Lea Bank AB (publ) (STO:LEA)

Lea Bank AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	850.25	0.1	704	585.43	540.46
Interest Income on Investments	-	-	2.38	1.25	4.75
Total Interest Income	850.25	0.1	706.38	586.69	545.22
Interest Paid on Deposits	239.89	0.01	151.32	37.35	39.91
Interest Paid on Borrowings	-	-	22.86	27.32	22.07
Total Interest Expense	239.89	0.01	174.18	64.67	61.97
Net Interest Income	610.36	0.09	532.2	522.01	483.24
Net Interest Income Growth (YoY)	717970.59%	-99.98%	1.95%	8.02%	57.85%
Gain (Loss) on Sale of Investments	-	-	36.68	4.82	-2.25
Other Non-Interest Income	59.31	-0.01	22.09	26.51	19.35
Total Non-Interest Income	59.31	-0.01	58.77	31.33	17.1
Non-Interest Income Growth (YoY)	-	-	87.61%	83.21%	-29.07%
Revenues Before Loan Losses	669.67	0.08	590.97	553.34	500.34
Provision for Loan Losses	305.65	-	281.17	186.18	154.98
Revenue	364.02	0.08	309.81	367.16	345.36
Revenue Growth (YoY)	472658.44%	-99.98%	-15.62%	6.31%	133.97%
Salaries and Employee Benefits	-	-	52.13	59.27	56.86
Occupancy Expenses	23.34	0.18	14.66	11.46	12.69
Selling, General & Administrative	179.92	4.29	0.38	0.01	0.08
Other Non-Interest Expense	13.77	0	103.71	99.24	101.14
Total Non-Interest Expense	217.03	4.46	170.88	169.98	170.77
EBT Excluding Unusual Items	146.99	-4.39	138.92	197.18	174.59
Pretax Income	146.99	-4.39	138.92	197.18	174.59
Income Tax Expense	31.86	-0.93	33.56	48.44	43.14
Earnings From Continuing Operations	115.13	-3.45	105.37	148.74	131.45
Minority Interest in Earnings	-8.59	-	-	-	-
Net Income	106.54	-3.45	105.37	148.74	131.45
Net Income to Common	106.54	-3.45	105.37	148.74	131.45
Net Income Growth	-	-	-29.16%	13.15%	-63.79%
Basic Shares Outstanding	96	-	95	95	95
Diluted Shares Outstanding	105	-	95	95	95
Shares Change (YoY)	-	-	-0.13%	0.12%	0.17%
EPS (Basic)	1.11	-	1.11	1.57	1.39
EPS (Diluted)	1.01	-	1.11	1.57	1.39
EPS Growth	-	-	-29.07%	13.02%	-63.85%
Dividend Per Share	0.720	1.800	0.545	0.783	0.688
Dividend Growth	-60.00%	229.99%	-30.33%	13.86%	-
Effective Tax Rate	21.68%	-	24.15%	24.57%	24.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.