Zurich Insurance Group AG (SWX:ZURN)
Switzerland flag Switzerland · Delayed Price · Currency is CHF
590.80
-2.80 (-0.47%)
Aug 19, 2026, 2:23 PM CET

Zurich Insurance Group AG Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
76,97373,08368,71863,73058,64070,052
Revenue Growth
5.32%6.35%7.83%8.68%-16.29%18.84%
Operating Income
11,28410,5068,7927,0175,9777,975
Net Income
7,2226,7985,8144,3513,9645,202
Earnings Per Share
49.3447.2040.1529.7326.5034.66
EPS Growth
4.53%17.56%35.05%12.19%-23.54%35.60%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Property & Casualty
50,18548,23444,79242,29339,16432,028
Life
13,33912,32311,70010,99610,04230,301
Farmers
2,0892,2452,9412,5531,2785,736
Non-Core Businesses
2241719798112362
Eliminations
-28-27-22-135-144-356
Revenue (Total)
76,95773,07668,83263,62658,48169,867

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,4146,8546,4626,9077,1538,322
Total Debt
15,35817,74316,19416,96816,74018,368
Net Cash (Debt)
-8,944-10,889-9,732-10,061-9,587-10,046
Net Cash Growth
------
Net Cash Per Share
-61.10-75.61-67.21-68.74-64.09-66.94

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,9335,9037,6037,3455,0423,167
Capital Expenditures
-510-480-370-418-535-576
Free Cash Flow
2,4235,4237,2336,9274,5072,591
Free Cash Flow Growth
-55.32%-25.02%4.42%53.69%73.95%-49.68%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.66%14.37%12.79%11.01%10.19%11.38%
Pretax Margin
13.99%13.74%12.32%10.13%9.16%10.45%
Profit Margin
9.38%9.30%8.46%6.83%6.76%7.43%
FCF Margin
3.15%7.42%10.53%10.87%7.69%3.70%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
30.00037.83330.89930.87725.95524.133
Dividend Per Share Growth
7.14%22.44%0.07%18.96%7.55%6.76%
Dividend Yield
5.07%5.26%5.78%6.96%6.74%7.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.8915.8914.7317.5617.8912.54
Forward PE
14.6715.5614.0211.8115.7520.19
P/FCF Ratio
45.2919.9111.8411.0315.7425.17
PS Ratio
1.431.481.251.201.210.93