UBS Group AG (SWX:UBSG)

UBS Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	27,427	27,948	35,994	31,743	11,782	8,533
Interest Income on Investments	6,343	6,343	7,061	3,770	1,403	1,431
Total Interest Income	33,770	34,291	43,055	35,513	13,185	9,964
Interest Paid on Deposits	25,334	26,544	35,947	28,216	6,564	3,259
Total Interest Expense	25,334	26,544	35,947	28,216	6,564	3,259
Net Interest Income	8,436	7,747	7,108	7,297	6,621	6,705
Net Interest Income Growth (YoY)	24.08%	8.99%	-2.59%	10.21%	-1.25%	14.38%
Gain (Loss) on Sale of Assets	278	278	96	12	157	200
Gain (Loss) on Sale of Investments	3	3	135	7	843	50
Gain (Loss) on Sale of Equity Investments	79	79	144	-348	32	105
Other Non-Interest Income	43,009	42,013	41,097	33,683	26,553	28,294
Total Non-Interest Income	43,369	42,373	41,472	33,354	27,585	28,649
Non-Interest Income Growth (YoY)	4.25%	2.17%	24.34%	20.91%	-3.71%	5.26%
Revenues Before Loan Losses	51,805	50,120	48,580	40,651	34,206	35,354
Provision for Loan Losses	494	524	551	1,037	29	-148
Revenue	51,311	49,596	48,029	39,614	34,177	35,502
Revenue Growth (YoY)	7.22%	3.26%	21.24%	15.91%	-3.73%	9.62%
Salaries and Employee Benefits	25,845	25,274	24,673	24,870	17,660	18,387
Occupancy Expenses	3,027	3,117	3,315	3,750	2,061	2,118
Selling, General & Administrative	7,115	7,309	8,443	10,156	5,189	5,553
Other Non-Interest Expense	-2	-	-1	2	-	-
Total Non-Interest Expense	35,985	35,700	36,430	38,778	24,910	26,058
EBT Excluding Unusual Items	15,326	13,896	11,599	836	9,267	9,444
Asset Writedown	-69	-69	-53	-	-	-
Legal Settlements	-	-	-	-	111	111
Other Unusual Items	-446	-546	30	27,448	246	-71
Pretax Income	10,561	8,853	6,820	28,255	9,604	9,484
Income Tax Expense	1,412	1,056	1,675	873	1,942	1,998
Earnings From Continuing Operations	9,149	7,797	5,145	27,382	7,662	7,486
Minority Interest in Earnings	-34	-30	-60	-16	-32	-29
Net Income	9,115	7,767	5,085	27,366	7,630	7,457
Net Income to Common	9,115	7,767	5,085	27,366	7,630	7,457
Net Income Growth	81.50%	52.74%	-81.42%	258.66%	2.32%	13.73%
Basic Shares Outstanding	3,131	3,152	3,198	3,153	3,261	3,483
Diluted Shares Outstanding	3,265	3,290	3,351	3,296	3,397	3,627
Shares Change (YoY)	-2.32%	-1.82%	1.67%	-2.99%	-6.33%	-2.15%
EPS (Basic)	2.91	2.46	1.59	8.68	2.34	2.14
EPS (Diluted)	2.79	2.36	1.52	8.30	2.25	2.06
EPS Growth	84.82%	55.26%	-81.69%	268.89%	9.22%	16.48%
Dividend Per Share	1.100	1.100	0.900	0.700	0.550	0.500
Dividend Growth	22.22%	22.22%	28.57%	27.27%	10.00%	35.13%
Effective Tax Rate	13.37%	11.93%	24.56%	3.09%	20.22%	21.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.