Zurich Insurance Group AG (SWX:ZURN)
Switzerland flag Switzerland · Delayed Price · Currency is CHF
618.40
-3.60 (-0.58%)
Oct 23, 2026, 5:30 PM CEST

Zurich Insurance Group AG Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
76,97373,08368,71863,73058,64070,052
Revenue Growth
5.32%6.35%7.83%8.68%-16.29%18.84%
Operating Income
11,28410,5068,7927,0175,9777,975
Net Income
7,2226,7985,8144,3513,9645,202
Earnings Per Share
49.3447.2040.1529.7326.5034.66
EPS Growth
4.53%17.56%35.05%12.19%-23.54%35.60%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Property & Casualty
50,18548,23444,79242,29339,16432,028
Life
13,33912,32311,70010,99610,04230,301
Farmers
2,0892,2452,9412,5531,2785,736
Non-Core Businesses
2241719798112362
Eliminations
-28-27-22-135-144-356
Other
11,14810,1309,3247,8218,0291,796
Revenue (Total)
76,95773,07668,83263,62658,48169,867

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,4146,8546,4626,9077,1538,322
Total Debt
15,35817,74316,19416,96816,74018,368
Net Cash (Debt)
-8,944-10,889-9,732-10,061-9,587-10,046
Net Cash Growth
------
Net Cash Per Share
-61.10-75.61-67.21-68.74-64.09-66.94

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,9335,9037,6037,3455,0423,167
Capital Expenditures
-510-480-370-418-535-576
Free Cash Flow
2,4235,4237,2336,9274,5072,591
Free Cash Flow Growth
-55.32%-25.02%4.42%53.69%73.95%-49.68%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.66%14.37%12.79%11.01%10.19%11.38%
Pretax Margin
13.99%13.74%12.32%10.13%9.16%10.45%
Profit Margin
9.38%9.30%8.46%6.83%6.76%7.43%
FCF Margin
3.15%7.42%10.53%10.87%7.69%3.70%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
30.00037.83330.89930.87725.95524.133
Dividend Per Share Growth
7.14%22.44%0.07%18.96%7.55%6.76%
Dividend Yield
4.85%4.98%5.13%5.82%5.40%5.49%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.5115.8914.7317.5617.8912.54
Forward PE
15.1815.5614.0211.8115.7520.19
P/FCF Ratio
47.7719.9111.8411.0315.7425.17
PS Ratio
1.501.481.251.201.210.93