Scotiabank Chile Cash Flow Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	433,906	432,944	407,961	487,533	424,228
Depreciation & Amortization	32,607	35,182	36,191	36,696	38,175
Other Amortization	44,118	37,534	30,723	23,887	18,249
Gain (Loss) on Sale of Assets	-1,175	-2,654	-798	-4,438	-1,971
Gain (Loss) on Sale of Investments	112,610	-177,222	-1,863	543,578	103,730
Total Asset Writedown	-	339	264	584	262
Provision for Credit Losses	630,824	516,179	495,455	369,589	279,615
Change in Trading Asset Securities	319,083	958,079	-1,271,535	165,035	44,918
Change in Other Net Operating Assets	34,996	-2,326,560	1,388,552	-1,618,824	-3,367,167
Other Operating Activities	-283,922	-256,058	-347,988	-816,504	403,051
Operating Cash Flow	1,318,328	-786,829	730,600	-819,377	-2,050,015
Capital Expenditures	-10,934	-4,604	-8,328	-10,750	-6,753
Sale of Property, Plant and Equipment	3,682	3,117	1,716	6,629	4,081
Investment in Securities	-	-	-	-242,724	-254,701
Income (Loss) Equity Investments	-4,719	-4,592	-6,362	-6,513	6,895
Purchase / Sale of Intangibles	-33,370	-47,333	-59,733	-51,145	-45,526
Other Investing Activities	531	400	756	12,407	13,381
Investing Cash Flow	-40,091	-48,420	-65,589	-285,583	-289,518
Long-Term Debt Issued	680,667	1,228,791	1,269,068	1,272,591	2,229,476
Long-Term Debt Repaid	-1,125,478	-1,270,753	-1,406,465	-1,602,263	-1,015,930
Net Debt Issued (Repaid)	-444,811	-41,962	-137,397	-329,672	1,213,546
Common Dividends Paid	-216,472	-122,388	-146,260	-169,754	-110,168
Net Increase (Decrease) in Deposit Accounts	-310,414	832,820	-989,058	1,856,600	985,762
Other Financing Activities	-101,106	-67,188	-105,758	-62,816	17,587
Financing Cash Flow	-1,072,803	601,282	-1,378,473	1,294,358	2,106,727
Foreign Exchange Rate Adjustments	-3,170	27,497	11,752	-5,457	135,032
Net Cash Flow	202,264	-206,470	-701,710	183,941	-97,774
Free Cash Flow	1,307,394	-791,433	722,272	-830,127	-2,056,768
Free Cash Flow Margin	110.65%	-64.67%	62.84%	-72.99%	-182.07%
Free Cash Flow Per Share	106.77	-64.63	58.99	-67.79	-167.97
Cash Interest Paid	1,219,745	1,425,472	1,492,952	1,159,435	388,615
Cash Income Tax Paid	-14,628	-4,828	-50,748	217	-11,250

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.