Scotiabank Chile S.A. (SNSE:SCOTIABKCL)

Scotiabank Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,076,643	983,048	928,709	1,492,592	1,109,315	1,023,496
Investment Securities	2,008,566	2,216,389	3,837,120	2,603,712	2,091,264	2,230,840
Trading Asset Securities	5,705,266	7,125,470	6,261,649	7,723,182	7,250,731	6,045,061
Total Investments	7,713,832	9,341,859	10,098,769	10,326,894	9,341,995	8,275,901
Gross Loans	32,812,950	32,718,937	32,131,568	33,168,784	29,164,623	25,612,277
Allowance for Loan Losses	-912,075	-756,238	-694,781	-579,975	-427,428	-506,452
Other Adjustments to Gross Loans	-3,868	-5,927	-11,757	-16,557	-224,494	-185,753
Net Loans	31,897,007	31,956,772	31,425,030	32,572,252	28,512,701	24,920,072
Property, Plant & Equipment	210,634	219,858	243,896	264,718	277,794	295,641
Other Intangible Assets	239,048	255,606	255,425	240,400	222,409	204,804
Other Receivables	154,943	139,576	138,863	231,916	119,632	415,033
Restricted Cash	1,489,239	1,148,538	1,208,888	947,647	1,559,815	573,041
Other Current Assets	21,848	18,213	8,955	10,618	10,731	710,305
Long-Term Deferred Tax Assets	467,292	403,213	360,658	330,907	401,691	343,328
Other Real Estate Owned & Foreclosed	27,558	17,535	16,467	12,635	11,325	16,203
Other Long-Term Assets	47,349	37,156	27,821	30,046	30,483	18,137
Total Assets	43,345,393	44,521,374	44,713,481	46,460,625	41,597,891	36,795,961
Accounts Payable	187,116	176,960	107,790	123,923	-	103,168
Accrued Expenses	11,132	12,094	9,957	10,134	8,343	39,998
Interest Bearing Deposits	13,498,692	13,609,778	13,639,499	14,487,706	10,547,109	9,609,988
Non-Interest Bearing Deposits	4,192,171	4,362,568	3,872,151	3,965,561	5,297,259	5,251,104
Total Deposits	17,690,863	17,972,346	17,511,650	18,453,267	15,844,368	14,861,092
Short-Term Borrowings	8,455,121	9,701,120	8,652,967	10,368,256	9,993,654	8,391,425
Current Portion of Long-Term Debt	-	279	1,298	-	-	-
Current Portion of Leases	12,009	11,774	11,738	12,031	11,896	15,213
Current Income Taxes Payable	36,453	2,567	63,222	1,724	85,595	2,355
Other Current Liabilities	2,372,212	2,190,243	1,944,078	2,183,129	1,972,605	1,205,848
Long-Term Debt	10,181,032	10,087,383	12,328,141	11,624,899	10,339,926	8,955,443
Long-Term Leases	120,151	126,434	137,570	148,345	151,879	153,550
Long-Term Unearned Revenue	65,807	75,402	79,434	79,309	75,311	69,380
Long-Term Deferred Tax Liabilities	698	836	795	573	588	522
Other Long-Term Liabilities	282,157	316,595	289,863	267,717	312,559	492,421
Total Liabilities	39,414,751	40,674,033	41,138,503	43,273,307	38,796,724	34,290,415
Common Stock	1,246,706	1,246,706	1,246,706	1,246,706	1,246,706	1,246,706
Additional Paid-In Capital	121,715	121,715	121,715	121,715	121,715	121,715
Retained Earnings	2,503,836	2,387,022	2,086,862	1,801,289	1,502,345	1,232,868
Comprehensive Income & Other	-65,067	-53,836	-19,126	-122,619	-197,019	-202,932
Total Common Equity	3,807,190	3,701,607	3,436,157	3,047,091	2,673,747	2,398,357
Minority Interest	123,452	145,734	138,821	140,227	127,420	107,189
Shareholders' Equity	3,930,642	3,847,341	3,574,978	3,187,318	2,801,167	2,505,546
Total Liabilities & Equity	43,345,393	44,521,374	44,713,481	46,460,625	41,597,891	36,795,961
Total Debt	18,768,313	19,926,990	21,131,714	22,153,531	20,497,355	17,515,631
Net Cash (Debt)	-11,759,567	-11,556,112	-13,714,962	-12,720,781	-12,016,518	-10,372,755
Net Cash Per Share	-960.37	-943.75	-1120.06	-1038.86	-981.35	-847.11
Filing Date Shares Outstanding	12,245	12,245	12,245	12,245	12,245	12,245
Total Common Shares Outstanding	12,245	12,245	12,245	12,245	12,245	12,245
Book Value Per Share	310.92	302.30	280.62	248.85	218.36	195.87
Tangible Book Value	3,568,142	3,446,001	3,180,732	2,806,691	2,451,338	2,193,553
Tangible Book Value Per Share	291.40	281.42	259.76	229.21	200.19	179.14

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.