TF Bank AB Income Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,488	3,041	2,324	1,435	1,074
Interest Income on Investments	-	60.55	44.63	38.36	-
Total Interest Income	3,488	3,101	2,369	1,473	1,074
Interest Paid on Deposits	808.62	845.45	547.61	210.8	120.44
Net Interest Income	2,679	2,256	1,821	1,262	953.67
Net Interest Income Growth (YoY)	18.76%	23.85%	44.30%	32.35%	20.83%
Gain (Loss) on Sale of Investments	-	-	-	0.04	0
Other Non-Interest Income	225.54	182.76	176.81	150.1	101.61
Total Non-Interest Income	225.54	182.76	176.81	150.14	101.61
Non-Interest Income Growth (YoY)	23.41%	3.37%	17.76%	47.76%	17.10%
Revenues Before Loan Losses	2,905	2,439	1,998	1,412	1,055
Provision for Loan Losses	995.8	819.61	656.85	367.57	260.56
Revenue	1,909	1,619	1,341	1,045	794.72
Revenue Growth (YoY)	17.90%	20.70%	28.38%	31.46%	31.71%
Occupancy Expenses	70.47	68.4	60.47	37.4	27.36
Selling, General & Administrative	917.77	865.6	771.21	571.63	413.53
Other Non-Interest Expense	64.66	-	-	-	-
Total Non-Interest Expense	1,055	830.92	831.67	609.03	440.89
EBT Excluding Unusual Items	853.56	787.99	509.6	435.73	353.83
Pretax Income	853.56	787.99	509.6	435.73	352.56
Income Tax Expense	186.51	155.64	112.9	93.27	75.35
Earnings From Continuing Operations	667.05	632.35	396.7	342.46	277.21
Net Income	667.05	632.35	396.7	342.46	277.21
Preferred Dividends & Other Adjustments	25.84	29.13	19.85	14.36	7.33
Net Income to Common	641.21	603.22	376.85	328.1	269.88
Net Income Growth	5.49%	59.40%	15.84%	23.54%	36.74%
Basic Shares Outstanding	65	65	65	65	65
Diluted Shares Outstanding	65	65	65	65	65
Shares Change (YoY)	0.21%	-	-	-	-
EPS (Basic)	9.92	9.35	5.84	5.09	4.18
EPS (Diluted)	9.92	9.35	5.84	5.09	4.18
EPS Growth	6.07%	60.07%	14.86%	21.59%	37.83%
Dividend Per Share	-	-	-	-	0.333
Effective Tax Rate	21.85%	19.75%	22.15%	21.40%	21.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.