Glarner Kantonalbank Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	100.62	106.75	156.74	153.53	74.47	70.28
Interest Income on Investments	15.95	15.87	12.14	11.95	8.66	5.2
Total Interest Income	116.57	122.62	168.88	165.48	83.14	75.48
Interest Paid on Deposits	53.3	65.97	108.24	96.71	15.57	6.5
Net Interest Income	63.27	56.66	60.64	68.77	67.57	68.99
Net Interest Income Growth	12.13%	-6.57%	-11.82%	1.78%	-2.05%	2.43%
Income From Trading Activities	17.42	18.75	16.52	-	8.81	4.94
Gain (Loss) on Sale of Investments	0.22	0.44	0.6	0.09	-5.74	0.06
Other Non-Interest Income	22.82	23.08	22.75	34.88	14.57	15.95
Total Non-Interest Income	40.57	42.39	40	35.09	17.74	20.98
Non-Interest Income Growth	-8.89%	5.99%	13.98%	97.79%	-15.44%	4.73%
Revenues Before Loan Losses	103.84	99.05	100.64	103.86	85.31	89.97
Provision for Loan Losses	2.74	3.25	2.15	1.69	-4.33	-0.78
Revenue	101.1	95.8	98.49	102.18	89.64	90.74
Revenue Growth	2.82%	-2.73%	-3.61%	13.99%	-1.22%	8.83%
Salaries and Employee Benefits	42.48	41	41.25	39.68	38	35.34
Occupancy Expenses	3.89	5.28	4.74	5.45	-	5.87
Selling, General & Administrative	-	-	-	1.48	22.76	20.22
Other Non-Interest Expense	24.19	23.58	23.68	24.71	-0.44	0.25
Total Non-Interest Expense	70.56	69.86	69.68	71.32	60.32	61.68
EBT Excluding Unusual Items	30.54	25.94	28.82	30.86	29.32	29.06
Other Unusual Items	-	0.03	-	0	-	0.15
Pretax Income	30.54	25.97	28.82	30.86	29.32	29.21
Income Tax Expense	4.92	4.14	4.53	4.86	4.03	4.75
Net Income	25.61	21.83	24.29	26	25.29	24.46
Net Income to Common	25.61	21.83	24.29	26	25.29	24.46
Net Income Growth	18.48%	-10.14%	-6.60%	2.81%	3.39%	-5.67%
Basic Shares Outstanding	14	14	14	14	14	12
Diluted Shares Outstanding	14	14	14	14	14	14
Shares Change	-	-	2.10%	2.84%	-	-
EPS (Basic)	1.90	1.62	1.80	1.93	1.87	2.12
EPS (Diluted)	1.90	1.54	1.71	1.87	1.87	1.87
EPS Growth	-	-9.94%	-8.56%	0%	0%	-5.56%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	1.000	1.100	1.100	1.100
Dividend Growth	0%	0%	-9.09%	0%	0%	0%
Effective Tax Rate	16.12%	15.95%	15.71%	15.75%	13.74%	16.26%