Scotiabank Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,832,203	983,048	928,709	1,492,592	1,109,315
Investment Securities	1,946,867	2,216,389	3,837,120	2,603,712	2,091,264
Trading Asset Securities	5,724,030	7,125,470	6,261,649	7,723,182	7,250,731
Total Investments	7,670,897	9,341,859	10,098,769	10,326,894	9,341,995
Gross Loans	32,533,315	32,718,937	32,131,568	33,168,784	29,164,623
Allowance for Loan Losses	-918,654	-756,238	-694,781	-579,975	-427,428
Other Adjustments to Gross Loans	-3,648	-5,927	-11,757	-16,557	-224,494
Net Loans	31,611,013	31,956,772	31,425,030	32,572,252	28,512,701
Property, Plant & Equipment	206,935	219,858	243,896	264,718	277,794
Other Intangible Assets	235,630	255,606	255,425	240,400	222,409
Other Receivables	167,332	139,576	138,863	231,916	119,632
Restricted Cash	1,279,257	1,148,538	1,208,888	947,647	1,559,815
Other Current Assets	12,786	18,213	8,955	10,618	10,731
Long-Term Deferred Tax Assets	457,136	403,213	360,658	330,907	401,691
Other Real Estate Owned & Foreclosed	28,337	17,535	16,467	12,635	11,325
Other Long-Term Assets	34,908	37,156	27,821	30,046	30,483
Total Assets	43,536,434	44,521,374	44,713,481	46,460,625	41,597,891
Accounts Payable	170,946	176,960	107,790	123,923	-
Accrued Expenses	12,217	12,094	9,957	10,134	8,343
Interest Bearing Deposits	13,165,893	13,609,778	13,639,499	14,487,706	10,547,109
Non-Interest Bearing Deposits	4,445,221	4,362,568	3,872,151	3,965,561	5,297,259
Total Deposits	17,611,114	17,972,346	17,511,650	18,453,267	15,844,368
Short-Term Borrowings	7,349,948	8,719,421	7,700,369	10,368,256	9,993,654
Current Portion of Long-Term Debt	1,673,092	1,194,776	4,148,421	-	-
Current Portion of Leases	11,708	11,774	11,738	12,031	11,896
Current Income Taxes Payable	29,996	2,567	63,222	1,724	85,595
Other Current Liabilities	2,795,842	2,165,468	1,944,078	2,183,129	1,972,605
Long-Term Debt	9,416,383	9,874,585	9,133,616	11,624,899	10,339,926
Long-Term Leases	116,431	126,434	137,570	148,345	151,879
Long-Term Unearned Revenue	78,861	75,402	79,434	79,309	75,311
Long-Term Deferred Tax Liabilities	635	836	795	573	588
Other Long-Term Liabilities	231,623	316,578	289,863	267,717	312,559
Total Liabilities	39,507,071	40,674,033	41,138,503	43,273,307	38,796,724
Common Stock	1,246,706	1,246,706	1,246,706	1,246,706	1,246,706
Additional Paid-In Capital	121,715	121,715	121,715	121,715	121,715
Retained Earnings	2,563,792	2,387,022	2,086,862	1,801,289	1,502,345
Comprehensive Income & Other	-26,607	-53,836	-19,126	-122,619	-197,019
Total Common Equity	3,905,606	3,701,607	3,436,157	3,047,091	2,673,747
Minority Interest	123,757	145,734	138,821	140,227	127,420
Shareholders' Equity	4,029,363	3,847,341	3,574,978	3,187,318	2,801,167
Total Liabilities & Equity	43,536,434	44,521,374	44,713,481	46,460,625	41,597,891
Total Debt	18,567,562	19,926,990	21,131,714	22,153,531	20,497,355
Net Cash (Debt)	-10,803,544	-11,556,112	-13,714,962	-12,720,781	-12,016,518
Net Cash Per Share	-882.29	-943.75	-1120.06	-1038.86	-981.35
Filing Date Shares Outstanding	12,245	12,245	12,245	12,245	12,245
Total Common Shares Outstanding	12,245	12,245	12,245	12,245	12,245
Book Value Per Share	318.96	302.30	280.62	248.85	218.36
Tangible Book Value	3,669,976	3,446,001	3,180,732	2,806,691	2,451,338
Tangible Book Value Per Share	299.72	281.42	259.76	229.21	200.19

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.