Lea Bank AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	850.25	789.42	704	585.43	540.46
Interest Income on Investments	-	2.87	2.38	1.25	4.75
Total Interest Income	850.25	792.29	706.38	586.69	545.22
Interest Paid on Deposits	239.89	232.14	151.32	37.35	39.91
Interest Paid on Borrowings	-	27.43	22.86	27.32	22.07
Total Interest Expense	239.89	259.57	174.18	64.67	61.97
Net Interest Income	610.36	532.71	532.2	522.01	483.24
Net Interest Income Growth (YoY)	14.58%	0.10%	1.95%	8.02%	57.85%
Gain (Loss) on Sale of Investments	-	40.82	36.68	4.82	-2.25
Gain (Loss) on Sale of Equity Investments	-	0.21	-	-	-
Other Non-Interest Income	59.31	39.08	22.09	26.51	19.35
Total Non-Interest Income	59.31	80.1	58.77	31.33	17.1
Non-Interest Income Growth (YoY)	-25.96%	36.30%	87.61%	83.21%	-29.07%
Revenues Before Loan Losses	669.67	612.82	590.97	553.34	500.34
Provision for Loan Losses	305.65	302.99	281.17	186.18	154.98
Revenue	364.03	309.83	309.81	367.16	345.36
Revenue Growth (YoY)	17.49%	0.01%	-15.62%	6.31%	133.97%
Salaries and Employee Benefits	-	65.11	52.13	59.27	56.86
Occupancy Expenses	23.34	16.27	14.66	11.46	12.69
Selling, General & Administrative	180.04	0.25	0.38	0.01	0.08
Other Non-Interest Expense	13.65	111.43	103.71	99.24	101.14
Total Non-Interest Expense	217.03	193.06	170.88	169.98	170.77
EBT Excluding Unusual Items	146.99	116.76	138.92	197.18	174.59
Pretax Income	146.99	116.76	138.92	197.18	174.59
Income Tax Expense	31.86	27.34	33.56	48.44	43.14
Net Income	115.13	89.42	105.37	148.74	131.45
Net Income to Common	115.13	89.42	105.37	148.74	131.45
Net Income Growth	28.75%	-15.14%	-29.16%	13.15%	-63.79%
Basic Shares Outstanding	96	96	95	95	95
Diluted Shares Outstanding	106	104	95	95	95
Shares Change (YoY)	1.26%	9.96%	-0.13%	0.12%	0.17%
EPS (Basic)	1.20	0.94	1.11	1.57	1.39
EPS (Diluted)	1.09	0.86	1.11	1.57	1.39
EPS Growth	27.15%	-22.82%	-29.07%	13.02%	-63.85%
Dividend Per Share	0.720	1.802	0.545	0.783	0.688
Dividend Growth	-60.05%	230.40%	-30.33%	13.86%	-
Effective Tax Rate	21.68%	23.42%	24.15%	24.57%	24.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.