Scotiabank Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Cash & Equivalents	-	928,709	1,492,592	1,109,315	1,023,496	Upgrade
Investment Securities	-	3,837,120	2,603,712	2,091,264	2,230,840	Upgrade
Trading Asset Securities	-	6,261,649	7,723,182	7,250,731	6,045,061	Upgrade
Total Investments	-	10,098,769	10,326,894	9,341,995	8,275,901	Upgrade
Gross Loans	-	32,106,330	33,168,784	29,164,623	25,612,277	Upgrade
Allowance for Loan Losses	-	-694,766	-579,975	-427,428	-506,452	Upgrade
Other Adjustments to Gross Loans	-	-11,757	-16,557	-224,494	-185,753	Upgrade
Net Loans	-	31,399,807	32,572,252	28,512,701	24,920,072	Upgrade
Property, Plant & Equipment	-	243,896	264,718	277,794	295,641	Upgrade
Other Intangible Assets	-	255,425	240,400	222,409	204,804	Upgrade
Other Receivables	-	164,086	231,916	119,632	415,033	Upgrade
Restricted Cash	-	1,208,888	947,647	1,559,815	573,041	Upgrade
Other Current Assets	-	8,955	10,618	10,731	710,305	Upgrade
Long-Term Deferred Tax Assets	-	360,658	330,907	401,691	343,328	Upgrade
Other Real Estate Owned & Foreclosed	-	16,467	12,635	11,325	16,203	Upgrade
Other Long-Term Assets	-	27,821	30,046	30,483	18,137	Upgrade
Total Assets	-	44,713,481	46,460,625	41,597,891	36,795,961	Upgrade
Accounts Payable	-	-	-	-	103,168	Upgrade
Accrued Expenses	-	9,957	10,134	8,343	39,998	Upgrade
Interest Bearing Deposits	-	13,639,499	14,487,706	10,547,109	9,609,988	Upgrade
Non-Interest Bearing Deposits	-	3,872,151	3,965,561	5,297,259	5,251,104	Upgrade
Total Deposits	-	17,511,650	18,453,267	15,844,368	14,861,092	Upgrade
Short-Term Borrowings	-	8,652,967	10,368,256	9,993,654	8,391,425	Upgrade
Current Portion of Long-Term Debt	-	1,298	-	-	-	Upgrade
Current Portion of Leases	-	11,738	12,031	11,896	15,213	Upgrade
Current Income Taxes Payable	-	63,222	1,724	85,595	2,355	Upgrade
Other Current Liabilities	-	2,051,884	2,307,052	1,972,605	1,205,848	Upgrade
Long-Term Debt	-	12,328,141	11,624,899	10,339,926	8,955,443	Upgrade
Long-Term Leases	-	137,570	148,345	151,879	153,550	Upgrade
Long-Term Unearned Revenue	-	79,434	79,309	75,311	69,380	Upgrade
Long-Term Deferred Tax Liabilities	-	795	573	588	522	Upgrade
Other Long-Term Liabilities	-	289,847	267,717	312,559	492,421	Upgrade
Total Liabilities	-	41,138,503	43,273,307	38,796,724	34,290,415	Upgrade
Common Stock	-	1,246,706	1,246,706	1,246,706	1,246,706	Upgrade
Additional Paid-In Capital	-	121,715	121,715	121,715	121,715	Upgrade
Retained Earnings	-	2,086,862	1,801,289	1,502,345	1,232,868	Upgrade
Comprehensive Income & Other	-	-19,126	-122,619	-197,019	-202,932	Upgrade
Total Common Equity	3,589,515	3,436,157	3,047,091	2,673,747	2,398,357	Upgrade
Minority Interest	-	138,821	140,227	127,420	107,189	Upgrade
Shareholders' Equity	3,728,648	3,574,978	3,187,318	2,801,167	2,505,546	Upgrade
Total Liabilities & Equity	-	44,713,481	46,460,625	41,597,891	36,795,961	Upgrade
Total Debt	18,821,807	21,131,714	22,153,531	20,497,355	17,515,631	Upgrade
Net Cash (Debt)	-11,138,735	-13,714,962	-12,720,781	-12,016,518	-10,372,755	Upgrade
Net Cash Per Share	-909.66	-1120.06	-1038.86	-981.35	-847.11	Upgrade
Filing Date Shares Outstanding	12,245	12,245	12,245	12,245	12,245	Upgrade
Total Common Shares Outstanding	12,245	12,245	12,245	12,245	12,245	Upgrade
Book Value Per Share	293.14	280.62	248.85	218.36	195.87	Upgrade
Tangible Book Value	3,330,918	3,180,732	2,806,691	2,451,338	2,193,553	Upgrade
Tangible Book Value Per Share	272.03	259.76	229.21	200.19	179.14	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.