Avanza Bank Holding AB (publ) (STO:AZA)

Sweden · Delayed Price · Currency is SEK

351.10

-2.00 (-0.57%)

Nov 2, 2026, 4:29 PM CET

Avanza Bank Holding AB Financials Overview

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,531	4,959	4,292	3,752	3,305	3,742
Revenue Growth	14.13%	15.54%	14.39%	13.53%	-11.68%	40.89%
Operating Income	3,476	3,093	2,617	2,293	1,943	2,439
Net Income	2,915	2,609	2,254	1,982	1,666	2,047
Earnings Per Share	18.43	16.53	14.32	12.64	10.67	13.00
EPS Growth	10.89%	15.43%	13.29%	18.46%	-17.92%	51.52%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2,621	13,061	8,194	8,630	4,915	5,030
Total Debt	340	356	281	92	83	122
Net Cash (Debt)	2,281	12,705	7,913	8,538	4,832	4,908
Net Cash Growth	-80.79%	60.56%	-7.32%	76.70%	-1.55%	40.07%
Net Cash Per Share	14.43	80.51	50.28	54.44	30.93	31.17

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	11,125	31,501	3,993	8,644	7,649	4,528
Capital Expenditures	-62	-74	-42	-24	-27	-22
Free Cash Flow	11,063	31,427	3,951	8,620	7,622	4,506
Free Cash Flow Growth	-55.15%	695.42%	-54.16%	13.09%	69.15%	-34.61%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	62.85%	62.37%	60.97%	61.11%	58.79%	65.18%
Pretax Margin	62.56%	62.07%	61.07%	61.09%	58.70%	65.13%
Profit Margin	52.70%	52.61%	52.52%	52.83%	50.41%	54.70%
FCF Margin	200.02%	633.74%	92.05%	229.74%	230.62%	120.42%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	12.750	12.750	11.750	11.500	7.500	9.200
Dividend Per Share Growth	8.51%	8.51%	2.17%	53.33%	-18.48%	982.35%
Dividend Yield	3.63%	3.61%	4.31%	4.92%	3.35%	2.77%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	19.05	21.36	19.04	18.52	21.02	25.25
Forward PE	17.10	21.69	20.72	18.98	18.66	29.62
P/FCF Ratio	5.05	1.77	10.86	4.26	4.60	11.47
PS Ratio	10.10	11.24	10.00	9.79	10.60	13.81