Berner Kantonalbank AG (SWX:BEKN)
Switzerland · Delayed Price · Currency is CHF 384.50
+1.00 (0.26%)
Aug 21, 2026, 5:31 PM CET
Berner Kantonalbank AG Income Statement
Financials in millions CHF. Fiscal year is January - December.
Millions CHF. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 455.64 | 468.35 | 572.76 | 544.69 | 333.19 | 315.09 |
Interest Income on Investments | 24.51 | 23 | 20.23 | 16.37 | 10.38 | 8.19 |
Total Interest Income | 480.15 | 491.35 | 592.99 | 561.06 | 343.58 | 323.28 |
Interest Paid on Deposits | 96.98 | 104.83 | 186.44 | 172.86 | 39.37 | 37.31 |
Net Interest Income | 383.17 | 386.52 | 406.56 | 388.2 | 304.21 | 285.97 |
Net Interest Income Growth | -5.09% | -4.93% | 4.73% | 27.61% | 6.38% | 2.42% |
Income From Trading Activities | 26.91 | 21.87 | 25 | 24.27 | 37.45 | 24.92 |
Gain (Loss) on Sale of Assets | -0.4 | - | - | 2.03 | 1.56 | 3.37 |
Gain (Loss) on Sale of Investments | 19.11 | 10.3 | 10.15 | 12.8 | 16.66 | 11.03 |
Gain (Loss) on Sale of Equity Investments | 9.3 | 9.3 | 8.83 | - | - | - |
Other Non-Interest Income | 139.76 | 129.16 | 116.79 | 116.74 | 114.62 | 120.25 |
Total Non-Interest Income | 194.67 | 170.62 | 160.78 | 155.83 | 170.29 | 159.57 |
Non-Interest Income Growth | 21.11% | 6.12% | 3.17% | -8.49% | 6.72% | 10.42% |
Revenues Before Loan Losses | 577.84 | 557.14 | 567.33 | 544.03 | 474.5 | 445.53 |
Provision for Loan Losses | 14.59 | 9.85 | 14.19 | 11.75 | -11.19 | -17.98 |
| 563.25 | 547.3 | 553.14 | 532.28 | 485.69 | 463.51 | |
Revenue Growth | 1.34% | -1.06% | 3.92% | 9.59% | 4.78% | 12.17% |
Salaries and Employee Benefits | 157.83 | 153.85 | 144.44 | 140.42 | 143.39 | 144.16 |
Occupancy Expenses | 42.16 | 42.16 | 34.2 | 36.65 | 64.8 | 45.06 |
Selling, General & Administrative | 125.5 | 126.7 | 122.52 | 113.94 | 111.5 | 94.46 |
Other Non-Interest Expense | 9.26 | 5.34 | 23.31 | 44.09 | -23.22 | -11.83 |
Total Non-Interest Expense | 334.74 | 328.05 | 324.47 | 335.1 | 296.47 | 271.84 |
EBT Excluding Unusual Items | 228.51 | 219.25 | 228.67 | 197.18 | 189.22 | 191.67 |
Asset Writedown | -1.5 | -1.5 | - | - | - | -1.5 |
Other Unusual Items | 0.87 | 0.41 | 0.19 | 32.7 | 0.3 | 0.17 |
Pretax Income | 227.88 | 218.16 | 228.87 | 229.89 | 189.52 | 190.34 |
Income Tax Expense | 46.2 | 42.8 | 48.2 | 55 | 29.9 | 35.4 |
Net Income | 181.68 | 175.36 | 180.67 | 174.89 | 159.62 | 154.94 |
Net Income to Common | 181.68 | 175.36 | 180.67 | 174.89 | 159.62 | 154.94 |
Net Income Growth | -0.01% | -2.94% | 3.31% | 9.57% | 3.02% | 4.42% |
Basic Shares Outstanding | - | 9 | 9 | 9 | 9 | 9 |
Diluted Shares Outstanding | - | 10 | 10 | 10 | 9 | 9 |
Shares Change | - | 0.12% | -0.08% | 2.69% | 0.26% | -0.04% |
EPS (Basic) | - | 18.93 | 19.53 | 18.89 | 17.24 | 16.77 |
EPS (Diluted) | - | 18.40 | 19.00 | 18.40 | 17.24 | 16.77 |
EPS Growth | - | -3.16% | 3.26% | 6.75% | 2.75% | 4.46% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | 10.800 | 10.400 | 10.000 | 9.600 | 9.200 |
Dividend Growth | - | 3.85% | 4.00% | 4.17% | 4.35% | 4.54% |
Effective Tax Rate | 20.27% | 19.62% | 21.06% | 23.93% | 15.78% | 18.60% |