SWX:BCGE Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	529.74	603.78	572.93	306.47	249.8	260.23
Interest Income on Investments	33.24	29.87	17.45	5.7	4.6	5.93
Total Interest Income	562.98	633.64	590.37	312.17	254.4	266.16
Interest Paid on Deposits	201.49	246.21	192.58	20.81	3.63	21.19
Net Interest Income	361.49	387.44	397.79	291.36	250.78	244.97
Net Interest Income Growth (YoY)	-10.99%	-2.60%	36.53%	16.18%	2.37%	2.40%
Income From Trading Activities	42.49	41.41	37.9	-	-	-
Gain (Loss) on Sale of Investments	-11.66	-11.15	3.24	10.39	25.8	-6.8
Gain (Loss) on Sale of Equity Investments	0.88	-	-	-	-	-
Other Non-Interest Income	159.52	153.02	136.88	178.16	184.28	156.81
Total Non-Interest Income	192.32	184.39	179.28	189.66	211.33	151.09
Non-Interest Income Growth (YoY)	8.06%	2.85%	-5.47%	-10.26%	39.87%	-20.13%
Revenues Before Loan Losses	553.82	571.82	577.07	481.02	462.11	396.06
Provision for Loan Losses	16.74	10.14	7.53	5.35	22.87	29.34
Revenue	537.08	561.69	569.54	475.67	439.24	366.72
Revenue Growth (YoY)	-7.06%	-1.38%	19.74%	8.29%	19.78%	-12.75%
Salaries and Employee Benefits	185.16	185.21	176.24	164.44	159.1	147.76
Occupancy Expenses	-	-	-	18.72	16.85	15.29
Selling, General & Administrative	17.35	15.56	12.83	11.44	10.44	9.72
Other Non-Interest Expense	101.99	102.58	118.76	106.09	98.55	65.95
Total Non-Interest Expense	304.49	303.35	307.82	300.68	284.93	238.72
EBT Excluding Unusual Items	232.58	258.34	261.72	174.99	154.31	128
Other Unusual Items	-0.67	0.14	10.48	34.58	0.01	0.13
Pretax Income	231.91	258.48	272.2	209.57	154.32	128.12
Income Tax Expense	34.73	39.28	40.96	33.62	29.09	23.16
Earnings From Continuing Operations	197.18	219.2	231.24	175.95	125.23	104.96
Minority Interest in Earnings	-	-	-	-0.06	-0.02	0.01
Net Income	197.18	219.2	231.24	175.89	125.21	104.97
Net Income to Common	197.18	219.2	231.24	175.89	125.21	104.97
Net Income Growth	-14.42%	-5.21%	31.47%	40.47%	19.28%	8.46%
Basic Shares Outstanding	-	71	71	71	72	72
Diluted Shares Outstanding	-	71	71	71	72	72
Shares Change (YoY)	-	-0.16%	0.23%	-1.16%	-	-
EPS (Basic)	-	3.08	3.24	2.47	1.74	1.46
EPS (Diluted)	-	3.08	3.24	2.47	1.74	1.46
EPS Growth	-	-5.05%	31.17%	42.12%	19.28%	8.46%
Dividend Per Share	0.650	0.650	0.650	0.550	0.450	0.375
Dividend Growth	-	-	18.18%	22.22%	20.00%	50.00%
Effective Tax Rate	14.98%	15.20%	15.05%	16.04%	18.85%	18.08%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.