VP Bank AG Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	35.75	18.47	44.21	40.16	50.64	41.62
Depreciation & Amortization	14.31	18	19.44	20.48	24.08	19.76
Other Amortization	17.07	17.07	26.47	19.48	12.3	9.01
Gain (Loss) on Sale of Investments	2.01	2.01	0.05	-3.61	-3.16	-1.45
Total Asset Writedown	1.89	1.89	-	1.01	-	-
Change in Trading Asset Securities	-130.62	-130.62	31.28	5.88	0.36	2.68
Change in Other Net Operating Assets	225.06	-973.26	-426.33	82.25	-168.99	-291.82
Other Operating Activities	-89.23	44.68	-64.9	-17.81	-1.66	-24.33
Operating Cash Flow	76.24	-1,002	-369.78	147.84	-86.43	-244.53
Capital Expenditures	-12.64	-12.64	-18.86	-32.65	-38.62	-22.28
Sale of Property, Plant and Equipment	-	-	-	-	0.04	-
Cash Acquisitions	-	-	-	-	53.41	-
Investment in Securities	202.26	238.23	-66.72	-247.79	-89.49	37.23
Investing Cash Flow	190.35	225.59	-85.59	-280.44	-74.66	14.95
Long-Term Debt Issued	-	1.19	23.69	8.16	14.75	3.43
Long-Term Debt Repaid	-	-109.73	-17.06	-26.61	-143.05	-110.14
Net Debt Issued (Repaid)	-104.95	-108.54	6.63	-18.45	-128.29	-106.71
Issuance of Common Stock	1.53	1.53	1.31	1.14	0.91	0.96
Repurchase of Common Stock	-0.01	-0.01	-0.01	-0.02	-0.05	-0.2
Common Dividends Paid	-24.88	-30.89	-30.68	-30.52	-24.29	-33.16
Financing Cash Flow	-128.27	-137.9	-22.75	-47.85	-151.72	-139.11
Foreign Exchange Rate Adjustments	-19.9	53.6	-45.87	-10.83	-16.7	8.19
Net Cash Flow	118.43	-860.47	-523.99	-191.27	-329.52	-360.5
Free Cash Flow	63.6	-1,014	-388.64	115.19	-125.05	-266.81
Free Cash Flow Margin	18.54%	-307.57%	-108.84%	34.00%	-37.72%	-89.03%
Free Cash Flow Per Share	10.20	-163.27	-62.95	18.76	-20.50	-44.02
Cash Interest Paid	207.16	207.16	172.26	36.09	14.48	28.57
Cash Income Tax Paid	6.63	6.63	8.95	11.61	8.67	7.67

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.