Svenska Handelsbanken AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	23,763	23,727	27,451	29,107	21,676	19,527
Depreciation & Amortization	262	1,189	1,178	1,105	3,673	1,175
Other Amortization	800	800	786	681	594	576
Gain (Loss) on Sale of Assets	-	-	1,767	-	-751	-
Gain (Loss) on Sale of Investments	-	-	-	-	418	-
Total Asset Writedown	1,653	1,653	-64	-1,133	-2,212	426
Provision for Credit Losses	-54	-54	-576	254	284	80
Change in Other Net Operating Assets	-94,060	-87,973	51,422	18,433	-89,741	-143,767
Other Operating Activities	1,649	-95	-954	-467	-1,266	-1,138
Net Cash from Discontinued Operations	-357	-357	753	1,394	1,455	1,508
Operating Cash Flow	-66,344	-61,110	81,763	49,374	-65,870	-121,613
Operating Cash Flow Growth	-	-	65.60%	-	-	-
Capital Expenditures	-515	-535	-949	-832	-786	-1,194
Sale of Property, Plant and Equipment	5	5	398	326	482	1,063
Investment in Securities	-	-30	-175	-53	-11	-82
Divestitures	10	10	17,153	-	49,238	-
Purchase / Sale of Intangibles	-519	-558	-678	-957	-711	-539
Net Decrease (Increase) in Loans Originated / Sold - Investing	1,067	1,231	-	-	-	-
Other Investing Activities	-1	-	-1	-1	-	-
Investing Cash Flow	47	123	15,748	-1,517	48,212	-752
Long-Term Debt Issued	-	-	5,704	8,635	11,845	-
Long-Term Debt Repaid	-	-	-13,371	-8,351	-3,000	-10,130
Net Debt Issued (Repaid)	-	-	-7,667	284	8,845	-10,130
Common Dividends Paid	-29,700	-29,700	-25,740	-15,840	-9,900	-8,118
Net Increase (Decrease) in Deposit Accounts	14,816	14,816	-37,234	-26,249	27,572	170,994
Financing Cash Flow	-14,884	-14,884	-70,641	-41,805	26,517	144,198
Foreign Exchange Rate Adjustments	5,146	-45,983	26,957	-5,753	27,059	20,489
Net Cash Flow	-76,036	-121,854	53,828	299	35,918	42,322
Free Cash Flow	-66,859	-61,645	80,814	48,542	-66,656	-122,807
Free Cash Flow Growth	-	-	66.48%	-	-	-
Free Cash Flow Margin	-119.98%	-107.93%	128.36%	78.13%	-132.38%	-277.54%
Free Cash Flow Per Share	-33.77	-31.13	40.81	24.52	-33.66	-62.02
Cash Interest Paid	69,179	69,179	102,528	112,316	28,169	7,257
Cash Income Tax Paid	5,886	7,162	8,519	7,681	6,419	5,086

Source: S&P Global Market Intelligence. Banks template. Financial Sources.