Avanza Bank Holding AB (publ) (STO:AZA)

Avanza Bank Holding AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	2,502	2,758	2,540	936	428	364
Total Interest Expense	955	1,178	966	147	106	80
Net Interest Income	1,547	1,580	1,574	789	322	284
Brokerage Commission	3,108	2,704	2,176	2,512	3,419	2,310
Gain on Sale of Investments (Rev)	1	1	-1	1	1	66
Other Revenue	-2	7	-	4	-	-
Revenue Before Loan Losses	4,654	4,292	3,749	3,306	3,742	2,660
Provision for Loan Losses	-	-	-3	1	-	4
Revenue	4,654	4,292	3,752	3,305	3,742	2,656
Revenue Growth (YoY)	17.55%	14.39%	13.53%	-11.68%	40.89%	90.39%
Cost of Services Provided	1,621	1,543	1,346	1,259	1,216	974
Other Operating Expenses	30	40	25	22	17	16
Total Operating Expenses	1,745	1,675	1,459	1,362	1,303	1,057
Operating Income	2,909	2,617	2,293	1,943	2,439	1,599
Currency Exchange Gains	3	3	-	-2	-1	1
Other Non-Operating Income (Expenses)	1	1	-1	-1	-1	-
EBT Excluding Unusual Items	2,913	2,621	2,292	1,940	2,437	1,594
Merger & Restructuring Charges	-	-	-	-	-	-17
Pretax Income	2,913	2,621	2,292	1,940	2,437	1,577
Income Tax Expense	413	367	310	274	390	242
Net Income	2,500	2,254	1,982	1,666	2,047	1,335
Net Income to Common	2,500	2,254	1,982	1,666	2,047	1,335
Net Income Growth	20.77%	13.72%	18.97%	-18.61%	53.33%	198.66%
Shares Outstanding (Basic)	157	157	157	156	155	154
Shares Outstanding (Diluted)	158	157	157	156	157	156
Shares Change (YoY)	0.39%	0.35%	0.40%	-0.79%	1.21%	2.28%
EPS (Basic)	15.90	14.34	12.64	10.69	13.19	8.66
EPS (Diluted)	15.85	14.32	12.64	10.67	13.00	8.58
EPS Growth	20.27%	13.29%	18.46%	-17.92%	51.52%	191.98%
Free Cash Flow	27,332	3,951	8,620	7,622	4,506	6,891
Free Cash Flow Per Share	173.35	25.10	54.96	48.79	28.62	44.29
Dividend Per Share	11.750	11.750	11.500	7.500	9.200	0.850
Dividend Growth	2.17%	2.17%	53.33%	-18.48%	982.35%	-63.04%
Operating Margin	62.51%	60.97%	61.11%	58.79%	65.18%	60.20%
Profit Margin	53.72%	52.52%	52.83%	50.41%	54.70%	50.26%
Free Cash Flow Margin	587.28%	92.05%	229.74%	230.62%	120.42%	259.45%
Effective Tax Rate	14.18%	14.00%	13.53%	14.12%	16.00%	15.35%

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.