St. Galler Kantonalbank AG (SWX:SGKN)

SWX:SGKN Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9,634	8,654	6,700	7,660	7,928	7,579
Investment Securities	2,650	2,480	1,951	1,979	1,907	1,919
Trading Asset Securities	161.5	234.75	120.36	113.57	138.03	188.67
Total Investments	2,812	2,714	2,072	2,093	2,045	2,108
Gross Loans	34,149	33,857	32,240	30,492	28,597	28,100
Allowance for Loan Losses	-	-95.19	-78.98	-75.76	-80.38	-84.18
Net Loans	34,149	33,762	32,161	30,417	28,517	28,016
Property, Plant & Equipment	138.74	141.96	144.68	142.65	144.47	143.83
Goodwill	0.17	0.21	0.27	0.48	1.5	2.85
Other Intangible Assets	-	1.16	1.17	1.5	2.24	2.9
Accrued Interest Receivable	51.76	61.4	59.99	-	-	-
Other Receivables	365.72	238.16	190.54	459.78	893.15	654.99
Other Current Assets	-	-	-	42.92	48.44	38.39
Long-Term Deferred Tax Assets	-	5.2	5	-	-	-
Other Long-Term Assets	19.41	3.2	2.42	6.95	2.29	2.17
Total Assets	47,170	45,582	41,337	40,824	39,581	38,548
Accrued Expenses	-	-	-	119.49	110.34	111.92
Interest Bearing Deposits	30,361	18,148	27,786	26,945	25,729	24,265
Non-Interest Bearing Deposits	-	12,417	-	-	-	-
Total Deposits	30,361	30,565	27,786	26,945	25,729	24,265
Short-Term Borrowings	1,720	1,595	1,605	1,510	1,253	1,439
Current Portion of Long-Term Debt	-	2,472	-	-	-	-
Current Income Taxes Payable	-	36.91	31.54	6.24	10.85	4.99
Other Current Liabilities	0.35	0	0.05	0	0.11	0.01
Long-Term Debt	11,845	7,659	8,749	9,353	9,638	9,978
Long-Term Unearned Revenue	195.73	194.57	166.49	-	-	-
Long-Term Deferred Tax Liabilities	-	3.54	3.52	1.24	0.91	0.15
Other Long-Term Liabilities	39.93	49.41	91.19	117.91	153.68	158.8
Total Liabilities	44,162	42,576	38,434	38,053	36,897	35,958
Common Stock	479.49	479.49	479.49	479.49	479.49	479.49
Retained Earnings	2,532	2,488	2,345	2,209	2,122	2,027
Treasury Stock	-3.78	-5.87	-6.92	-5.23	-5.97	-4.95
Comprehensive Income & Other	-0.23	44.28	85.35	87.2	88.1	89.26
Shareholders' Equity	3,008	3,006	2,903	2,771	2,684	2,591
Total Liabilities & Equity	47,170	45,582	41,337	40,824	39,581	38,548
Total Debt	13,565	11,726	10,355	10,863	10,892	11,417
Net Cash (Debt)	-3,770	-2,837	-3,534	-3,089	-2,826	-3,649
Net Cash Per Share	-	-474.17	-590.56	-516.29	-472.23	-609.55
Filing Date Shares Outstanding	-	5.98	5.98	5.98	5.98	5.98
Total Common Shares Outstanding	-	5.98	5.98	5.98	5.98	5.98
Book Value Per Share	-	502.70	485.44	463.07	448.87	433.12
Tangible Book Value	3,008	3,005	2,901	2,769	2,680	2,585
Tangible Book Value Per Share	-	502.47	485.20	462.74	448.24	432.16

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.