VP Bank AG (SWX: VPBN)

VP Bank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,336	2,161	2,685	2,876	3,205	3,566
Investment Securities	2,572	2,554	2,617	2,459	2,384	2,518
Trading Asset Securities	29.4	42.17	58.71	57.36	79.78	72.71
Total Investments	2,601	2,596	2,675	2,517	2,464	2,591
Gross Loans	5,752	5,489	5,782	6,264	6,312	6,833
Allowance for Loan Losses	-	-21.87	-23.1	-26.67	-30.1	-36.07
Net Loans	5,752	5,468	5,759	6,237	6,282	6,797
Property, Plant & Equipment	73.21	75.12	81.17	92.31	103.76	110.87
Goodwill	-	18.37	18.37	18.37	17.59	17.59
Other Intangible Assets	73.62	59.82	72.28	65.74	49.09	44.6
Investments in Real Estate	-	3.34	3.15	2.88	4.4	4.5
Accrued Interest Receivable	53.78	57.28	45.33	34.78	32.43	36.69
Other Receivables	708.47	981.35	1,271	1,335	1,293	208.93
Other Current Assets	-	-	0.24	-	-	-
Long-Term Deferred Tax Assets	13.88	11.83	8.3	7.59	10.17	9.97
Other Long-Term Assets	39.14	18.25	12.66	10.62	61.66	12.74
Total Assets	11,652	11,450	12,631	13,196	13,523	13,400
Accrued Expenses	44.71	63.18	50.67	70.73	92.78	107.58
Interest Bearing Deposits	9,706	2,983	2,300	1,474	1,754	2,362
Non-Interest Bearing Deposits	-	6,522	8,533	9,985	9,757	8,776
Total Deposits	9,706	9,505	10,834	11,459	11,512	11,138
Short-Term Borrowings	402.59	397.53	268.32	153.2	354.8	496.47
Current Portion of Long-Term Debt	100.02	104.91	11.32	20.83	136.91	101.45
Current Portion of Leases	4.93	4.88	5.54	5.74	5.75	5.26
Current Income Taxes Payable	3.71	5.42	5.78	10.97	12.21	11.99
Other Current Liabilities	58.53	43.35	52.03	81.67	66.38	56.27
Long-Term Debt	207.39	203.13	284.95	288.3	294.45	431.37
Long-Term Leases	12.14	13.55	15.13	19.84	23.24	25.59
Long-Term Deferred Tax Liabilities	1.96	1.5	1.3	0.86	0.14	0.07
Other Long-Term Liabilities	2.73	0.22	0.24	-	-	-
Total Liabilities	10,545	10,343	11,529	12,111	12,498	12,374
Common Stock	66.15	66.15	66.15	66.15	66.15	66.15
Retained Earnings	1,138	1,157	1,144	1,134	1,108	1,099
Treasury Stock	-45.38	-49.22	-53.22	-56.79	-61.07	-68
Comprehensive Income & Other	-51.58	-67.03	-54.53	-57.89	-87.77	-71.15
Shareholders' Equity	1,107	1,107	1,102	1,086	1,025	1,026
Total Liabilities & Equity	11,652	11,450	12,631	13,196	13,523	13,400
Total Debt	727.06	724	585.25	487.9	815.14	1,060
Net Cash (Debt)	1,639	1,479	2,158	2,445	2,470	2,578
Net Cash Growth	-24.65%	-31.48%	-11.74%	-1.00%	-4.21%	8.01%
Net Cash Per Share	264.77	239.50	351.50	400.82	407.49	425.55
Filing Date Shares Outstanding	6.2	6.16	6.13	6.09	6.05	5.98
Total Common Shares Outstanding	6.2	6.16	6.13	6.09	6.05	5.98
Book Value Per Share	178.55	179.63	179.92	178.21	169.41	171.49
Tangible Book Value	1,033	1,029	1,011	1,001	958.38	964.09
Tangible Book Value Per Share	166.68	166.94	165.12	164.40	158.39	161.10

Source: S&P Capital IQ. Banks template. Financial Sources.