Zurich Insurance Group AG (SWX:ZURN)

Zurich Insurance Group AG Statistics

Total Valuation

SWX:ZURN has a market cap or net worth of CHF 82.47 billion. The enterprise value is 91.25 billion.

Market Cap	82.47B
Enterprise Value	91.25B

Important Dates

The last earnings date was Thursday, August 7, 2025.

Earnings Date	Aug 7, 2025
Ex-Dividend Date	Apr 11, 2025

Share Statistics

SWX:ZURN has 142.29 million shares outstanding. The number of shares has decreased by -1.11% in one year.

Current Share Class	142.29M
Shares Outstanding	142.29M
Shares Change (YoY)	-1.11%
Shares Change (QoQ)	-0.44%
Owned by Insiders (%)	0.23%
Owned by Institutions (%)	33.03%
Float	141.95M

Valuation Ratios

The trailing PE ratio is 17.92 and the forward PE ratio is 15.10. SWX:ZURN's PEG ratio is 2.14.

PE Ratio	17.92
Forward PE	15.10
PS Ratio	1.49
PB Ratio	3.92
P/TBV Ratio	8.44
P/FCF Ratio	16.15
P/OCF Ratio	15.18
PEG Ratio	2.14

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.71, with an EV/FCF ratio of 17.87.

EV / Earnings	19.60
EV / Sales	1.65
EV / EBITDA	12.71
EV / EBIT	12.97
EV / FCF	17.87

Financial Position

The company has a current ratio of 19.38, with a Debt / Equity ratio of 0.60.

Current Ratio	19.38
Quick Ratio	12.23
Debt / Equity	0.60
Debt / EBITDA	1.75
Debt / FCF	2.46
Interest Coverage	20.77

Financial Efficiency

Return on equity (ROE) is 24.09% and return on invested capital (ROIC) is 13.44%.

Return on Equity (ROE)	24.09%
Return on Assets (ROA)	1.47%
Return on Invested Capital (ROIC)	13.44%
Return on Capital Employed (ROCE)	2.27%
Revenue Per Employee	879,971
Profits Per Employee	73,885
Employee Count	60,000
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, SWX:ZURN has paid 1.78 billion in taxes.

Income Tax	1.78B
Effective Tax Rate	26.36%

Stock Price Statistics

The stock price has increased by +18.16% in the last 52 weeks. The beta is 0.57, so SWX:ZURN's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+18.16%
50-Day Moving Average	565.75
200-Day Moving Average	566.22
Relative Strength Index (RSI)	56.54
Average Volume (20 Days)	218,075

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SWX:ZURN had revenue of CHF 55.44 billion and earned 4.65 billion in profits. Earnings per share was 32.34.

Revenue	55.44B
Gross Profit	12.23B
Operating Income	7.04B
Pretax Income	6.77B
Net Income	4.65B
EBITDA	7.02B
EBIT	7.04B
Earnings Per Share (EPS)	32.34

Balance Sheet

The company has 23.84 billion in cash and 12.57 billion in debt, giving a net cash position of -7.41 billion or -52.06 per share.

Cash & Cash Equivalents	23.84B
Total Debt	12.57B
Net Cash	-7.41B
Net Cash Per Share	-52.06
Equity (Book Value)	21.04B
Book Value Per Share	137.87
Working Capital	50.95B

Cash Flow

In the last 12 months, operating cash flow was 5.43 billion and capital expenditures -327.66 million, giving a free cash flow of 5.11 billion.

Operating Cash Flow	5.43B
Capital Expenditures	-327.66M
Free Cash Flow	5.11B
FCF Per Share	35.88

Margins

Gross margin is 22.06%, with operating and profit margins of 12.69% and 8.40%.

Gross Margin	22.06%
Operating Margin	12.69%
Pretax Margin	12.21%
Profit Margin	8.40%
EBITDA Margin	12.67%
EBIT Margin	12.69%
FCF Margin	9.21%

Dividends & Yields

This stock pays an annual dividend of 28.00, which amounts to a dividend yield of 4.83%.

Dividend Per Share	28.00
Dividend Yield	4.83%
Dividend Growth (YoY)	7.69%
Years of Dividend Growth	3
Payout Ratio	79.70%
Buyback Yield	1.11%
Shareholder Yield	5.93%
Earnings Yield	5.64%
FCF Yield	6.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5