Lea Bank AB (STO:LEA)

Lea Bank AB Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	809.28	810.36	709.85	553.31	526.59	381.01
Interest Income on Investments	2.94	2.94	2.4	1.19	4.63	-
Total Interest Income	812.22	813.3	712.25	554.49	531.22	381.01
Interest Paid on Deposits	236.33	238.3	152.58	35.3	38.88	51.04
Interest Paid on Borrowings	28.16	28.16	23.05	25.83	21.5	10.48
Total Interest Expense	264.49	266.46	175.63	61.12	60.38	61.51
Net Interest Income	547.73	546.84	536.63	493.37	470.84	319.5
Net Interest Income Growth (YoY)	1.25%	1.90%	8.77%	4.79%	47.37%	8.14%
Gain (Loss) on Sale of Investments	33.27	41.9	36.98	4.56	-2.19	-1.52
Gain (Loss) on Sale of Equity Investments	0.22	0.22	-	-	-	-
Other Non-Interest Income	47.66	40.11	22.28	25.05	18.85	26.68
Total Non-Interest Income	81.14	82.23	59.26	29.61	16.66	25.16
Non-Interest Income Growth (YoY)	11.40%	38.76%	100.16%	77.72%	-33.78%	-
Revenues Before Loan Losses	628.87	629.07	595.89	522.98	487.5	344.66
Provision for Loan Losses	304.04	311.03	283.51	175.97	151	190.61
Revenue	324.84	318.04	312.38	347.01	336.49	154.05
Revenue Growth (YoY)	4.31%	1.81%	-9.98%	3.13%	118.43%	-4.31%
Salaries and Employee Benefits	48.58	66.84	52.57	56.01	55.4	43.02
Occupancy Expenses	18.46	16.7	14.79	10.83	12.37	17.41
Selling, General & Administrative	26.17	0.26	0.38	0.01	0.08	5.4
Other Non-Interest Expense	115.5	114.39	104.57	93.8	98.55	63.5
Total Non-Interest Expense	208.71	198.19	172.3	160.65	166.39	129.33
EBT Excluding Unusual Items	116.13	119.86	140.08	186.36	170.1	24.72
Other Unusual Items	-	-	-	-	-	346.8
Pretax Income	116.13	119.86	140.08	186.36	170.1	371.53
Income Tax Expense	27.15	28.07	33.84	45.78	42.03	-7.32
Net Income	88.97	91.79	106.25	140.58	128.07	378.85
Net Income to Common	88.97	91.79	106.25	140.58	128.07	378.85
Net Income Growth	-13.27%	-13.60%	-24.42%	9.76%	-66.19%	486.37%
Basic Shares Outstanding	96	96	95	95	95	95
Diluted Shares Outstanding	107	104	95	95	95	95
Shares Change (YoY)	12.64%	9.96%	-0.13%	0.12%	0.17%	99.83%
EPS (Basic)	0.93	0.96	1.12	1.48	1.35	4.00
EPS (Diluted)	0.83	0.88	1.12	1.48	1.35	4.00
EPS Growth	-23.00%	-21.43%	-24.32%	9.63%	-66.25%	193.44%
Dividend Per Share	1.850	1.850	0.550	0.740	0.670	-
Dividend Growth	236.36%	236.36%	-25.68%	10.45%	-	-
Effective Tax Rate	23.38%	23.42%	24.15%	24.57%	24.71%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.