aljazira bank Income Statement

Financials in millions SAR. Fiscal year is January - December.

Millions SAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Investments	9,622	8,849	8,171	6,418	3,961	3,127
Total Interest Income	9,622	8,849	8,171	6,418	3,961	3,127
Interest Paid on Deposits	6,014	5,598	5,344	3,890	1,308	409.29
Net Interest Income	3,608	3,252	2,827	2,528	2,652	2,718
Net Interest Income Growth	12.71%	15.02%	11.82%	-4.68%	-2.41%	13.70%
Gain (Loss) on Sale of Assets	0.56	0.56	0.01	19.36	52.8	-
Gain (Loss) on Sale of Investments	0.06	-3.83	3.46	3.6	7.09	53.65
Other Non-Interest Income	1,166	1,226	955.29	774.95	757.59	719.45
Total Non-Interest Income	1,158	1,213	952.29	806.5	842.98	868.61
Non-Interest Income Growth	10.77%	27.35%	18.08%	-4.33%	-2.95%	-3.13%
Revenues Before Loan Losses	4,766	4,464	3,779	3,335	3,495	3,587
Provision for Loan Losses	337.12	353.74	317.46	229.06	286.32	624.57
Revenue	4,429	4,111	3,462	3,106	3,209	2,962
Revenue Growth	13.53%	18.74%	11.47%	-3.22%	8.34%	73.08%
Salaries and Employee Benefits	1,323	1,246	1,126	1,052	1,009	976.7
Occupancy Expenses	197.23	177.58	183.82	182.12	197.59	254.92
Selling, General & Administrative	892.11	884.69	760.56	547.71	566.2	502.57
Other Non-Interest Expense	52.82	29.1	46.32	159.1	147	35.71
Total Non-Interest Expense	2,458	2,325	2,057	1,925	1,912	1,762
EBT Excluding Unusual Items	1,971	1,786	1,405	1,181	1,297	1,200
Asset Writedown	-	-	-	-	-	-46.91
Pretax Income	1,971	1,786	1,405	1,181	1,297	1,153
Income Tax Expense	289.02	280.29	173.67	160.88	187.57	147.12
Net Income	1,682	1,506	1,231	1,020	1,109	1,006
Preferred Dividends & Other Adjustments	435.22	229.27	195.83	137.77	77.35	39.32
Net Income to Common	1,247	1,276	1,035	882.21	1,032	966.76
Net Income Growth	4.21%	23.30%	17.33%	-14.49%	6.72%	2764.14%
Basic Shares Outstanding	1,276	1,276	1,281	1,281	1,281	1,281
Diluted Shares Outstanding	1,276	1,276	1,281	1,281	1,281	1,281
Shares Change	-0.12%	-0.39%	-	-	-	-
EPS (Basic)	0.98	1.00	0.81	0.69	0.81	0.75
EPS (Diluted)	0.98	1.00	0.81	0.69	0.81	0.75
EPS Growth	4.33%	23.78%	17.33%	-14.49%	6.72%	2764.20%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.500	0.500	-	-	-	0.448
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	14.67%	15.70%	12.36%	13.62%	14.46%	12.76%