Zurich Insurance Group AG (SWX:ZURN)
554.60
+6.00 (1.09%)
Jun 9, 2026, 5:30 PM CET
Zurich Insurance Group AG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 62,945 | 59,507 | 56,099 | 50,792 | 43,031 |
Investment Income | 9,214 | 8,572 | 6,918 | 6,881 | 5,047 |
Net Gains on Investments | 1,810 | 1,084 | -696 | -1,844 | 2,038 |
Total Other Revenues | -1,251 | -1,064 | -742 | 648 | 19,751 |
| 72,718 | 68,099 | 61,579 | 56,477 | 69,867 | |
Revenue Growth (YoY) | 6.78% | 10.59% | 9.03% | -19.16% | 18.42% |
Insurance Benefits & Claims | -55,678 | -53,487 | -50,403 | -46,565 | 44,070 |
Policy Amortization Costs | - | - | - | - | 9,213 |
Investment Expense | -3,069 | -2,864 | -2,727 | -2,341 | - |
Other Operating Expenses | - | - | - | - | 8,794 |
Operating Income | 131,465 | 124,450 | 114,709 | 105,383 | 7,790 |
Interest Expense | 460 | 440 | 456 | 444 | -469 |
Other Non-Operating Income (Expense) | -3,242 | -2,832 | -3,077 | -2,594 | - |
Total Non-Operating Income (Expense) | -2,782 | -2,392 | -2,621 | -2,150 | -469 |
Pretax Income | 10,040 | 8,465 | 6,458 | 5,374 | 7,321 |
Provision for Income Taxes | 2,840 | 2,261 | 1,741 | 1,076 | 1,895 |
Net Income | 7,201 | 6,204 | 4,717 | 4,299 | 5,425 |
Minority Interest in Earnings | 403 | 390 | 366 | 334 | 223 |
Net Income to Common | 6,798 | 5,814 | 4,351 | 3,964 | 5,202 |
Net Income Growth | 16.93% | 33.62% | 9.76% | -23.80% | 35.68% |
Shares Outstanding (Basic) | 143 | 144 | 145 | 148 | 149 |
Shares Outstanding (Diluted) | 144 | 145 | 146 | 150 | 150 |
Shares Change (YoY) | -0.54% | -1.06% | -2.15% | -0.33% | 0.07% |
EPS (Basic) | 47.68 | 40.48 | 29.96 | 26.71 | 34.99 |
EPS (Diluted) | 47.20 | 40.15 | 29.73 | 26.50 | 34.66 |
EPS Growth | 17.56% | 35.05% | 12.19% | -23.54% | 35.60% |
Free Cash Flow | 5,423 | 7,229 | 6,927 | 4,507 | 2,591 |
Free Cash Flow Growth | -24.98% | 4.36% | 53.69% | 73.95% | -49.68% |
Free Cash Flow Per Share | 37.66 | 49.92 | 47.33 | 30.13 | 17.27 |
Dividends Per Share | - | 30.899 | 30.877 | 25.955 | 24.133 |
Dividend Growth | - | 0.07% | 18.96% | 7.55% | 6.76% |
Operating Margin | 180.79% | 182.75% | 186.28% | 186.59% | 11.15% |
Profit Margin | 9.90% | 9.11% | 7.66% | 7.61% | 7.76% |
FCF Margin | 7.46% | 10.62% | 11.25% | 7.98% | 3.71% |
EBITDA | 132,323 | 125,361 | 115,561 | 106,187 | 8,639 |
EBITDA Margin | 181.97% | 184.09% | 187.66% | 188.02% | 12.36% |
EBIT | 131,465 | 124,450 | 114,709 | 105,383 | 7,790 |
EBIT Margin | 180.79% | 182.75% | 186.28% | 186.59% | 11.15% |
Effective Tax Rate | 28.29% | 26.71% | 26.96% | 20.02% | 25.88% |