Avanza Bank Holding AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Interest and Dividend Income	2,502	2,758	2,540	936	428	364	Upgrade
Total Interest Expense	955	1,178	966	147	106	80	Upgrade
Net Interest Income	1,547	1,580	1,574	789	322	284	Upgrade
Brokerage Commission	3,108	2,704	2,176	2,512	3,419	2,310	Upgrade
Gain on Sale of Investments (Rev)	1	1	-1	1	1	66	Upgrade
Other Revenue	-2	7	-	4	-	-	Upgrade
Revenue Before Loan Losses	4,654	4,292	3,749	3,306	3,742	2,660	Upgrade
Provision for Loan Losses	-	-	-3	1	-	4	Upgrade
Revenue	4,654	4,292	3,752	3,305	3,742	2,656	Upgrade
Revenue Growth (YoY)	17.55%	14.39%	13.53%	-11.68%	40.89%	90.39%	Upgrade
Cost of Services Provided	1,621	1,543	1,346	1,259	1,216	974	Upgrade
Other Operating Expenses	30	40	25	22	17	16	Upgrade
Total Operating Expenses	1,745	1,675	1,459	1,362	1,303	1,057	Upgrade
Operating Income	2,909	2,617	2,293	1,943	2,439	1,599	Upgrade
Currency Exchange Gains	3	3	-	-2	-1	1	Upgrade
Other Non-Operating Income (Expenses)	1	1	-1	-1	-1	-	Upgrade
EBT Excluding Unusual Items	2,913	2,621	2,292	1,940	2,437	1,594	Upgrade
Merger & Restructuring Charges	-	-	-	-	-	-17	Upgrade
Pretax Income	2,913	2,621	2,292	1,940	2,437	1,577	Upgrade
Income Tax Expense	413	367	310	274	390	242	Upgrade
Net Income	2,500	2,254	1,982	1,666	2,047	1,335	Upgrade
Net Income to Common	2,500	2,254	1,982	1,666	2,047	1,335	Upgrade
Net Income Growth	20.77%	13.72%	18.97%	-18.61%	53.33%	198.66%	Upgrade
Shares Outstanding (Basic)	157	157	157	156	155	154	Upgrade
Shares Outstanding (Diluted)	158	157	157	156	157	156	Upgrade
Shares Change (YoY)	0.39%	0.35%	0.40%	-0.79%	1.21%	2.28%	Upgrade
EPS (Basic)	15.90	14.34	12.64	10.69	13.19	8.66	Upgrade
EPS (Diluted)	15.85	14.32	12.64	10.67	13.00	8.58	Upgrade
EPS Growth	20.27%	13.29%	18.46%	-17.92%	51.52%	191.98%	Upgrade
Free Cash Flow	27,332	3,951	8,620	7,622	4,506	6,891	Upgrade
Free Cash Flow Per Share	173.35	25.10	54.96	48.79	28.62	44.29	Upgrade
Dividend Per Share	11.750	11.750	11.500	7.500	9.200	0.850	Upgrade
Dividend Growth	2.17%	2.17%	53.33%	-18.48%	982.35%	-63.04%	Upgrade
Operating Margin	62.51%	60.97%	61.11%	58.79%	65.18%	60.20%	Upgrade
Profit Margin	53.72%	52.52%	52.83%	50.41%	54.70%	50.26%	Upgrade
Free Cash Flow Margin	587.28%	92.05%	229.74%	230.62%	120.42%	259.45%	Upgrade
Effective Tax Rate	14.18%	14.00%	13.53%	14.12%	16.00%	15.35%	Upgrade

Updated Feb 20, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.