Morabaha Marina Financing Company (TADAWUL:4082)

TADAWUL:4082 Income Statement

Financials in millions SAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Interest Expense	-1.1	-1.1	-1.74	-5.86	-	-
Net Interest Income	1.1	1.1	1.74	5.86	-	-
Commissions and Fees	219.6	192.86	169.42	158.11	133.62	105.59
Other Revenue	-0.77	-	-	-	18.87	17.41
Revenue Before Loan Losses	219.94	193.96	171.16	163.98	152.49	123
Provision for Loan Losses	60.01	24.59	3.54	28.69	38.81	23.44
Revenue	159.93	169.37	167.62	135.28	113.67	99.56
Revenue Growth (YoY)	4.97%	1.04%	23.90%	19.01%	14.17%	-4.69%
Cost of Services Provided	159.29	155.83	140.08	93.15	64.84	58.96
Other Operating Expenses	-5.57	-10.26	-5.48	-7.47	1.35	0.78
Total Operating Expenses	153.73	145.57	134.6	85.68	66.19	59.75
Operating Income	6.2	23.8	33.02	49.6	47.48	39.81
EBT Excluding Unusual Items	10.12	30.43	39.88	51.09	47.48	39.81
Other Unusual Items	-	-	-	3.4	-	-
Pretax Income	10.12	30.43	39.88	54.49	47.48	39.81
Income Tax Expense	5.25	7.69	8.91	9.51	6.6	5.87
Net Income	4	22.74	30.97	44.98	40.88	33.94
Net Income to Common	4	22.74	30.97	44.98	40.88	33.94
Net Income Growth	-63.28%	-26.57%	-31.15%	10.03%	20.45%	15.45%
Shares Outstanding (Basic)	62	70	61	45	30	27
Shares Outstanding (Diluted)	62	70	61	45	30	27
Shares Change (YoY)	-6.48%	13.81%	35.24%	50.22%	10.69%	14.69%
EPS (Basic)	0.06	0.33	0.50	0.99	1.35	1.24
EPS (Diluted)	0.06	0.33	0.50	0.99	1.35	1.24
EPS Growth	-60.73%	-35.48%	-49.09%	-26.75%	8.82%	0.66%
Free Cash Flow	-52.9	-35.72	-75.82	-69	-62.03	-228.42
Free Cash Flow Per Share	-0.86	-0.51	-1.24	-1.52	-2.06	-8.38
Dividend Per Share	-	0.350	0.530	-	-	-
Dividend Growth	-	-33.96%	-	-	-	-
Operating Margin	3.88%	14.05%	19.70%	36.67%	41.77%	39.99%
Profit Margin	2.50%	13.43%	18.48%	33.25%	35.96%	34.09%
Free Cash Flow Margin	-33.08%	-21.09%	-45.23%	-51.00%	-54.56%	-229.42%
Effective Tax Rate	51.83%	25.28%	22.35%	17.46%	13.90%	14.75%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.