TF Bank AB (publ) (STO:TFBANK)

TF Bank AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	3,220	3,041	2,324	1,435	1,074	911.95
Interest Income on Investments	60.55	60.55	44.63	38.36	-	-
Total Interest Income	3,280	3,101	2,369	1,473	1,074	911.95
Interest Paid on Deposits	844.15	845.45	547.61	210.8	120.44	122.65
Net Interest Income	2,436	2,256	1,821	1,262	953.67	789.3
Net Interest Income Growth (YoY)	18.62%	23.85%	44.30%	32.35%	20.83%	11.64%
Gain (Loss) on Sale of Investments	-	-	-	0.04	0	0.53
Other Non-Interest Income	204.67	182.76	176.81	150.1	101.61	86.25
Total Non-Interest Income	204.67	182.76	176.81	150.14	101.61	86.77
Non-Interest Income Growth (YoY)	15.56%	3.37%	17.76%	47.76%	17.10%	40.23%
Revenues Before Loan Losses	2,641	2,439	1,998	1,412	1,055	876.07
Provision for Loan Losses	895.59	819.61	656.85	367.57	260.56	272.68
Revenue	1,745	1,619	1,341	1,045	794.72	603.39
Revenue Growth (YoY)	17.80%	20.70%	28.38%	31.46%	31.71%	3.99%
Occupancy Expenses	69.09	68.4	60.47	37.4	27.36	19.4
Selling, General & Administrative	906	865.6	771.21	571.63	413.53	320.08
Other Non-Interest Expense	7.89	-	-	-	-	-
Total Non-Interest Expense	882.14	830.92	831.67	609.03	440.89	339.48
EBT Excluding Unusual Items	863.04	787.99	509.6	435.73	353.83	263.92
Pretax Income	863.04	787.99	509.6	435.73	352.56	262.64
Income Tax Expense	174.01	155.64	112.9	93.27	75.35	59.92
Earnings From Continuing Operations	689.03	632.35	396.7	342.46	277.21	202.72
Net Income	689.03	632.35	396.7	342.46	277.21	202.72
Preferred Dividends & Other Adjustments	27.03	29.13	19.85	14.36	7.33	6.95
Net Income to Common	662	603.22	376.85	328.1	269.88	195.77
Net Income Growth	53.72%	59.40%	15.84%	23.54%	36.74%	-8.65%
Basic Shares Outstanding	65	65	65	65	65	65
Diluted Shares Outstanding	65	65	65	65	65	65
Shares Change (YoY)	0.10%	-	-	-	-	0.03%
EPS (Basic)	10.25	9.35	5.84	5.09	4.18	3.04
EPS (Diluted)	10.25	9.35	5.84	5.09	4.18	3.04
EPS Growth	56.62%	60.07%	14.86%	21.59%	37.83%	-9.04%
Dividend Per Share	-	-	-	-	0.333	0.333
Effective Tax Rate	20.16%	19.75%	22.15%	21.40%	21.37%	22.81%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.