Zurich Insurance Group AG (SWX:ZURN)

Zurich Insurance Group AG Ratios and Metrics

Market cap in millions CHF. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	79,823	85,627	77,582	64,338	65,589	59,458
Market Cap Growth	-2.94%	10.37%	20.59%	-1.91%	10.31%	6.90%
Enterprise Value	89,767	94,411	86,308	73,798	76,909	70,368
PE Ratio	14.28	15.89	14.73	17.56	17.89	12.54
PS Ratio	1.38	1.48	1.25	1.20	1.21	0.93
PB Ratio	3.34	3.58	3.18	2.91	2.63	1.67
P/FCF Ratio	18.56	19.91	11.84	11.03	15.74	25.17
P/OCF Ratio	17.05	18.29	11.26	10.40	14.07	20.60
EV/Sales Ratio	1.55	1.63	1.39	1.38	1.42	1.10
EV/EBITDA Ratio	10.35	11.06	10.54	12.07	13.39	9.36
EV/EBIT Ratio	10.78	11.33	10.83	12.49	13.92	9.68
EV/FCF Ratio	20.88	21.96	13.17	12.65	18.45	29.79
Debt / Equity Ratio	0.59	0.59	0.60	0.65	0.62	0.47
Debt / EBITDA Ratio	1.62	1.62	1.75	2.26	2.61	2.17
Debt / FCF Ratio	3.27	3.27	2.24	2.45	3.71	7.09
Net Debt / Equity Ratio	0.36	0.36	0.36	0.38	0.36	0.26
Net Debt / EBITDA Ratio	1.01	1.01	1.08	1.39	1.54	1.22
Net Debt / FCF Ratio	2.01	2.01	1.35	1.45	2.13	3.88
Quick Ratio	3.02	3.02	3.44	1.03	0.78	0.51
Current Ratio	5.09	5.09	5.86	2.44	2.25	1.33
Asset Turnover	0.19	0.19	0.19	0.18	0.15	0.16
Return on Equity (ROE)	25.22%	25.22%	23.32%	17.73%	13.00%	13.73%
Return on Assets (ROA)	1.72%	1.72%	1.53%	1.26%	0.97%	1.14%
Return on Invested Capital (ROIC)	15.73%	16.55%	14.92%	11.79%	9.45%	10.36%
Earnings Yield	6.75%	6.30%	6.79%	5.70%	5.59%	7.98%
FCF Yield	5.39%	5.02%	8.45%	9.07%	6.35%	3.97%
Dividend Yield	5.29%	-	5.47%	6.59%	6.38%	6.79%
Payout Ratio	68.62%	68.62%	71.48%	89.11%	88.80%	61.50%
Buyback Yield / Dilution	0.54%	0.54%	1.06%	2.15%	0.33%	-0.07%
Total Shareholder Return	5.83%	0.54%	6.53%	8.75%	6.71%	6.72%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.