Svenska Handelsbanken AB (publ) (STO:SHB.A)

Svenska Handelsbanken AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	25,864	27,451	29,107	21,676	19,527	15,585
Depreciation & Amortization	1,247	1,202	1,105	3,673	1,175	1,306
Other Amortization	786	786	681	594	576	447
Gain (Loss) on Sale of Assets	1,767	1,767	-	-751	-	-
Gain (Loss) on Sale of Investments	-	-	-	418	-	-797
Total Asset Writedown	-91	-88	-1,133	-2,212	426	82
Provision for Credit Losses	-576	-576	254	284	80	929
Change in Other Net Operating Assets	58,302	28,590	18,433	-89,741	-143,767	-39,200
Other Operating Activities	780	-954	-467	-1,266	-1,138	-4,499
Net Cash from Discontinued Operations	177	753	1,394	1,455	1,508	1,469
Operating Cash Flow	88,256	58,931	49,374	-65,870	-121,613	-24,678
Operating Cash Flow Growth	-39.77%	19.36%	-	-	-	-
Capital Expenditures	-930	-949	-832	-786	-1,194	-709
Sale of Property, Plant and Equipment	398	398	326	482	1,063	328
Investment in Securities	-170	-169	-53	-11	-82	1,632
Divestitures	17,147	17,147	-	49,238	-	-
Purchase / Sale of Intangibles	-559	-678	-957	-711	-539	-1,031
Other Investing Activities	-1	-1	-1	-	-	-
Investing Cash Flow	17,080	15,748	-1,517	48,212	-752	220
Long-Term Debt Issued	-	5,704	8,635	11,845	-	8,176
Long-Term Debt Repaid	-	-13,371	-8,351	-3,000	-10,130	-2
Net Debt Issued (Repaid)	5,704	-7,667	284	8,845	-10,130	8,174
Common Dividends Paid	-29,700	-25,740	-15,840	-9,900	-8,118	-
Net Increase (Decrease) in Deposit Accounts	-14,402	-14,402	-26,249	27,572	170,994	111,938
Financing Cash Flow	-38,398	-47,809	-41,805	26,517	144,198	120,112
Foreign Exchange Rate Adjustments	-33,082	26,957	-5,753	27,059	20,489	-25,970
Net Cash Flow	33,857	53,828	299	35,918	42,322	69,684
Free Cash Flow	87,326	57,982	48,542	-66,656	-122,807	-25,387
Free Cash Flow Growth	-40.03%	19.45%	-	-	-	-
Free Cash Flow Margin	144.01%	92.09%	78.13%	-132.38%	-277.54%	-63.91%
Free Cash Flow Per Share	44.10	29.28	24.52	-33.66	-62.02	-12.82
Cash Interest Paid	127,203	127,203	112,316	28,169	7,257	15,717
Cash Income Tax Paid	7,740	8,519	7,681	6,419	5,086	7,711

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.