Inversiones La Construcción S.A. (SNSE:ILC)
Chile flag Chile · Delayed Price · Currency is CLP
24,800
-400 (-1.59%)
Oct 14, 2026, 3:59 PM CLT

SNSE:ILC Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,417,5054,026,7293,284,9053,206,4202,639,7352,179,888
Revenue Growth
17.82%22.58%2.45%21.47%21.09%15.70%
Operating Income
534,541453,288260,089445,547345,924127,343
Net Income
330,960279,957148,244182,618146,53488,419
Earnings Per Share
3375.492842.001491.001826.001465.00884.00
EPS Growth
60.06%90.61%-18.35%24.64%65.72%2.20%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Private Health Insurance System (Isapre)
772,859762,900661,334768,043712,736610,778
Insurance Business
253,186434193.61231.651,079,230866,111
Health Business
925,842837,048741,542670,658628,980567,505
Other Businesses
25,48424,93325,87525,15225,1213,842
Pension Fund Administrator Business (AFP)
-163.26198.57248.5878.262.83
Total
1,977,5341,625,4781,429,1431,464,3332,446,1462,048,239

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
600,433723,244439,645653,490323,436818,044
Total Debt
3,885,1513,394,3693,244,0803,045,8702,837,4372,648,713
Net Cash (Debt)
-3,284,718-2,671,125-2,804,435-2,392,380-2,514,001-1,830,669
Net Cash Growth
------
Net Cash Per Share
-33501.13-27116.11-28206.31-23921.43-25134.14-18302.81

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-59,009308,077-308,826302,666-240,498151,874
Capital Expenditures
-44,287-32,350-24,567-11,153-20,068-14,770
Free Cash Flow
-103,296275,727-333,394291,513-260,566137,104
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.10%11.26%7.92%13.89%13.10%5.84%
Pretax Margin
8.57%7.99%5.01%7.08%5.61%4.65%
Profit Margin
7.49%6.95%4.51%5.70%5.55%4.06%
FCF Margin
-2.34%6.85%-10.15%9.09%-9.87%6.29%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
860.000860.000600.000557.673500.000265.256
Dividend Per Share Growth
43.33%43.33%7.59%11.54%88.50%2.17%
Dividend Yield
3.47%4.58%7.69%8.81%15.23%8.86%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.476.505.143.472.253.39
Forward PE
7.467.714.894.836.376.37
P/FCF Ratio
-6.60-2.17-2.18
PS Ratio
0.560.450.230.200.130.14