VP Bank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,965	1,300	2,161	2,685	2,876
Investment Securities	2,274	2,420	2,554	2,617	2,459
Trading Asset Securities	25.49	87.22	42.17	58.71	57.36
Total Investments	2,299	2,507	2,596	2,675	2,517
Gross Loans	5,942	5,966	5,489	5,782	6,264
Allowance for Loan Losses	-16.74	-25.01	-21.87	-23.1	-26.67
Net Loans	5,926	5,941	5,468	5,759	6,237
Property, Plant & Equipment	54.58	63.99	75.12	81.17	92.31
Goodwill	18.37	18.37	18.37	18.37	18.37
Other Intangible Assets	47.06	51.27	59.82	72.28	65.74
Investments in Real Estate	2.92	2.52	3.34	3.15	2.88
Accrued Interest Receivable	39.18	41.88	57.28	45.33	34.78
Other Receivables	294.6	635.39	981.35	1,271	1,335
Other Current Assets	1.3	-	-	0.24	-
Long-Term Deferred Tax Assets	12.89	14.92	11.83	8.3	7.59
Other Long-Term Assets	16.5	58.43	18.25	12.66	10.62
Total Assets	10,677	10,636	11,450	12,631	13,196
Accrued Expenses	44.51	55.47	63.18	50.67	70.73
Interest Bearing Deposits	2,802	3,263	2,983	2,300	1,474
Non-Interest Bearing Deposits	5,819	5,685	6,522	8,533	9,985
Total Deposits	8,621	8,948	9,505	10,834	11,459
Short-Term Borrowings	539.38	195.57	397.53	268.32	153.2
Current Portion of Long-Term Debt	15.23	9.78	104.91	11.32	20.83
Current Portion of Leases	4.62	5	4.88	5.54	5.74
Current Income Taxes Payable	6.2	5.25	5.42	5.78	10.97
Other Current Liabilities	46.99	89.29	43.35	52.03	81.67
Long-Term Debt	214.88	194.7	203.13	284.95	288.3
Long-Term Leases	4.94	9.86	13.55	15.13	19.84
Long-Term Deferred Tax Liabilities	3.4	2.32	1.5	1.3	0.86
Other Long-Term Liabilities	-	3.07	0.22	0.24	-
Total Liabilities	9,501	9,519	10,343	11,529	12,111
Common Stock	66.15	66.15	66.15	66.15	66.15
Retained Earnings	1,167	1,145	1,157	1,144	1,134
Treasury Stock	-40.49	-44.91	-49.22	-53.22	-56.79
Comprehensive Income & Other	-16.53	-49.28	-67.03	-54.53	-57.89
Shareholders' Equity	1,176	1,117	1,107	1,102	1,086
Total Liabilities & Equity	10,677	10,636	11,450	12,631	13,196
Total Debt	779.06	414.9	724	585.25	487.9
Net Cash (Debt)	1,211	972.41	1,479	2,158	2,445
Net Cash Growth	24.57%	-34.24%	-31.48%	-11.74%	-1.00%
Net Cash Per Share	193.53	156.51	239.50	351.50	400.82
Filing Date Shares Outstanding	6.25	6.2	6.16	6.13	6.09
Total Common Shares Outstanding	6.25	6.2	6.16	6.13	6.09
Book Value Per Share	188.28	179.99	179.63	179.92	178.21
Tangible Book Value	1,111	1,047	1,029	1,011	1,001
Tangible Book Value Per Share	177.80	168.77	166.94	165.12	164.40