VP Bank AG (SWX:VPBN)

VP Bank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,300	2,161	2,685	2,876	3,205
Investment Securities	2,420	2,554	2,617	2,459	2,384
Trading Asset Securities	87.22	42.17	58.71	57.36	79.78
Total Investments	2,507	2,596	2,675	2,517	2,464
Gross Loans	5,966	5,489	5,782	6,264	6,312
Allowance for Loan Losses	-25.01	-21.87	-23.1	-26.67	-30.1
Net Loans	5,941	5,468	5,759	6,237	6,282
Property, Plant & Equipment	63.99	75.12	81.17	92.31	103.76
Goodwill	18.37	18.37	18.37	18.37	17.59
Other Intangible Assets	51.27	59.82	72.28	65.74	49.09
Investments in Real Estate	2.52	3.34	3.15	2.88	4.4
Accrued Interest Receivable	41.88	57.28	45.33	34.78	32.43
Other Receivables	635.39	981.35	1,271	1,335	1,293
Other Current Assets	-	-	0.24	-	-
Long-Term Deferred Tax Assets	14.92	11.83	8.3	7.59	10.17
Other Long-Term Assets	58.43	18.25	12.66	10.62	61.66
Total Assets	10,636	11,450	12,631	13,196	13,523
Accrued Expenses	55.47	63.18	50.67	70.73	92.78
Interest Bearing Deposits	3,263	2,983	2,300	1,474	1,754
Non-Interest Bearing Deposits	5,685	6,522	8,533	9,985	9,757
Total Deposits	8,948	9,505	10,834	11,459	11,512
Short-Term Borrowings	195.57	397.53	268.32	153.2	354.8
Current Portion of Long-Term Debt	9.78	104.91	11.32	20.83	136.91
Current Portion of Leases	5	4.88	5.54	5.74	5.75
Current Income Taxes Payable	5.25	5.42	5.78	10.97	12.21
Other Current Liabilities	89.29	43.35	52.03	81.67	66.38
Long-Term Debt	194.7	203.13	284.95	288.3	294.45
Long-Term Leases	9.86	13.55	15.13	19.84	23.24
Long-Term Deferred Tax Liabilities	2.32	1.5	1.3	0.86	0.14
Other Long-Term Liabilities	3.07	0.22	0.24	-	-
Total Liabilities	9,519	10,343	11,529	12,111	12,498
Common Stock	66.15	66.15	66.15	66.15	66.15
Retained Earnings	1,145	1,157	1,144	1,134	1,108
Treasury Stock	-44.91	-49.22	-53.22	-56.79	-61.07
Comprehensive Income & Other	-49.28	-67.03	-54.53	-57.89	-87.77
Shareholders' Equity	1,117	1,107	1,102	1,086	1,025
Total Liabilities & Equity	10,636	11,450	12,631	13,196	13,523
Total Debt	414.9	724	585.25	487.9	815.14
Net Cash (Debt)	972.41	1,479	2,158	2,445	2,470
Net Cash Growth	-34.24%	-31.48%	-11.74%	-1.00%	-4.21%
Net Cash Per Share	156.51	239.50	351.50	400.82	407.49
Filing Date Shares Outstanding	6.2	6.16	6.13	6.09	6.05
Total Common Shares Outstanding	6.2	6.16	6.13	6.09	6.05
Book Value Per Share	179.99	179.63	179.92	178.21	169.41
Tangible Book Value	1,047	1,029	1,011	1,001	958.38
Tangible Book Value Per Share	168.77	166.94	165.12	164.40	158.39

Updated Mar 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.