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St. Galler Kantonalbank AG (SWX:SGKN)
Switzerland flag Switzerland · Delayed Price · Currency is CHF
647.00
-3.00 (-0.46%)
Aug 3, 2026, 11:41 AM CET

SWX:SGKN Cash Flow Statement

Millions CHF. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
226.98215.08207.2183.76181.25
Depreciation & Amortization
15.0213.1917.7716.4616.17
Provision for Credit Losses
32.3332.2628.1323.7728.79
Other Adjustments
15.0818.4652.7532.337.28
Changes in Trading Assets
1.913.092.352.237.6
Changes in Accrued Interest and Accounts Receivable
4.971.4217.075.5210.05
Changes in Trading Liabilities
25.4518.9345.1222.1117.67
Changes in Accrued Expenses
3.4628.08479.161.59
Changes in Other Operating Activities
2.240.245.160.060.06
Operating Cash Flow
188.46192.16181.31106.85100.46
Operating Cash Flow Growth
-1.93%5.99%69.69%6.36%23.77%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements
26.51139.94270.76532.72259.65
Net Change in Loans Held-for-Investment
1,1521,6182,1981,896674.2
Net Change in Securities and Investments
346.1528.2224.4275.2620.01
Capital Expenditures
7.1612.6513.671017.16
Purchases of Intangible Assets
0000.40
Other Investing Activities
0.070.532.4508.26

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Deposits
364.112,779841.131,2291,564
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
1,656763.12922.13327.45234.74
Long-Term Debt Issued
3,0171,6181,2352,3361,406
Net Long-Term Debt Issued (Repaid)
3,0171,6181,2352,3361,406
Repurchase of Common Stock
20.1620.5420.8418.1819.58
Net Common Stock Issued (Repurchased)
20.1620.5420.8418.1819.58
Common Dividends Paid
69.7571.85101.79101.7995.79
Other Financing Activities
196.19192.3862.7662.2464.75
Financing Cash Flow
5,3245,4453,1844,0743,384

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
188.46192.16181.31107.83100.46

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
195.62204.81194.98116.85117.63
Free Cash Flow Growth
-4.49%5.04%66.87%-0.66%35.54%
FCF Margin
32.35%36.46%33.58%22.84%22.67%
Free Cash Flow Per Share
32.6934.2332.5819.5319.66