Avanza Bank Holding AB (publ) (STO:AZA)

Sweden · Delayed Price · Currency is SEK

399.30

-3.40 (-0.84%)

Sep 1, 2026, 4:10 PM CET

Avanza Bank Holding AB Financials Overview

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,378	4,959	4,292	3,752	3,305	3,742
Revenue Growth	15.56%	15.54%	14.39%	13.53%	-11.68%	40.89%
Operating Income	3,373	3,093	2,617	2,293	1,943	2,439
Net Income	2,830	2,609	2,254	1,982	1,666	2,047
Earnings Per Share	17.91	16.53	14.32	12.64	10.67	13.00
EPS Growth	12.73%	15.43%	13.29%	18.46%	-17.92%	51.52%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,136	13,061	8,194	8,630	4,915	5,030
Total Debt	347	356	281	92	83	122
Net Cash (Debt)	2,789	12,705	7,913	8,538	4,832	4,908
Net Cash Growth	-78.85%	60.56%	-7.32%	76.70%	-1.55%	40.07%
Net Cash Per Share	17.65	80.51	50.28	54.44	30.93	31.17

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	16,522	31,501	3,993	8,644	7,649	4,528
Capital Expenditures	-54	-74	-42	-24	-27	-22
Free Cash Flow	16,468	31,427	3,951	8,620	7,622	4,506
Free Cash Flow Growth	-39.75%	695.42%	-54.16%	13.09%	69.15%	-34.61%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	62.72%	62.37%	60.97%	61.11%	58.79%	65.18%
Pretax Margin	62.05%	62.07%	61.07%	61.09%	58.70%	65.13%
Profit Margin	52.62%	52.61%	52.52%	52.83%	50.41%	54.70%
FCF Margin	306.21%	633.74%	92.05%	229.74%	230.62%	120.42%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	12.750	12.750	11.750	11.500	7.500	9.200
Dividend Per Share Growth	8.51%	8.51%	2.17%	53.33%	-18.48%	982.35%
Dividend Yield	3.22%	3.75%	4.64%	5.56%	3.91%	3.36%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.48	21.36	19.04	18.52	21.02	25.25
Forward PE	19.67	21.69	20.72	18.98	18.66	29.62
P/FCF Ratio	3.86	1.77	10.86	4.26	4.60	11.47
PS Ratio	11.82	11.24	10.00	9.79	10.60	13.81