Lea Bank AB (STO:LEA)

Lea Bank AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	807.18	789.42	704	585.43	540.46	365.08
Interest Income on Investments	2.78	2.87	2.38	1.25	4.75	-
Total Interest Income	809.95	792.29	706.38	586.69	545.22	365.08
Interest Paid on Deposits	213.19	232.14	151.32	37.35	39.91	48.9
Interest Paid on Borrowings	26.57	27.43	22.86	27.32	22.07	10.04
Total Interest Expense	239.76	259.57	174.18	64.67	61.97	58.94
Net Interest Income	570.19	532.71	532.2	522.01	483.24	306.14
Net Interest Income Growth (YoY)	7.30%	0.10%	1.95%	8.02%	57.85%	-2.50%
Gain (Loss) on Sale of Investments	11.52	40.82	36.68	4.82	-2.25	-1.46
Gain (Loss) on Sale of Equity Investments	0.2	0.21	-	-	-	-
Other Non-Interest Income	53.4	39.08	22.09	26.51	19.35	25.56
Total Non-Interest Income	65.13	80.1	58.77	31.33	17.1	24.11
Non-Interest Income Growth (YoY)	-15.83%	36.30%	87.61%	83.21%	-29.07%	-
Revenues Before Loan Losses	635.32	612.82	590.97	553.34	500.34	330.24
Provision for Loan Losses	287.6	302.99	281.17	186.18	154.98	182.63
Revenue	347.72	309.83	309.81	367.16	345.36	147.61
Revenue Growth (YoY)	13.52%	0.01%	-15.62%	6.31%	133.97%	-13.72%
Salaries and Employee Benefits	6.39	65.11	52.13	59.27	56.86	41.22
Occupancy Expenses	21.52	16.27	14.66	11.46	12.69	16.68
Selling, General & Administrative	72.09	0.25	0.38	0.01	0.08	5.17
Other Non-Interest Expense	109.07	111.43	103.71	99.24	101.14	60.84
Total Non-Interest Expense	209.07	193.06	170.88	169.98	170.77	123.92
EBT Excluding Unusual Items	138.65	116.76	138.92	197.18	174.59	23.69
Other Unusual Items	-	-	-	-	-	332.3
Pretax Income	138.65	116.76	138.92	197.18	174.59	355.99
Income Tax Expense	27.19	27.34	33.56	48.44	43.14	-7.01
Net Income	111.46	89.42	105.37	148.74	131.45	363
Net Income to Common	111.46	89.42	105.37	148.74	131.45	363
Net Income Growth	25.74%	-15.14%	-29.16%	13.15%	-63.79%	428.70%
Basic Shares Outstanding	96	96	95	95	95	95
Diluted Shares Outstanding	105	104	95	95	95	95
Shares Change (YoY)	5.66%	9.96%	-0.13%	0.12%	0.17%	99.83%
EPS (Basic)	1.16	0.94	1.11	1.57	1.39	3.83
EPS (Diluted)	1.06	0.86	1.11	1.57	1.39	3.83
EPS Growth	19.01%	-22.82%	-29.07%	13.02%	-63.85%	164.58%
Dividend Per Share	1.745	1.802	0.545	0.783	0.688	-
Dividend Growth	229.46%	230.40%	-30.33%	13.86%	-	-
Effective Tax Rate	19.61%	23.42%	24.15%	24.57%	24.71%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.