TF Bank AB (publ) (STO:TFBANK)

TF Bank AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	722.15	632.35	396.7	342.46	277.21	202.72
Depreciation & Amortization	20.77	19.64	20.17	8.57	1.41	1.24
Other Amortization	48.76	48.76	40.29	28.83	25.95	18.15
Total Asset Writedown	-	-	-	-	1.28	1.28
Change in Other Net Operating Assets	-2,667	-2,801	-2,950	-3,928	-2,912	-1,383
Other Operating Activities	-136.12	5.19	149.43	5.36	40.93	-5.16
Operating Cash Flow	-2,011	-2,095	-2,344	-3,543	-2,565	-1,165
Capital Expenditures	-20.25	-31	-54.11	-3.23	-1.45	-1.58
Cash Acquisitions	-	-	-	-	-0.03	-
Divestitures	103.45	105.7	-	-	-	-
Purchase / Sale of Intangibles	-39.05	-53.26	-37.4	-45	-35.55	-23.75
Other Investing Activities	-18.94	-16.96	-16.29	-8.3	-	-
Investing Cash Flow	25.22	4.48	-107.8	-56.53	-37.03	-25.33
Issuance of Common Stock	-	100	300	-	98.61	100
Repurchase of Common Stock	-	-100	-	-0.49	-47	-53
Common Dividends Paid	-133.9	-29.13	-19.85	-35.86	-28.83	-6.95
Net Increase (Decrease) in Deposit Accounts	1,782	544.98	4,545	4,603	2,791	1,517
Other Financing Activities	-	-	-102.52	-	-	-7.72
Financing Cash Flow	1,648	515.86	4,723	4,567	2,813	1,549
Foreign Exchange Rate Adjustments	-97.81	89.39	-55.4	193.7	36.16	-60.88
Net Cash Flow	-435.98	-1,485	2,216	1,161	247.14	798.59
Free Cash Flow	-2,031	-2,126	-2,398	-3,546	-2,567	-1,167
Free Cash Flow Margin	-111.63%	-131.31%	-178.76%	-339.44%	-323.00%	-193.34%
Free Cash Flow Per Share	-31.50	-32.96	-37.17	-54.98	-39.80	-18.09
Cash Interest Paid	836.74	714.9	461.57	209.32	125.17	112.75
Cash Income Tax Paid	220.98	187.97	53.93	93.27	41.1	72.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.