UBS Group AG (SWX: UBSG)

UBS Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	38,201	31,743	11,782	8,533	10,109	11,695
Interest Income on Investments	3,770	3,770	1,403	1,431	-	-
Total Interest Income	41,971	35,513	13,185	9,964	10,109	11,695
Interest Paid on Deposits	37,503	28,216	6,564	3,259	4,247	7,194
Total Interest Expense	37,503	28,216	6,564	3,259	4,247	7,194
Net Interest Income	4,468	7,297	6,621	6,705	5,862	4,501
Net Interest Income Growth (YoY)	-19.63%	10.21%	-1.25%	14.38%	30.24%	-10.84%
Gain (Loss) on Sale of Assets	83	12	284	200	922	-54
Gain (Loss) on Sale of Investments	139	7	843	50	40	34
Gain (Loss) on Sale of Equity Investments	-289	-348	32	105	84	46
Other Non-Interest Income	43,264	33,682	26,537	28,405	26,172	24,478
Total Non-Interest Income	43,197	33,353	27,696	28,760	27,218	24,504
Non-Interest Income Growth (YoY)	34.15%	20.43%	-3.70%	5.67%	11.08%	-4.18%
Revenues Before Loan Losses	47,665	40,650	34,317	35,465	33,080	29,005
Provision for Loan Losses	458	1,037	29	-148	694	78
Revenue	47,207	39,613	34,288	35,613	32,386	28,927
Revenue Growth (YoY)	28.10%	15.53%	-3.72%	9.96%	11.96%	-5.17%
Salaries and Employee Benefits	25,826	22,707	17,680	18,387	17,224	15,413
Occupancy Expenses	2,770	2,307	2,058	2,118	2,126	1,830
Selling, General & Administrative	10,073	8,720	5,189	5,553	4,885	5,959
Other Non-Interest Expense	-1	2	-	-	-	2
Total Non-Interest Expense	38,668	33,736	24,927	26,058	24,235	23,204
EBT Excluding Unusual Items	8,539	5,877	9,361	9,555	8,151	5,723
Asset Writedown	-593	-593	-3	-	-	-
Other Unusual Items	686	184	246	-71	4	-36
Pretax Income	5,505	28,738	9,604	9,484	8,155	5,577
Income Tax Expense	934	873	1,942	1,998	1,583	1,267
Earnings From Continuing Operations	4,571	27,865	7,662	7,486	6,572	4,310
Minority Interest in Earnings	-52	-16	-32	-29	-15	-6
Net Income	4,519	27,849	7,630	7,457	6,557	4,304
Net Income to Common	4,519	27,849	7,630	7,457	6,557	4,304
Net Income Growth	-84.58%	264.99%	2.32%	13.73%	52.35%	-4.69%
Basic Shares Outstanding	3,210	3,153	3,261	3,483	3,583	3,663
Diluted Shares Outstanding	3,362	3,296	3,397	3,627	3,707	3,767
Shares Change (YoY)	2.80%	-2.99%	-6.33%	-2.15%	-1.60%	-1.94%
EPS (Basic)	1.41	8.83	2.34	2.14	1.83	1.17
EPS (Diluted)	1.35	8.45	2.25	2.06	1.77	1.14
EPS Growth	-84.99%	275.56%	9.22%	16.48%	55.13%	-2.98%
Dividend Per Share	0.700	0.700	0.550	0.500	0.370	0.730
Dividend Growth	27.27%	27.27%	10.00%	35.14%	-49.32%	2.61%
Effective Tax Rate	16.97%	3.04%	20.22%	21.07%	19.41%	22.72%

Source: S&P Capital IQ. Banks template. Financial Sources.