Avanza Bank Holding AB (publ) (STO:AZA)
Sweden flag Sweden · Delayed Price · Currency is SEK
400.10
-2.10 (-0.52%)
Aug 10, 2026, 1:24 PM CET

Avanza Bank Holding AB Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,8734,4953,8993,4382,9733,302
Revenue Growth
15.04%15.29%13.41%15.64%-9.96%40.57%
Gross Profit
3,5553,2652,7822,4312,0732,549
Operating Income
3,3583,0782,6212,2921,9402,437
Net Income
2,8302,6092,2541,9821,6662,047
Earnings Per Share
17.8916.5314.3212.6410.6713.00
EPS Growth
12.80%15.43%13.29%18.46%-17.92%51.52%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13,79920,26814,10015,9277,7697,970
Total Debt
3473562819283122
Net Cash (Debt)
13,45219,91213,81915,8357,6867,848
Net Cash Growth
-43.22%44.09%-12.73%106.02%-2.06%107.95%
Net Cash Per Share
85.04126.1987.80100.9649.2049.84

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
16,74431,5013,9938,6447,6494,528
Capital Expenditures
-50-74-42-24-27-22
Free Cash Flow
16,69431,4273,9518,6207,6224,506
Free Cash Flow Growth
-38.92%695.42%-54.16%13.09%69.15%-34.61%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
72.95%72.64%71.35%70.71%69.73%77.20%
Operating Margin
68.91%68.48%67.22%66.67%65.25%73.80%
Pretax Margin
68.91%68.48%67.22%66.67%65.25%73.80%
Profit Margin
58.98%58.53%57.81%57.65%56.04%61.99%
FCF Margin
342.58%699.15%101.33%250.73%256.37%136.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
12.75012.75011.75011.5007.5009.200
Dividend Per Share Growth
8.51%8.51%2.17%53.33%-18.48%982.35%
Dividend Yield
3.17%3.32%4.21%3.21%4.10%1.15%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
22.4521.3619.0618.4720.9625.55
Forward PE
19.7921.6920.7218.9818.6629.62
P/FCF Ratio
3.851.7710.864.264.5911.47
PS Ratio
11.8012.4011.0110.6811.7815.65