Enity Holding AB (publ) (STO:ENITY)

Enity Holding AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Interest and Dividend Income	2,517	2,469	1,809	1,250
Total Interest Expense	1,299	1,354	849.3	328.9
Net Interest Income	1,218	1,115	959.3	921.2
Commissions and Fees	31.4	3.9	0.3	-
Gain (Loss) on Sale of Investments	-	1.9	6.1	-8
Other Revenue	25.7	4.1	3.2	4.9
Revenue Before Loan Losses	1,275	1,125	968.9	918.1
Provision for Loan Losses	72.6	-6.9	22.7	12.2
Revenue	1,203	1,132	946.2	905.9
Revenue Growth (YoY)	6.29%	19.58%	4.45%	-
Cost of Services Provided	677	598.8	588.9	551
Other Operating Expenses	-10.6	-9.3	-9	-8.6
Total Operating Expenses	767.8	735.2	683.5	621.5
Operating Income	434.9	396.3	262.7	284.4
Currency Exchange Gain (Loss)	-	-2.7	20	-16.7
EBT Excluding Unusual Items	435.1	393.7	282.7	267.6
Pretax Income	430.6	393.7	276.1	264
Income Tax Expense	78.9	138.1	75.3	54.2
Earnings From Continuing Ops.	351.7	255.6	200.8	209.8
Minority Interest in Earnings	-11.8	-1.2	-0.8	-
Net Income	339.9	254.4	200	209.8
Net Income to Common	339.9	254.4	200	209.8
Net Income Growth	33.61%	27.20%	-4.67%	-
Shares Outstanding (Basic)	32	50	16	13
Shares Outstanding (Diluted)	32	50	16	13
Shares Change (YoY)	-35.79%	220.00%	25.00%	-
EPS (Basic)	10.65	5.09	12.80	16.78
EPS (Diluted)	10.59	5.09	12.80	16.78
EPS Growth	108.14%	-60.25%	-23.72%	-
Free Cash Flow	-100.6	270.3	1,535	1,427
Free Cash Flow Per Share	-3.13	5.41	98.23	114.18
Operating Margin	36.16%	35.02%	27.76%	31.39%
Profit Margin	28.26%	22.48%	21.14%	23.16%
Free Cash Flow Margin	-8.37%	23.89%	162.22%	157.55%
Effective Tax Rate	18.32%	35.08%	27.27%	20.53%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.