Zurich Insurance Group AG (SWX:ZURN)
620.40
+0.60 (0.10%)
Jul 21, 2026, 10:45 AM CET
Zurich Insurance Group AG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 62,945 | 59,507 | 56,099 | 50,792 | 43,031 |
Investment Income | 5,742 | 5,730 | 5,382 | 5,128 | 5,047 |
Net Gains on Investments | 1,810 | 1,084 | -696 | -1,844 | 2,038 |
Total Other Revenues | 2,586 | 2,397 | 2,945 | 4,564 | 19,751 |
| 73,083 | 68,718 | 63,730 | 58,640 | 69,867 | |
Revenue Growth (YoY) | 6.35% | 7.83% | 8.68% | -16.07% | 18.42% |
Insurance Benefits & Claims | 55,678 | 53,487 | 50,403 | 46,565 | 44,070 |
Policy Amortization Costs | - | - | - | - | 9,213 |
Other Operating Expenses | 10,141 | 9,271 | 9,387 | 8,692 | 8,794 |
Operating Income | 7,264 | 5,960 | 3,940 | 3,383 | 7,790 |
Interest Expense | 460 | 440 | 456 | 444 | -469 |
Total Non-Operating Income (Expense) | 460 | 440 | 456 | 444 | -469 |
Pretax Income | 10,040 | 8,465 | 6,458 | 5,374 | 7,321 |
Provision for Income Taxes | 2,840 | 2,261 | 1,741 | 1,076 | 1,895 |
Net Income | 7,201 | 6,204 | 4,717 | 4,299 | 5,425 |
Minority Interest in Earnings | 403 | 390 | 366 | 334 | 223 |
Net Income to Common | 6,798 | 5,814 | 4,351 | 3,965 | 5,202 |
Net Income Growth | 16.93% | 33.62% | 9.74% | -23.78% | 35.68% |
Shares Outstanding (Basic) | 143 | 144 | 145 | 148 | 149 |
Shares Outstanding (Diluted) | 144 | 145 | 146 | 150 | 150 |
Shares Change (YoY) | -0.54% | -1.06% | -2.15% | -0.33% | 0.07% |
EPS (Basic) | 47.68 | 40.48 | 29.96 | 26.71 | 34.99 |
EPS (Diluted) | 47.20 | 40.15 | 29.73 | 26.50 | 34.66 |
EPS Growth | 17.56% | 35.05% | 12.19% | -23.54% | 35.60% |
Free Cash Flow | 5,423 | 7,233 | 6,893 | 4,507 | 2,591 |
Free Cash Flow Growth | -25.02% | 4.93% | 52.94% | 73.95% | -49.68% |
Free Cash Flow Per Share | 37.66 | 49.95 | 47.10 | 30.13 | 17.27 |
Dividends Per Share | - | 30.899 | 30.877 | 25.955 | 24.133 |
Dividend Growth | - | 0.07% | 18.96% | 7.55% | 6.76% |
Operating Margin | 9.94% | 8.67% | 6.18% | 5.77% | 11.15% |
Profit Margin | 9.85% | 9.03% | 7.40% | 7.33% | 7.76% |
FCF Margin | 7.42% | 10.53% | 10.82% | 7.69% | 3.71% |
EBITDA | 8,122 | 6,871 | 4,792 | 4,139 | 8,639 |
EBITDA Margin | 11.11% | 10.00% | 7.52% | 7.06% | 12.36% |
EBIT | 7,264 | 5,960 | 3,940 | 3,383 | 7,790 |
EBIT Margin | 9.94% | 8.67% | 6.18% | 5.77% | 11.15% |
Effective Tax Rate | 28.29% | 26.71% | 26.96% | 20.02% | 25.88% |