Zurich Insurance Group AG (SWX:ZURN)

Zurich Insurance Group AG Ratios and Metrics

Market cap in millions CHF. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	79,509	85,627	77,582	64,338	65,589	59,458
Market Cap Growth	-0.18%	10.37%	20.59%	-1.91%	10.31%	6.90%
Enterprise Value	88,293	94,411	86,308	73,798	76,909	70,368
PE Ratio	17.28	15.89	14.73	17.56	17.89	12.54
PS Ratio	1.43	1.48	1.25	1.20	1.21	0.93
PB Ratio	3.78	3.58	3.18	2.91	2.63	1.67
P/FCF Ratio	15.57	19.91	11.84	11.03	15.74	25.17
P/OCF Ratio	14.63	18.29	11.26	10.40	14.07	20.60
EV/Sales Ratio	1.59	1.63	1.39	1.38	1.42	1.10
EV/EBITDA Ratio	12.30	10.48	10.54	12.07	13.39	9.36
EV/EBIT Ratio	12.55	11.34	10.83	12.49	13.92	9.68
EV/FCF Ratio	17.29	21.96	13.17	12.65	18.45	29.79
Debt / Equity Ratio	0.52	0.52	0.58	0.62	0.62	0.47
Debt / EBITDA Ratio	1.37	1.37	1.68	2.16	2.61	2.17
Debt / FCF Ratio	2.87	2.87	2.15	2.34	3.71	7.09
Net Debt / Equity Ratio	0.28	0.28	0.34	0.35	0.36	0.26
Net Debt / EBITDA Ratio	0.75	0.75	1.01	1.28	1.54	1.22
Net Debt / FCF Ratio	1.56	1.56	1.26	1.34	2.13	3.88
Quick Ratio	6.33	6.33	3.44	1.03	0.78	0.51
Current Ratio	14.00	14.00	5.86	2.44	2.25	1.33
Asset Turnover	0.19	0.19	0.19	0.18	0.15	0.16
Return on Equity (ROE)	25.22%	25.22%	23.32%	17.73%	13.00%	13.73%
Return on Assets (ROA)	1.71%	1.71%	1.53%	1.26%	0.97%	1.14%
Return on Invested Capital (ROIC)	16.47%	17.07%	15.17%	11.90%	9.45%	10.36%
Earnings Yield	5.85%	6.30%	6.79%	5.70%	5.59%	7.98%
FCF Yield	6.42%	5.02%	8.45%	9.07%	6.35%	3.97%
Dividend Yield	5.01%	-	5.47%	6.59%	6.38%	6.79%
Payout Ratio	79.70%	74.76%	71.48%	89.11%	88.80%	61.50%
Buyback Yield / Dilution	1.11%	0.54%	1.06%	2.15%	0.33%	-0.07%
Total Shareholder Return	6.04%	0.54%	6.53%	8.75%	6.71%	6.72%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.