Svenska Handelsbanken AB (publ) (STO:SHB.A)

Svenska Handelsbanken AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	598,245	515,405	448,715	461,114	276,984	369,485
Investment Securities	473,422	219,376	243,122	162,033	139,887	127,493
Trading Asset Securities	16,852	54,612	32,068	31,914	45,625	50,884
Mortgage-Backed Securities	-	31,653	34,378	17,464	20,516	29,347
Total Investments	490,274	305,641	309,568	211,411	206,028	207,724
Gross Loans	2,301,326	2,302,420	2,293,651	2,319,833	2,160,713	2,301,848
Allowance for Loan Losses	-1,153	-1,367	-2,002	-2,017	-2,444	-3,465
Other Adjustments to Gross Loans	-	-957	-1,292	-900	-351	-330
Net Loans	2,300,173	2,300,096	2,290,357	2,316,916	2,157,918	2,298,053
Property, Plant & Equipment	5,152	4,801	4,775	4,914	5,272	6,230
Goodwill	4,321	4,360	4,356	4,397	4,357	6,822
Other Intangible Assets	3,759	4,066	4,211	4,005	3,945	4,508
Accrued Interest Receivable	-	1,397	1,217	1,187	3,881	4,310
Other Receivables	1,865	100	203	160	469	988
Restricted Cash	-	14,590	27,456	14,754	14,600	28,157
Other Current Assets	53,333	80,887	185,313	203,533	424,782	5,723
Long-Term Deferred Tax Assets	284	157	358	1,590	845	1,218
Other Real Estate Owned & Foreclosed	-	2	2	-	-	4
Other Long-Term Assets	344,861	307,671	261,261	229,737	247,683	202,066
Total Assets	3,802,267	3,539,173	3,537,792	3,453,718	3,346,764	3,135,288
Accrued Expenses	2,810	2,055	1,903	2,445	2,198	2,179
Interest Bearing Deposits	1,397,295	1,061,454	1,016,640	1,178,955	1,237,751	1,188,037
Total Deposits	1,397,295	1,061,454	1,016,640	1,178,955	1,237,751	1,188,037
Short-Term Borrowings	599,580	637,288	641,486	653,381	528,474	508,014
Current Portion of Leases	-	697	722	719	671	741
Current Income Taxes Payable	1,015	957	1,211	217	108	25
Other Current Liabilities	13,702	11,630	66,085	70,877	138,027	1,682
Long-Term Debt	956,178	1,299,314	1,331,333	1,114,527	1,003,255	1,043,073
Long-Term Leases	-	2,054	2,135	2,299	2,743	3,267
Long-Term Unearned Revenue	-	880	1,087	1,120	1,361	1,505
Long-Term Deferred Tax Liabilities	4,234	3,744	3,969	5,614	5,276	5,353
Other Long-Term Liabilities	479,332	309,072	266,135	229,540	245,169	209,939
Total Liabilities	3,607,577	3,329,145	3,332,706	3,259,694	3,165,033	2,963,815
Common Stock	3,069	3,069	3,069	3,069	3,069	3,069
Additional Paid-In Capital	8,758	8,758	8,758	8,758	8,758	8,758
Retained Earnings	167,592	179,536	177,012	163,510	154,034	151,105
Comprehensive Income & Other	15,268	18,659	16,239	18,684	15,845	8,532
Total Common Equity	194,687	210,022	205,078	194,021	181,706	171,464
Minority Interest	3	6	8	3	25	9
Shareholders' Equity	194,690	210,028	205,086	194,024	181,731	171,473
Total Liabilities & Equity	3,802,267	3,539,173	3,537,792	3,453,718	3,346,764	3,135,288
Total Debt	1,709,189	1,939,353	1,975,676	1,770,926	1,535,143	1,555,095
Net Cash (Debt)	-1,041,033	-1,340,085	-1,467,866	-1,264,981	-1,186,758	-1,122,576
Net Cash Per Share	-525.77	-676.81	-741.35	-638.88	-599.37	-566.96
Filing Date Shares Outstanding	1,980	1,980	1,980	1,980	1,980	1,980
Total Common Shares Outstanding	1,980	1,980	1,980	1,980	1,980	1,980
Book Value Per Share	98.33	106.07	103.57	97.99	91.77	86.60
Tangible Book Value	186,607	201,596	196,511	185,619	173,404	160,134
Tangible Book Value Per Share	94.24	101.81	99.25	93.75	87.58	80.87

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.