TF Bank AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	667.05	632.35	396.7	342.46	277.21
Depreciation & Amortization	70.47	68.4	20.17	8.57	1.41
Other Amortization	-	-	40.29	28.83	25.95
Total Asset Writedown	-	-	-	-	1.28
Change in Other Net Operating Assets	-3,278	-2,801	-2,950	-3,928	-2,912
Other Operating Activities	-78.53	5.19	149.43	5.36	40.93
Operating Cash Flow	-2,619	-2,095	-2,344	-3,543	-2,565
Capital Expenditures	-7.28	-31	-54.11	-3.23	-1.45
Cash Acquisitions	-	-	-	-	-0.03
Divestitures	-2.25	105.7	-	-	-
Purchase / Sale of Intangibles	-32.8	-53.26	-37.4	-45	-35.55
Other Investing Activities	-	-	-16.29	-8.3	-
Investing Cash Flow	-42.33	21.44	-107.8	-56.53	-37.03
Long-Term Debt Repaid	-17.62	-15.51	-	-	-
Net Debt Issued (Repaid)	-17.62	-15.51	-	-	-
Issuance of Common Stock	150.25	100	300	-	98.61
Repurchase of Common Stock	-100	-100	-	-0.49	-47
Common Dividends Paid	-133.59	-29.13	-19.85	-35.86	-28.83
Net Increase (Decrease) in Deposit Accounts	3,494	544.98	4,545	4,603	2,791
Other Financing Activities	-72.89	-0.72	-102.52	-	-
Financing Cash Flow	3,320	499.62	4,723	4,567	2,813
Foreign Exchange Rate Adjustments	-246.52	89.39	-55.4	193.7	36.16
Net Cash Flow	412.79	-1,484	2,216	1,161	247.14
Free Cash Flow	-2,626	-2,126	-2,398	-3,546	-2,567
Free Cash Flow Margin	-137.58%	-131.31%	-178.76%	-339.44%	-323.00%
Free Cash Flow Per Share	-40.63	-32.89	-37.17	-54.98	-39.80
Cash Interest Paid	885.76	714.9	461.57	209.32	125.17
Cash Income Tax Paid	188.62	187.97	53.93	93.27	41.1

Source: S&P Global Market Intelligence. Banks template. Financial Sources.