,262 | 164,685 | 104,144 |
Earnings From Discontinued Ops. | - | - | - | 40.25 | - |
Net Income to Company | 294,921 | 170,108 | 202,262 | 164,725 | 104,144 |
Minority Interest in Earnings | -14,965 | -21,864 | -19,644 | -18,191 | -15,725 |
Net Income | 279,957 | 148,244 | 182,618 | 146,534 | 88,419 |
Net Income to Common | 279,957 | 148,244 | 182,618 | 146,534 | 88,419 |
Net Income Growth | 88.85% | -18.82% | 24.63% | 65.73% | 2.17% |
Shares Outstanding (Basic) | 99 | 99 | 100 | 100 | 100 |
Shares Outstanding (Diluted) | 99 | 99 | 100 | 100 | 100 |
Shares Change (YoY) | -0.92% | -0.58% | -0.01% | 0.00% | -0.02% |
EPS (Basic) | 2842.00 | 1491.00 | 1826.00 | 1465.00 | 884.00 |
EPS (Diluted) | 2842.00 | 1491.00 | 1826.00 | 1465.00 | 884.00 |
EPS Growth | 90.61% | -18.35% | 24.64% | 65.72% | 2.20% |
Free Cash Flow | 275,727 | -333,394 | 291,513 | -260,566 | 137,104 |
Free Cash Flow Per Share | 2799.07 | -3353.19 | 2914.84 | -2605.05 | 1370.75 |
Dividend Per Share | - | 600.000 | 557.673 | 500.000 | 265.256 |
Dividend Growth | - | 7.59% | 11.54% | 88.50% | 2.17% |
Operating Margin | 11.26% | 7.92% | 13.91% | 13.10% | 5.84% |
Profit Margin | 6.95% | 4.51% | 5.69% | 5.55% | 4.06% |
Free Cash Flow Margin | 6.85% | -10.15% | 9.09% | -9.87% | 6.29% |
EBITDA | 494,106 | 297,406 | 478,425 | 376,699 | 157,939 |
EBITDA Margin | 12.27% | 9.05% | 14.92% | 14.27% | 7.25% |
D&A For EBITDA | 40,818 | 37,316 | 32,293 | 30,775 | 30,596 |
EBIT | 453,288 | 260,089 | 446,132 | 345,924 | 127,343 |
EBIT Margin | 11.26% | 7.92% | 13.91% | 13.10% | 5.84% |
Effective Tax Rate | 8.33% | - | 10.86% | - | - |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.