TF Bank AB (publ) (STO:TFBANK)

TF Bank AB Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,263	4,259	5,744	3,528	2,366	2,119
Investment Securities	117.31	117.31	0.14	0.15	0.6	20.45
Trading Asset Securities	-	60.22	2.46	11.39	0.24	27.39
Total Investments	117.31	177.53	2.6	11.54	0.84	47.84
Gross Loans	24,180	21,064	18,925	15,262	11,358	8,315
Allowance for Loan Losses	-1,383	-798.19	-1,055	-607.62	-485.39	-392.8
Net Loans	22,797	20,265	17,871	14,654	10,872	7,922
Property, Plant & Equipment	68.95	71.37	60.02	27.62	2.7	2.66
Goodwill	20.01	20.01	12.75	12.75	10.2	11.48
Other Intangible Assets	88.67	97.57	93.09	86.78	71.37	61.76
Other Receivables	3.19	71.67	45.73	12.7	12.19	-
Other Current Assets	173.09	85.95	57.81	35.28	40.91	30.71
Long-Term Deferred Tax Assets	95.18	7.66	54.28	2.94	4.78	0.05
Other Long-Term Assets	150.24	13.3	5.74	4.1	9.42	7.5
Total Assets	27,776	25,070	23,947	18,376	13,391	10,203
Accounts Payable	-	9.54	10.97	8.42	6.78	8.03
Accrued Expenses	509.83	203.7	161.1	129.97	96.81	71.63
Interest Bearing Deposits	23,423	21,198	20,653	16,108	11,505	8,714
Total Deposits	23,423	21,198	20,653	16,108	11,505	8,714
Short-Term Borrowings	88.5	21.95	227.71	25.68	23.45	-
Current Portion of Leases	-	16.99	14.06	-	-	-
Current Income Taxes Payable	23.79	63.18	97.33	36.8	36.09	1.83
Accrued Interest Payable	-	251.23	115.39	27.05	24.78	28.69
Long-Term Debt	346.53	345.51	346.91	198.66	198.04	245.05
Long-Term Leases	-	50.37	40.38	23.07	-	-
Long-Term Deferred Tax Liabilities	-	11.72	-	-	-	-
Other Long-Term Liabilities	261.39	116.87	119	80.07	63.79	44.83
Total Liabilities	24,653	22,297	21,786	16,638	11,960	9,120
Common Stock	107.75	107.5	107.5	107.5	107.5	107.5
Retained Earnings	2,766	2,413	1,801	1,428	1,052	611.72
Comprehensive Income & Other	249.17	252.19	251.97	203.07	271.37	364.48
Total Common Equity	3,123	2,773	2,161	1,739	1,431	1,084
Shareholders' Equity	3,123	2,773	2,161	1,739	1,431	1,084
Total Liabilities & Equity	27,776	25,070	23,947	18,376	13,391	10,203
Total Debt	435.04	434.82	629.06	247.4	221.49	245.05
Net Cash (Debt)	3,828	3,884	5,118	3,292	2,145	1,901
Net Cash Growth	-11.45%	-24.09%	55.44%	53.50%	12.81%	19.02%
Net Cash Per Share	59.34	60.22	79.34	51.04	33.25	29.48
Filing Date Shares Outstanding	64.65	64.5	64.5	64.5	64.5	64.5
Total Common Shares Outstanding	64.65	64.5	64.5	64.5	64.5	64.5
Book Value Per Share	44.44	39.11	29.63	23.85	19.08	16.80
Tangible Book Value	3,014	2,655	2,055	1,639	1,349	1,010
Tangible Book Value Per Share	42.76	37.29	27.99	22.31	17.82	15.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.